USDA Vs. FHA Pro and Con comparison in Saluda, Saluda County, SC
For the year 2025, the USDA loan cap in Saluda, situated in the county of Saluda, SC, stands at $336,500. In the same area, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA and FHA rates, understanding the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program in Alabama for your distinct financial conditions.
Loan ceilings and downpayment requisites for 2025 in Saluda, within Saluda, SC
Loan Category
Maximum Amount
Initial Payment
USDA
$336,500
0%<\td>
FHA
$472,030
3.5%<\td>
Conventional Conforming
$726,200
3%<\td>
Available USDA and FHA Loan Choices in Saluda, SC
At Lendersa®, we strive to secure the most advantageous USDA or FHA loan efficiently and effortlessly. Begin with one of three different paths tailored to connect you with lenders and USDA loan schemes.
A USDA home loan represents a government-backed mortgage provided by the Department of Agriculture. Also known as USDA rural development loans or mortgages, these are exclusive to rural areas. Unlike FHA loans where a minimum down payment of 3.5% is necessary, a USDA mortgage demands no down payment at all.
Iowa Trust and Savings Bank is proud to be your locally owned community bank. We are deeply rooted in Appanoose County and the surrounding areas. Iowa Trust and Savings Bank originated from the charter of two banks on July 13, 1896. The bank is still owned by the same family and opened in our current Centerville location on June 30, 1965.
UnitedOne is a member-owned financial cooperative that educates our members and helps them build financial strength. UnitedOne Credit Union was formed in 2002 by the merger between Manitowoc Community Credit Union and First Superior Credit Union. We are a full service financial institution that offers checking accounts, electronic services.
Holy Family Memorial Credit Union was chartered in 1961. We are a closed chartered credit union for Holy Family Memorial Medical Center. Our mission is to meet our membership’s financial needs through quality service at the best value while maintaining financial stability. We look to be here for our members now and for many years to come.
Shipbuilders Credit Union has provided our members comprehensive, personalized and convenient service since 1938. Originally, Shipbuilders Credit Union was formed to service the employees and families of the Manitowoc Company. Shipbuilders Credit Union is a financial services company based out of 2001 Washington St, Manitowoc, Wi.
Bank First is headquartered in Manitowoc, Wisconsin. Through a combination of acquisitions and de novo offices, our Bank has expanded to serve the financial needs of those throughout Wisconsin. Our growth has been achieved through our relationship-based model of banking. We take pride in knowing our customers on a personal level.
Shoreline Credit Union was originally formed by a small group of employees from the Hamilton Manufacturing Company of Two Rivers. The Hamilton Employees Credit Union was run by part-time volunteers from a corner of the company’s personnel department. Later on, space was rented in a downtown building as the credit union grew.
Hudson River Community Credit Union (HRCCU) was founded in 1954 by the employees of International Paper Company in Corinth, New York as IPCO Federal Credit Union.
Today, HRCCU is a state-chartered community credit union. Anyone who lives, works, worships, or attends school located within Saratoga, Warren, Washington,
First National Bank of East Texas makes life easier with online services for mortgage loans.
Set up a New Account to securely submit an online application. Then, come back anytime and login to review your account, update your profile, check your loan status and more.
Our experienced Mortgage Team.
Gilmer National Bank opened for business in 1901 as Farmers and Merchants National Bank. In 1979, the name was changed to more accurately reflect our role as a full service bank. Over the last 100 years, we have grown from a one-room bank in the corner of the courthouse, to the modern facility we have today
Rasmussen Mortgage is a local mortgage brokerage. I have over 16 years experience in the mortgage industry. If you have not looked into what pricing a broker offers you are spending too much with the banks and credit unions. I focus on finding you the best mortgage for your wants and needs while maintaining personalized customer service.
SCU is a locally run credit union focused on serving the residents and businesses of South Central MA and Northern CT. Our mission is to give our members the very best financial products and services available at outstanding rates and terms, with the lowest fees possible. Take a look at our checking accounts, mortgages, consumer loans
