USDA and FHA Pro and Con in Tea, Lincoln County, SD
In the year 2025, the USDA loan limit for Tea, situated in the county of Lincoln, SD, is $336,500. However, the FHA limit for a single-family home is $472,030.
Using the Lendersa® USDA loan calculator, you can contrast today's USDA and FHA rates, helping you determine the necessary income, credit, reserves, and documents for qualification. Our state-of-the-art mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting in selecting the best program for your unique financial situation in .
2025 Loan Limits and Downpayment Requirements in Tea, County of Lincoln, SD
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Evaluating USDA and FHA Loan Options in Tea, SD
The goal of Lendersa® is to swiftly facilitate access to the best USDA or FHA loans available, without hassle. Choose one of three initial approaches that link you to suitable lenders and USDA loan options.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture. It is intended solely for rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require none.
Salman Capital is a family-owned In-house direct lender that provides financing for real estate investors nationally. With our own discretionary capital, we provide Bridge 12-24 month term IO financing for acquiring and stabilizing a property. We also provide asset-based DSCR financing for traditional and short term rental properties.
We're here to help PATH employees and family. We offer trusted advice and better value than banks on the financial services people use every day. PATH Federal Credit Union has been open since 1952. The credit union has assets totaling $12.78 Million and provides banking services to more than 1, 000 members.
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591 Summit Avenue, Suite 517, Jersey City, NJ, 07306
We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Lightning Mortgage has been in business since 2008 and built a reputation for quality and efficiency among our clients and lenders. The relationship with our lenders, combined with our low overhead,
Accolend provides asset based and hard money lending solutions for developers, builders, investors of all sizes. We have many different solutions to solve your investment needs. Our rates are lower than most hard money lenders and we typically do not charge points. Closings can be very fast, as short as 2 days. Call us today to discuss your project
A credit union is a cooperative organized to serve a specific group of people rather than the general public. It allows members to pool their resources for their common benefit. Banks are owned by investors, but credit union members truly own their own institution. Thus members can take advantage of better savings and loan rates.
Greenback Capital Mortgage Corp. is a Mortgage Banker/Broker in providing financing in New York, New Jersey and Florida .We have successfully closed hundreds of millions of dollars in mortgage loans with a reputation for being deal making mortgage experts. The company was started nearly 30 years ago
AccoLend is a fast growing direct lending company. We are based in NJ but fund bridge/hard money loans in 30+ states. We with offer great career path for loan officers, especially for those with a proven track record. Our product mix is flexible, we offer competitive rates, charge no points and provide fast and reliable service for our clients.
