In the year 2025, the USDA loan limit in Box-Elder, situated in the county of Pennington, SD, is $285,000. Conversely, the FHA loan cap for a single-family home is $356,362.
Employ the Lendersa® USDA loan calculator to evaluate the current best rates between USDA and FHA loans. This tool will help you determine the income, credit score, reserves, and necessary documentation required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA programs side by side, aiding you in choosing the best fit for your financial scenario in .
2025 Loan Limits and Downpayment Requirements in Box-Elder, County of Pennington, SD
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Options for USDA and FHA Loans in Box-Elder, SD
The primary objective of Lendersa® is to swiftly deliver the best USDA or FHA loans without hassle. Choose one of the three initial steps to match with lenders and explore USDA loan options effectively.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and is available solely in rural communities. In comparison to FHA loans, which require a minimum down payment of 3.5%, the USDA mortgage requires no down payment at all.
Utilizing Lendersa®’s cutting-edge mortgage calculator, borrowers can evaluate loan limits and corresponding downpayment requirements for USDA, FHA, and conventional loans side by side. This comprehensive analysis facilitates informed decision-making to select the most suitable program in the county of Pennington. Whether evaluating by loan amount or downpayment criteria, Lendersa® ensures clarity and guidance throughout the lending process, equipping you for a streamlined, hassle-free application journey.
710 North Post Oak Road, Suite 208, Houston, TX, 77024
Miyaki Financial Inc, we want you to have the best rate possible with the lowest monthly payments. We shop on your behalf and tailor to your needs. We’re here to do all the heavy lifting and to make your mortgage experience smooth. We shop multiple lenders to find the loan that fits your needs and use our expertise to get your loan closed quickly.
12848 Queensbury Lane, Suite 208, Houston, TX, 77024
At GRP Community Lending, LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
10497 Town & Country Way, Suite 734, Houston, TX, 77024
BWC Lending: Because We Care When our president, Chad Helmcamp, decided to start this company, he emailed his teammates and asked why they would refer clients to him. In one form or another, the response he received was, "Because you really care about our borrowers." That care doesn't stop with Chad though.
AMI Lenders offers lower documentation requirements, quick turnaround time, and personal service. Our seasoned lenders are ready to work with you in securing the loan that better serves your needs. With a history of over 20 years financing properties in Houston, you can be sure you're in good hands with AMI when securing
10497 Town and Country Way, Suite 810, Houston, TX, 77024
Since our founding in 1982, our company has specialized in the creation and purchase of mortgage notes, hard money loans, and investment in all types of real estate. We purchase performing, sub-performing, and non-performing mortgage notes. Individuals, institutions, and companies of all types and sizes.
800 Town and Country BLVD, Suite 500, Houston, TX, 77024
"Angelo Christian is an investor and entrepreneur in the United States. He is the Chairman and CEO of Christian Financial a Diversified Investment Holdings Company. He resides in Houston, Texas with his loving family, happily married and proud father of three aspiring children.
WE SPECIALIZE IN: FHA, VA, USDA, Conventional, Jumbo"
9701 Wilshire Boulevard, Suite 700, Beverly Hills, CA, 90212
Pacific Western Bank is a commercial bank with over $40 billion in assets headquartered in Los Angeles, California, with executive offices in Denver, Colorado. The Bank has 69 full-service branches located in California, with one branch located in Durham, North Carolina, and one branch located in Denver, Colorado.
Luther Burbank Savings offers a comprehensive suite of lending and savings products designed to protect and expand your enduring worth. We opened our doors in 1983 and recorded a profit in our second quarter of operations and in every quarter since. This is a true testament to our team's efforts to maintain fiscally sound banking practices
9595 Wilshire Blvd, Suite 810, Beverly Hills, CA, 90212
Cohen Financial Group specializes in mortgage lending in Los Angeles and surrounding areas. Our firm, founded in 1999, is led by the number one mortgage broker in the US*, Mark Cohen. During his career, Mark has originated over 20, 000 loans totaling more than 13 billion dollars in volume.
9465 Wilshire Boulevard, Suite 300, Beverly Hills, CA, 90212
At Masihi Financial Group we have only one goal in sight and that is to place our clients in a position of financial growth, security and confidence. The foundation of our business is built on honest and trustworthy practices. We aim to exceed your expectations at every turn, not just once but many times over.
9744 Wilshire Boulevard, Suite 203, Beverly Hills, CA, 90212
CALIFORNIA CAPITAL MORTGAGE BANK has built a reputation for mortgage solutions, competitive pricing and high level of personal service. As a lender, California capital mortgage bank funds many loans and closes even the most complex transactions. Working closely with support networks and real estate brokers.
Insignia Mortgage, we understand that what works for one client does not always work for everyone. Especially when your financial picture doesn’t adhere to the strict model that many conforming lenders demand.Even under the most complex circumstances, our team of loan experts can quickly navigate through the process.
