In 2025, within Milbank, situated in Grant county, SD, the USDA loan limit is set at $336,500. In contrast, the FHA limit for single-family homes stands at $472,030.
Utilize the Lendersa® USDA loan calculator to differentiate between today's top USDA and FHA rates, identifying the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows for a comprehensive comparison of USDA, FHA, Conforming, and VA loan options side by side, aiding you in deciding which program is most suitable for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The primary goal of Lendersa® is to swiftly provide the optimal USDA or FHA loans without complications. Choose from three starting routes that connect you with matching lenders and appropriate USDA loan solutions.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is a loan backed by the Department of Agriculture, exclusively available in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require any down payment.
Lendersa®'s sophisticated tools help you effectively navigate and choose the best loan limits for your financial aspirations in Grant. Time spent in preparation translates to a seamless application experience.
Enter your location to find out if it qualifies for USDA rural housing loan?
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