USDA Loan Vs. FHA loan for Saluda, SC [Saluda County Rates 2023]

In 2025, USDA loan limit in Saluda, county of Saluda, SC is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Saluda, SC

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in South Carolina?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(228) 896-0038 485 miles Lender's profile and map Reviews Water's Edge Federal Credit Union 1976 Popps Ferry Road, Biloxi, MS, 39532 At Water’s Edge Federal Credit Union, we proudly serve the coastal counties of South Mississippi. Established in 1953 as the Harrison County Post Office Employees Federal Credit Union, we have expanded to serve the Gulf South Region as a safe haven for Savings Accounts, Loans and Certificates.
(228) 435-5511 485 miles Lender's profile and map Reviews The Peoples Bank, Biloxi, Mississippi 152 Lameuse Street, Biloxi, MS, 39530 The Peoples Bank operates 18 branches along the Mississippi Gulf Coast in Hancock, Harrison, Jackson and Stone counties. In addition to a comprehensive range of retail and commercial banking services, the bank also operates a trust and investment services department that has provided customers with financial, estate
(228) 432-0284 485 miles Lender's profile and map Reviews Southern Coastal Federal Credit Union 1042 Howard Avenue, Biloxi, MS, 39530 Southern Coastal FCU is a not-for-profit, financial institution that provides affordable financial services to its member-owners. Southern Coastal Federal Credit Union provides financial services to the employees of Biloxi Housing Authority, City of Biloxi, City of D'Iberville, Harrison County, Merit Health Biloxi & Swetman Security Services.
(717) 225-4548 485 miles Lender's profile and map Reviews Glatco Credit Union 53 S Main Street, Spring Grove, PA, 17362 Glatco Credit Union was originally started on March 22, 1977 to serve employees of the P.H. Glatfelter Company. Today, membership in GLATCO Credit Union has expanded to include graduates or students of the Spring Grove Area School District, as well as any employee, family member.
(601) 849-3311 485 miles Lender's profile and map Reviews Priorityone Mortgage 220 Main Avenue North, Magee, MS, 39111 As PriorityOne Bank has exceeded a 111-year history of serving its loyal customers, it is proud of the fact that it remains a local independent community based bank that is expanding & growing to serve the vast financial needs of many customers throughout MS. PriorityOne Bank has experienced considerable growth, while still retaining the friendly.
(330) 724-9391 485 miles Lender's profile and map Reviews Goodyear Employees Credit Union 501 Kelly Avenue, Akron, OH, 44306 Goodyear Employees Credit Union has been open since 1961. The credit union has assets totaling $5.63 Million and provides banking services to more than 900 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.
(724) 297-3084 485 miles Lender's profile and map Reviews Moonlight Credit Union 101 Deer Park Road, Worthington, PA, 16262 Moonlight Credit Union has been open since 1947. The credit union has assets totaling $42.92 Million and provides banking services to more than 4, 000 members as of March 2022. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(410) 692-5151 485 miles Lender's profile and map Reviews Jarrettsville Federal Savings and Loan Association 3706 Norrisville Road, Jarrettsville, MD, 21084 Jarrettsville Federal Savings and Loan ranked in the top 17 percent of banks nationwide for outstanding community involvement, as determined by the Office of the Comptroller of the Currency. The designation is part of the Community Reinvestment Act of 1977 (CRA). Rankings are based on the assessment of loans for building within the community.
(419) 879-4855 486 miles Lender's profile and map Reviews Superior Financial Solutions 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union has its own in-house insurance agency, Superior Insurance Services (SIS). SIS offers discounted auto, home, life, and business insurance to Superior Credit Union members. Superior Insurance Services is an independent insurance agent representing many of Ohio's leading insurance companies
(877) 717-2271 486 miles Lender's profile and map Reviews Superior Credit Union 4230 Elida Rd, Lima, OH, 45807 Superior Credit Union is a not-for-profit, member-owned financial cooperative. Unlike profit-driven banks and finance companies, our excess earnings are returned to members in the form of friendly service, low interest rates on loans, high yield savings and investment accounts, and low or no fee convenience services.
(800) 262-1088 486 miles Lender's profile and map Reviews NexTier Bank, National Association 105 Burton Drive, Kittanning, PA, 16201 NexTier Bank is more than just a bank – we’re a total community bank. We have always been dedicated to building long-term relationships and providing high-quality financial services to our Customers, creating meaningful opportunities for our Employees, and giving back to our Communities.