In 2025, the USDA loan limit in Harrisburg, located in the county of Lincoln, SD, is $336,500. However, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® USDA loan calculator to evaluate today's top USDA versus FHA rates, determining the required income, credit, reserves, and documents for qualification. Our advanced mortgage calculator displays USDA, FHA, Conforming, and VA loans side by side, aiding you in selecting the best program for your financial needs in
Review loan options from 100 different lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The main aim of Lendersa® is to quickly secure you the most suitable USDA or FHA loan with minimal hassle. Choose one of three starting paths leading to matched lenders and relevant USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the Department of Agriculture and available exclusively in rural neighborhoods. In contrast to FHA loans requiring a minimum of 3.5% down payment, USDA loans require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
