USDA and FHA Pro and Con in Hot-Springs, Fall River County, SD
In 2025, within Hot-Springs in Fall River county, SD, the USDA loan limit is $285,000, whereas the FHA limit for a single-family residence is $356,362.
Utilizing the Lendersa® USDA loan calculator, you can compare today's leading USDA and FHA rates and determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA loans side by side, aiding in the decision of which program best suits your financial requirements in .
2025 Loan Limits and Downpayment Requirements in Hot-Springs, County of Fall River, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Opportunities in Hot-Springs, SD
Lendersa®'s aim is to swiftly connect you with the most advantageous USDA or FHA loans without any hassle. Choose one of three starting options that align you with appropriate lenders and USDA loan offerings.
A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is a government-backed loan offered by the Department of Agriculture, specifically available in rural communities. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment.
Using Lendersa®'s advanced tools, you can effectively navigate and compare loan limits and down payments to make a well-informed choice tailored to your financial goals in Fall River. This preparation results in a smooth and efficient application process.
SELECT MORTGAGE, INC. our industry resources make us uniquely qualified to offer you a variety of flexible mortgage programs with an unsurpassed level of customer service. We are able to offer FREE same day pre-approvals! We're here to answer your questions and to help you understand every step
1440 Canal Street, Suite 101, New Orleans, LA, 70112
Tulane-Loyola Federal Credit Union is federally chartered and regulated by the National Credit Union Administration. Like all credit unions, we are a financial cooperative institution, and operate not for profit, but for service to our member-owners.
Our Credit Union was chartered on September 9, 1979 to serve the employees of Tulane University.
1615 Poydras St, Suite 940, New Orleans, LA, 70112
Simple Lending is comprised of several loan experts with over 60 years of combined Mortgage and Real Estate experience. We provide a variety of loan products from loans for primary residences purchase, refinances, investment properties, Fix and Flip loans, commercial and construction loans.
1615 Poydras Street, Suite 900, New Orleans, LA, 70112
We've been helping customers afford the home of their dreams for many years and we love what we do. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible.
201 Saint Charles Avenue, Suite 114-215, New Orleans, LA, 70170
The Gateway 2 Cap LLC team is committed to providing all clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
625 St Joseph Street, Room B-13, New Orleans, LA, 70165
We are a full-service not for profit financial institution, dedicated to serving our members. As a shareholder, we are able to return our earnings to you in the form of higher dividend rates on savings and lower rates on loans.We take great pride in helping you get the best value for your dollar.
We create opportunities for our clients and the communities we serve. We offer a wide array of banking and financial services at locations in Alabama, Florida, Louisiana, Mississippi and Texas. Our core values are lived out by the actions of our associates throughout our footprint.
We have been locally owned and operated since 1964. We are committed to providing our customers with great service. We offer outstanding financial products for our customers such as online banking and mobile banking with mobile capture. We are conveniently located, with locations in Logan, Man, Chapmanville, Harts and the Fountain Place Mall. Our s
Greenville Savings Bank has remained firmly rooted in the community since 1911. For over 100 years, we experienced prosperity and growth due to the trust and support of the residents we serve. We take pride in recognizing that we continue to be directed and managed by community people you know.
