USDA Vs. FHA your options comparison in Aberdeen, Brown County, SD

In 2025, the USDA loan cap for Aberdeen, found in Brown county, SD, stands at $336,500, while the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. This tool identifies the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side-by-side, helping you choose the perfect program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Aberdeen, Brown, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aberdeen, SD

The mission of Lendersa® is to swiftly ensure you obtain the optimal USDA or FHA loan without hassle. Initiate with one of three routes to locate matching lenders and review USDA loan possibilities.

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Understanding USDA Loans in SD

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage. It is offered solely in rural neighborhoods. While FHA loans require at least a 3.5% down payment, a USDA mortgage requires none, making it an attractive option for those seeking rural homeownership.

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  • INDEPENDENCE HOME MORTGAGE CORP.
  • 720 Johnsville Blvd, Suite 1205B, Warminster, PA, 18974
  • Independence Home Mortgage Corp. is a residential mortgage company dedicated to the American Dream of home ownership. We are a customer focused mortgage brokerage firm who strives to build lasting relationships by providing personalized mortgage solutions and unsurpassed service.
  • Global Home Lending
  • 209 Royal Avenue, Wyncote, PA, 19095
  • Global Home Lending combines the power of cutting edge technology with a world-class team of real estate and finance professionals. Our goal is to deliver fast execution and an unparalleled client experience. We bring our combined 35+ years of mortgage experience to deliver industry expertise with a personalized approach.
  • Homepath Lending llc
  • 227 Rt 206 N, Flanders, NJ, 7836
  • Our mission is to serve our customers with honesty integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Texas Community Bank
  • 6721 Mcpherson Road, Laredo, TX, 78041
  • Texas Community Bank is a locally owned and operated, community-oriented financial institution with its heart and roots embedded along the South Texas-Mexico border. TCB is a wholly owned subsidiary of Vision Bancshares, Inc, a one-bank holding company that was founded in 2003 by Laredo banker, Douglas G. Macdonald and a group of local investors.
  • South Texas regional fcu
  • 220 W Hillside Road, Suite 15, Laredo, TX, 78041
  • The South Texas Regional Federal Credit Union is a non-profit organization solely owned by its members. It is governed and insured by the National Credit Union Administration. We have been serving the Laredo and surrounding areas for more than 66 years. We strive to provide our members with services to meet their everyday needs.
  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.
  • DEL HOME LENDING, INC
  • 1401 Calle Del Norte, Suite 1, Laredo, TX, 78041
  • DEL HOME LENDING, INC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
  • Trouvaille Federal Credit Union
  • 4700 Wissahickon Avenue, Suite 126, Philadelphia, PA, 19144
  • The Trouvaille FCU is a financial cooperative owned by its members. It strives to improve the quality of life of its members by encouraging regular savings. Trouvaille FCU provides access to financial education and services to its members. It is particularly focused on extending financial services to those traditionally.