USDA Loan Vs. FHA loan pro & con Harrisburg, Lincoln County, SD

In 2026, the USDA loan limit in Harrisburg, located in the county of Lincoln, SD, is $336,500. However, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in .

Overview of USDA and FHA Loan Options in Harrisburg, SD

The main aim of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting paths leading to matched lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Comprehending What a USDA Loan is in SD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.

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(507) 357-2225 Lender's profile and map Reviews First State Bank of Le Center 88 North Park Avenue, Le Center, MN, 56057 First State Bank of LeCenter provides banking services. The Bank offers checking accounts, credit and debit cards, loans, payment protection, bill payment, and online banking services. First State Bank of LeCenter serves clients in the State of Minnesota. First State Bank is located in Le Center, Minnesota, and was founded in 2009.
(507) 357-2273 Lender's profile and map Reviews First National Bank of Le Center 10 W Minnesota St, Le Center, MN, 56057 The First National Bank of Le Center has been proudly serving the communties of Le Center and Kilkenny for over 100 years. We think the First National Bank of Le Center Facebook page is a unique way to communicate news to you, keep you updated about things going on in our community as well as an opportunity to get to know us.
(402) 665-3431 Lender's profile and map Reviews CerescoBank 130 West Elm Street, Ceresco, NE, 68017 CerescoBank was established in 1911 as the Farmers and Merchants Bank of Ceresco and was situated on the corner of South 2nd Street and Elm. The bank has served the Ceresco Community since that time. The present bank building at 130 West Elm Street was completed in 1983, allowing the bank to have a drive-thru banking lane.
4025159868 Lender's profile and map Reviews Q Financial Services 2003 Lloyd Street, Bellevue, NE, 68005 Small Balance commercial financing. 50K to 3MM, non bankable lender. WHEN THE BANKS SAY NO, WE SAY YES
(507) 835-2740 Lender's profile and map Reviews The First National Bank of Waseca 101 North State Street, Waseca, MN, 56093 First National Bank is a local, family-owned and managed bank that has been proudly serving southern Minnesota since 1874. We strive to meet the growing needs of our customers while developing and maintaining the personal aspects of service that is synonymous with community banking.
(402) 515-1670 Lender's profile and map Reviews Dynamic Mortgage Concepts, Inc. 2516 Platte River Dr, Bellevue, NE, 68123 Dynamic Mortgage Concepts, Inc is a lender who works for you! Whether you are looking to prequalify to purchase a home, refinance your existing loan, or complete a construction loan, we have products to fit your needs! We offer A-F credit loans, and have access to several national lenders to place your loan with.
(308) 548-2223 Lender's profile and map Reviews Bank of Clarks 301 N. Green, Clarks, NE, 68628 Since 1937, the Bank of Clarks has been committed to providing the very best service to its customers and community. It is their goal to put customers first and help them succeed in making their daily lives easier. Click on any of the links to the left to find out more about our institution.
(712) 243-3195 Lender's profile and map Reviews First Whitney Bank and Trust 223 Chestnut Street, Atlantic, IA, 50022 The First Whitney Bank, founded in 1907, has a history of growth and progress with Atlantic and the surrounding community’s for over 100 years. In 1968, the Bank’s name was officially changed to First Whitney Bank & Trust, and moved to their present location at 3rd and Chestnut Streets.
(320) 634-5111 Lender's profile and map Reviews Glenwood State Bank 5 E Minnesota Avenue, Glenwood, MN, 56334 Our purpose is to make a positive impact on our customers, employees, and communities. We try to do this by actively practicing our values every single day. We also have a dedicated focus on building relationships with our customers. We want what\ u2019s best for YOU; you\ u2019re our #1 priority.
(320) 634-4545 Lender's profile and map Reviews Eagle Bank Minnesota 2 South Franklin Street, Glenwood, MN, 56334 Eagle Bank is a full service financial institution offering a broad range of financial services to individuals and businesses. Whether you need security in your checking account, a place to save your money for a rainy day or assistance in purchasing a new car, boat or home, Eagle Bank can help with our full line of banking services.
(320) 254-8271 Lender's profile and map Reviews Kensington Bank 321 Washburn Avenue, Belgrade, MN, 56312 Kensington Bank is a community bank with locations in Belgrade, Cokato, Elrosa, Herman, Kensington, Saint Cloud, and Willmar, MN. We strive to provide excellent service and growth along with our customers. To be a trusted partner in the financial success of our customers one relationship at a time and give back to the communities we serve.
(605) 225-2488 Lender's profile and map Reviews Aberdeen Federal Credit Union 2324 8th Ave NE, Aberdeen, SD, 57402 Aberdeen Federal Credit Union was chartered on April 11, 1935 to promote thrift among the members and enable them to obtain loans for productive and provident purposes at reasonable rates of interest. Aberdeen Federal Credit Union is a member-owned not-for-profit financial cooperative.