USDA and FHA Pro and Con in Saluda, Saluda County, SC
For the year 2026, the USDA loan cap in Saluda, situated in the county of Saluda, SC, stands at $336,500. In the same area, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA and FHA rates, understanding the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program in Alabama for your distinct financial conditions.
Loan ceilings and downpayment requisites for 2026 in Saluda, within Saluda, SC
Loan Category
Maximum Amount
Initial Payment
USDA
$336,500
0%<\td>
FHA
$472,030
3.5%<\td>
Conventional Conforming
$726,200
3%<\td>
Available USDA and FHA Loan Choices in Saluda, SC
At Lendersa®, we strive to secure the most advantageous USDA or FHA loan efficiently and effortlessly. Begin with one of three different paths tailored to connect you with lenders and USDA loan schemes.
A USDA home loan represents a government-backed mortgage provided by the Department of Agriculture. Also known as USDA rural development loans or mortgages, these are exclusive to rural areas. Unlike FHA loans where a minimum down payment of 3.5% is necessary, a USDA mortgage demands no down payment at all.
Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
"Resource Financial Services was founded in 2008 by a handful of experienced mortgage bankers who wanted to make it easier to get a home loan in South Carolina.
We sold our company at the end of 2012, but we never left the mortgage industry and the opportunity to relaunch as Resource Financial Services presented itself at a perfect time."
Working and Thriving, Together! Arthur State Bank has served the good people of South Carolina since 1933. Today Arthur State Bank operates 18 locations in Union Spartanburg, Greenville, Lexington, Clinton, Woodruff, Roebuck, Rock Hill, Columbia, & Chesnee. We continue to operate as one of the state’s oldest family-owned & operated community banks!
At Caro, we are focused on changing people’s lives with creative problem-solving solutions to the financial challenges life throws at you, both simple and complex. We give you the tools you need to succeed, help you achieve your goals and work together on a plan that is easy to follow. Caro treats every person with equal importance.
Citizens First Mortgage Lending, LLC has been in business since 2018 with loan officers having experience over 20 years in the industry. Providing the best Options for purchasing or refinancing your home loans We pride ourselves on transparency and honesty from start to finish. We work as a team with the borrower providing.
Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits
330 Harrison Bridge Road, Suite C, Simpsonville, SC, 29680
Classic Home Mortgage is located in Simpsonville, South Carolina in the Upstate, Bluffton & Summerville, South Carolina in the Lowcountry and the Sunshine State of Florida. Whether you need an FHA, VA, USDA or Conventional loan, it's our mission to provide you with excellent service, competitive rates.
Secured Advantage Federal Credit Union was first organized in 1959 by a group of Cryovac employees. In 1998, when the brand packaging solutions company was acquired by Sealed Air Corp, the credit union expanded to serve the larger multinational corporation specializing in food care, product protection and healthcare solutions.
SC Home Loans is a local, family owned company with a mission to serve our community. We believe the rates and fees offered by banks and other financial institutions can be excessive. Our desire is to help you navigate the complexity of today's mortgages, because we understand the needs of South Carolina families.
AnMed Health FCU is a non-profit, member owned financial institution. Our goal is to provide the very best financial services in a personal and confidential manner, to meet your financial needs. Our goal is to maintain our credit union’s long term financial stability and to provide a variety of services.
Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.
