USDA and FHA Pro and Con in Canton, Lincoln County, SD

In 2025, the USDA loan limit in Canton, within Lincoln county, SD, is set at $336,500. For FHA, the single-family home limit stands at $472,030.

Use the Lendersa® USDA loan calculator to compare the best current USDA and FHA rates, determining necessary income, credit, reserves, and required documents for eligibility. Our advanced mortgage calculator provides side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in choosing the best option for your financial landscape in .

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2025 Loan Limits and Downpayment Info for Canton, Lincoln, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Discovering USDA and FHA Loan Opportunities in Canton, SD

Lendersa® aims to swiftly provide you with the best USDA or FHA loan without hassle. You can select one of three starting pathways that align you with matched lenders and relevant USDA loan programs.

Lendersa USDA loan request and matching results

Explaining USDA Loans in SD

A USDA loan, or USDA rural development loan, is a government-backed mortgage from the Department of Agriculture, available only in rural areas. These loans require no down payment, unlike FHA loans that need at least 3.5% down.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options
  • True North Mortgage LLC
  • 505 East Plaza Circle Drive, Suite D, Litchfield Park, AZ, 85340
  • True North Mortgage can help you achieve your goals. To set up the right Litchfield Park, AZ Mortgage plan for you, get in touch with us. Dan and Jim are a couple of guys that grew up together in the thriving metropolis of Camp Verde, Arizona. No, that's not some boys camp for troubled youth, it really is a place believe it or not.
  • Fidelity Bank NC
  • 1304 North Main Street, Fuquay Varina, NC, 27526
  • Fidelity Bank is a full-service financial institution with assets of approximately $3.4 billion headquartered in Fuquay-Varina, North Carolina. The Bank owns and operates 58 branches throughout North Carolina, Virginia, and South Carolina. For over 100 years, Fidelity Bank's vision has remained the same; to be the independent, sound.
  • Bay Credit Union
  • 601 N Highway 231, Panama City, FL, 32405
  • Bay Credit Union was established in August of 1952 as International Paper Employees Federal Credit Union. In 1976 the name was changed to Bay County Industrial Credit Union to more adequately reflect the expanded membership. Again in 1987 the name was changed to Bay Credit Union when our field of membership was opened to virtually.
  • First National Bank Northwest Florida
  • 101 East 23rd Street, Panama City, FL, 32405
  • First National Bank Northwest Florida is the oldest local community bank in the area. The goal of the bank has always been to provide the best possible customer service. The same banking services as a regional bank but with a local family “feel.” Come be a part of our banking family.
  • Panhandle Credit Union
  • 2718 Martin Luther King Jr, Blvd Panama City, FL, 32405
  • Panhandle Educators FCU is a leading Florida Credit Union with an A+ rating by DepositAccounts.com, a subsidiary of LendingTree, and has a 5 Star rating by Bauer Financial. We offer a range of financial solutions including Personal Accounts, Business Accounts, Mortgages, Auto Loans, Personal Loans, and more
  • Oasis Mortgage
  • 3707 W. 23rd Street Suite A., Panama City, FL, 32405
  • Oasis Mortgage, where we specialize in residential mortgages. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants who will be assisting you every step of the way. At Oasis Mortgage, we are able to provide our clients with extremely competitive pricing.
  • Canyon Community Bank, National Association
  • 7981 N. Oracle Road, Tucson, AZ, 85704
  • Canyon Community Bank is to serve the people of the Tucson metropolitan area 1st & also the great State of Arizona where our expertise will allow. This will be accomplished by providing personal, confidential attention along with high quality services. We will maintain a responsible financial institution dedicated to developing economic growth.
  • Edwards Financial Services
  • 215 West Giaconda Way, Suite 107, Tucson, AZ, 85704
  • Edwards Financial Services, matching people with the right types of loan packages is what we do. We'll start you out with an in-depth consultation, getting the information we need so we can get to work for you. Based on your financial situation, we'll discuss the different options with you and explain the characteristics of each.
  • Priority Lending, LLC
  • 8035 N Oracle Rd, Tucson, AZ, 85704
  • Since 1997 we have been providing mortgage lending and home loans in Tucson. Tucson can trust people like you to help fulfill their dreams. We are the most trusted mortgage lender Tucson has. Priority Lending LLC provides the most options to assure you get exactly what you need. We do home loans Tucson needs in easy to understand terms.
  • Chen–Del–O Federal Credit Union
  • 114 Main Street, Franklin, NY, 13775
  • The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
  • Vidalia Federal Savings Bank
  • 300 Jackson Street, Vidalia, GA, 30474
  • Vidalia Federal Savings was organized in October 1936 & received its federal charter as a Federal Savings & Loan Association at that time. Its primary purpose was to promote thrift and home ownership in the Vidalia area. Assets of the institution on December 31, 1936 were $23, 001.16 and have increased to $194, 471, 850.45 as of December 31, 2006.