In 2025, the USDA loan ceiling in Rapid-City, within Pennington county, SD, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the best USDA versus FHA rates of today. Determine the income, credit, reserves, and documents needed for qualification. With our advanced mortgage calculator, you can see USDA, FHA, Conforming, and VA loans side by side, assisting you in selecting the right program for your particular financial situation, especially in .
2025 Loan Limits and Downpayment Requirements in Rapid-City, Pennington County, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Rapid-City, SD
Lendersa® aims to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting points to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is available exclusively in rural areas. Unlike FHA loans that require a minimum 3.5% down payment, USDA mortgages do not require any down payment.
3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area.
Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
34270 Pacific Coast Highway, Suite A, Dana Point, CA, 92629
Bydand is a home finance company that invests in team members to educate & empower their clients, allowing us to custom tailor solutions that exceed their expectations. We are committed to our clients & will work tirelessly to ensure we meet their home financing goals. To provide steadfast solutions tailored to accomplish our clients goals.
24040 Camino Del Avion, A152, Dana Point, CA, 92629
First American Capital Real A diverse company starting out as a Mortgage Broker, then transitioning to a Mortgage Banker. As a Real Estate Company and Lender our goal is to help Stabilize Neighborhoods. We have an A-Z solution to dispose of assets via Traditional and Alternative liquidation processes.
33971 Selva Road, Suite 120, Dana Point, CA, 92629
Laguna Sierra Mortgage Group Helping clients and loan officers navigate the maze of underwriting guidelines and governmental regulation facing the mortgage industry. LSMG adeptly serves the sophisticated, executive-level homeowner and the excited first-time buyer with equal consideration.
24641 La Cresta Drive, Suite A, Dana Point, CA, 92629
Beach Cities Capital With almost two decades of experience we put our expert knowledge into action for your refinance or home purchase loan. We have access to the latest technologies and wholesale lending sources to deliver exceptional interest rates in record time. Our focus and commitment is on your satisfaction and delivering our best.
31463 Pacific Coast Highway, Suite 225, Dana Point, CA, 92629
American Funding offers its customer the best loan products that are fitted perfectly to their individual situations. We are able to say YES, when others say NO because we work with over 35 different lenders and can approve loans with as low as a 500 credit score. Our management believes that the company's success.
1704 W. Manchester Avenue, Suite 210E, Los Angeles, CA, 90047
"Montgomery Financial Services is a reputable mortgage broker company whom can originate traditional and non traditional mortgage financing. We are NMLS licensed (Company ID# 1116788 - Individual ID# 360947) and have over 17 years of experience in the mortgage finance industry.
We want to help you either finance or refinace your dream home"
In 1907, a group of Peninsula residents met and decided their growing community should have the facilities of a local bank. The nearest bank was over an hour away in Port Clinton Ohio.
The Marblehead Banking Company of Marblehead Ohio was organized as a result of this meeting and a charter was granted by the State Banking Department of Ohio
1375 Locust St, Suite 205, Walnut Creek, CA, 94596
"We're a full service Mortgage Brokering office with an entire suite of Real Estate Transaction Services located in the Bay Area of California operating with an experienced staff offering expertise in every area of mortgage lending. We offer you several convenient and
secure options to get started."
1990 North California Boulevard, Suite 20, Walnut Creek, CA, 94596
Bullplace Inc Our business motto is to offer each client service that is perfectly tailored to their needs.We want to provide a personal touch, something lost in most other present-day companies, that have sacrificed empathy over cutting edge technology We are a residential and commercial loan brokerage, offering mortgage services.
