USDA Vs. FHA Pro and Con comparison in Saluda, Saluda County, SC
For the year 2025, the USDA loan cap in Saluda, situated in the county of Saluda, SC, stands at $336,500. In the same area, the FHA limit for a single-family residence is $472,030.
Utilize the Lendersa® USDA loan calculator to assess and compare today's optimal USDA and FHA rates, understanding the income, credit, reserves, and documentation required for qualification. Our sophisticated mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, facilitating your decision on the most suitable program in Alabama for your distinct financial conditions.
Loan ceilings and downpayment requisites for 2025 in Saluda, within Saluda, SC
Loan Category
Maximum Amount
Initial Payment
USDA
$336,500
0%<\td>
FHA
$472,030
3.5%<\td>
Conventional Conforming
$726,200
3%<\td>
Available USDA and FHA Loan Choices in Saluda, SC
At Lendersa®, we strive to secure the most advantageous USDA or FHA loan efficiently and effortlessly. Begin with one of three different paths tailored to connect you with lenders and USDA loan schemes.
A USDA home loan represents a government-backed mortgage provided by the Department of Agriculture. Also known as USDA rural development loans or mortgages, these are exclusive to rural areas. Unlike FHA loans where a minimum down payment of 3.5% is necessary, a USDA mortgage demands no down payment at all.
Lighthouse Financial, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
30012 Ivy Glenn Drive, Suite 125, Laguna Niguel, CA, 92677
"Whether the first time or the last that you choose the 'perfect' home, the confidence you place in a mortgage professional is what we at Meridian Real Estate Group bank on.
Let more than 80 years of home financing experience benefit you and your family's future. Our proven team takes every borrower personally"
Good Home Capital Inc founded in 2016 we focus on a providing a quick, simple, and reliable service to meet each of our client’s specific needs by streamlining the mortgage process to eliminate those unnecessary steps, and time-wasting appointments and also Finding a great home loan involves careful consideration of your needs, finances and history
30100 Crown Valley Parkway, Suite 11, Laguna Niguel, CA, 92677
TMP Financial Inc Mortgage Partner has been providing mortgage solutions to communities for over 20 years. Our professional team of experts will help you achieve your mortgage needs by offering world class service designed to get the job done. Whether you are purchasing a new home.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
28202 Cabot Road, Suite 378, Laguna Niguel, CA, 92677
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23807 Aliso Creek Road, Suite 210, Laguna Niguel, CA, 92677
Mortgage Grader is an excellent source to find and fund your next home loan. Our President, Jeff Lazerson is also a Sunday columnist for the Orange County Register and has been educating the public for many years regarding the Mortgage Field. Jeff, along with his expert team of friendly Loan Officers
Sterling Pacific Mortgage and Real Estate Services Inc.
27762 Forbes Road, Suite 12, Laguna Niguel, CA, 92677
At Sterling Pacific Mortgage, we are dedicated to providing you the best service available in the industry today. With a clear focus on standards of excellence, we are determined to make your home shopping and purchasing experience a very positive one. Keir Carney is the president and owner of Sterling Pacific Mortgage and Real Estate Services.
27651 La Paz Road, Suite 200, Laguna Niguel, CA, 92677
Purpose Funding is a premium mortgage brokerage dedicated to providing affordable home loans for customers with various types of credit history. Whether you want a fixed rate mortgage, adjustable rate mortgage, a home equity loan, refinance, purchase, investment or debt consolidation, we have a loan for you with the best & lowest rates available.
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
Founded in 1989, Hayward Capital grew from a builder-based mortgage company to a consumer friendly mortgage operation. This family owned and operated company has funded over a billion dollars in loans. Since our clients only deal with principals of the company Hayward Capital is able to offer our clients unbeatable interest rates
28202 Cabot Road, Suite 300, Laguna Niguel, CA, 92677
If you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
