In the year 2025, the USDA loan limit in Box-Elder, situated in the county of Pennington, SD, is $285,000. Conversely, the FHA loan cap for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. This tool will help you determine the income, credit score, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best fit for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Box-Elder, County of Pennington, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Box-Elder, SD
The primary objective of Lendersa® is to swiftly deliver the best USDA or FHA loans without hassle. Choose one of the three initial steps to match with lenders and explore USDA loan options effectively.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available solely in rural communities. In comparison to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Utilizing Lendersa®’s cutting-edge mortgage calculator, borrowers can evaluate loan limits and corresponding downpayment requirements for USDA, FHA, and conventional loans side by side. This comprehensive analysis facilitates informed decision-making to select the most suitable program in the county of Pennington. Whether evaluating by loan amount or downpayment criteria, Lendersa® ensures clarity and guidance throughout the lending process, equipping you for a streamlined, hassle-free application journey.
2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544
Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.
76 Northeastern Boulevard, Suite 25A, Nashua, NH, 03062
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Moneylink Mortgage was started by Michael Galasso. Growing up in Indiana, Michael was a born Entrepreneur. Whether it was his paper route or car washing businesses when he was younger, or his very successful businesses he started in College at Ball State, he has always had the fire to create his own destiny.
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1253 Park Street, Suite UE8,, Clearwater, FL, 33756
Homestead Funding Corp. is a multi-state licensed mortgage banker. In operation since 1995, our corporate headquarters is located in Albany, New York. We have tens of thousands of satisfied customers, originated billions of dollars in residential mortgage loans, and maintained a reputation for exceptional service, honesty, integrity
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City-County Employees Credit Union is a non-profit cooperative organized to provide our members with low-cost financial services. We were chartered on April 15, 1941 and are governed by a volunteer board of directors who are elected by and from the membership. As a State-chartered, Federally-insured Credit Union.
