In 2025, the USDA loan limit in Harrisburg, located in the county of Lincoln, SD, is $336,500. However, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .
2025 Loan Limits and Downpayment Requirements in Harrisburg, County of Lincoln, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Overview of USDA and FHA Loan Options in Harrisburg, SD
The main aim of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting paths leading to matched lenders and relevant USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
We are a local mortgage brokerage firm with significant mortgage and financial experience comprised of both CPAs and Mortgage Professionals who have been in the mortgage business over 20 years.
Catharine Dombrowski is the Mortgage Broker, who is also a CPA (Certified Public Accountant). Catharine founded Lone Tree Funding & Mortgage in 2002
At MAI REALTY & LOAN, INSURANCE. We are a one stop shop for all your real estate needs from finding homes, to getting commercial and residential loans, and getting the insurance that protects both your home and your family.
We focus on making the process of buying a home or business easy for both our clients
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E3 Realty & Loans is an all-encompassing Real Estate & Mortgage Brokerage with 20 years of combined Real Estate, Finance and Marketing Expertise. Our team consists of the most Empowered professionals in the industry who Elevate the lives of their clients by providing unparalleled knowledge and strategy that no one else can deliver
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iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
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Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.
Rehaven Many customers were only viewed as a credit score, rather than hardworking Americans, trying to achieve their dream of home-ownership. I knew then, why buying a home was intimidating and daunting. I felt for the customers, because I too, was once a first-time homeowner applicant, with a low credit score and a small down payment.
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Golden Eagle Mortgage Group is the trusted, local APM division that caters to the specific needs of your community. Like APM, Golden Eagle Mortgage Group’s mission is to create experiences that matter while serving your home financing needs. Whether you are buying your first home, a new investment property or building your dream home.
A California independent agency and broker, Good Guys Financial’s team is built on honesty, integrity, hard work and professionalism. We value our relationships with employees, clients & familiar lenders. We approach business with solutions to your coverage needs. Our agency has 8+ years of mortgage & real estate business experience
