USDA VS FHA in Blackhawk, Meade County, SD

In 2026, the USDA loan limit in Blackhawk, within Meade county, SD, is $336,500, whereas the FHA limit for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to look at today's USDA against FHA rates, understanding the income, credit, reserves, and documentation you'll need to qualify. This advanced mortgage tool displays USDA, FHA, Conforming, and VA loans side by side, aiding in choosing the best plan for your finances in .

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2026 Loan Limits and Downpayment Details in Blackhawk, Meade, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choosing USDA and FHA Loan Options in Blackhawk, SD

Lendersa® aims to efficiently secure the best USDA or FHA loan for you without hassle. Choose one of three starting strategies to match you with appropriate lenders and USDA loan solutions.

Results of Lendersa USDA loan request and matching process

Understanding USDA Loans in SD

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available solely in rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • MNB Bank
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  • Elite Financial Team LLC
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  • Mission Mortgage Colorado Inc
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  • Guaranty Home Mortgage Inc
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  • Mountain State Financial Group
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  • The Best Loan Officer
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  • East River Federal Credit Union
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