USDA Vs. FHA your options comparison in Aberdeen, Brown County, SD

In 2025, the USDA loan cap for Aberdeen, found in Brown county, SD, stands at $336,500, while the FHA limit for a single-family house is $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's leading USDA versus FHA rates. This tool identifies the income, credit, reserves, and documentation required to qualify. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA options side-by-side, helping you choose the perfect program in for your financial needs.

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2025 Loan Limits and Downpayment Requirements in Aberdeen, Brown, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Aberdeen, SD

The mission of Lendersa® is to swiftly ensure you obtain the optimal USDA or FHA loan without hassle. Initiate with one of three routes to locate matching lenders and review USDA loan possibilities.

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Understanding USDA Loans in SD

A USDA home loan, backed by the Department of Agriculture, is known as a USDA rural development loan or mortgage. It is offered solely in rural neighborhoods. While FHA loans require at least a 3.5% down payment, a USDA mortgage requires none, making it an attractive option for those seeking rural homeownership.

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