USDA VS FHA in Huron, Beadle County, SD

In the year 2025, the USDA loan limit in Huron, located in the county of Beadle, SD, is $336,500. Meanwhile, the FHA limit for a single-family house is $472,030.

Leverage the Lendersa® USDA loan calculator to contrast today's top USDA and FHA rates, allowing you to determine the necessary income, credit, reserves, and paperwork for eligibility. Our advanced mortgage calculator lets you see a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the optimal program for your finances in .

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Loan Limits and Downpayment Requirements for 2025 in Huron, County of Beadle, SD

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Explore USDA and FHA Loan Possibilities in Huron, SD

The aim of Lendersa® is to help you quickly obtain an ideal USDA or FHA loan without complications. Choose from three different initial steps that align you with matching lenders and suitable USDA loan options.

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What Exactly is a USDA Loan in SD?

A USDA home loan, alternatively known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. This type of loan is available exclusively in rural areas. In contrast to FHA loans requiring at least a 3.5% down payment, USDA loans demand no down payment whatsoever.

Lendersa®'s state-of-the-art mortgage tools empower you to analyze and determine which loan plan aligns perfectly with your financial objectives in the county of Beadle.

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  • 350 Pine St, Suite 220, Beaumont, TX, 77702
  • At Cattell Mortgage Group. We are a full service mortgage company located in Beaumont/Houston Texas Area that has served the entire state of Texas for over twenty years. We specialize in FHA, VA, USDA, Jumbo, Super Jumbo, and Conventional Loans. Whether you are buying a home or ReFinancing we can help you realize your dream of home ownership.
  • American Bank & Trust Company
  • 307 East Landry Street, Opelousas, LA, 70570
  • The American Bank & Trust Company opened in Opelousas, Louisiana on September 22, 1958. The Bank was founded by Frank J. Diesi, who was determined to implement his vision of what banking should be. That vision became a tradition that is still alive and flourishing today at American Bank & Trust Company.
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  • Destiny Mortgage Lending
  • Bldg. 417 Crooked Tree Drive, Dawsonville, GA, 30534
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  • Bandera Bank has engaged technology experts to ensure that it has state of the art technology to protect your information and transactions, keeping them private and secure as you us the institution's Internet banking system. Through the institution's Internet banking system, you may conduct banking transactions
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  • 175 New Roads Street, New Roads, LA, 70760
  • Guaranty Bank and Trust Company is a professional team of friendly, experienced and dedicated employees committed to providing the best personalized financial services and community leadership to the people of the parishes we serve. We provide value to our shareholders, customers, employees, and communities by exceeding expectations.
  • AAA MORTGAGE SOLUTIONS, LLC
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  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • The First Mortgage Group LLC
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  • First Mortgage Group, LLC (FMG) was established in 1996 to assist people in achieving their housing dreams; as such, FMG specializes in FHA, VA, Conventional and Jumbo loans. Bob Hester, President, formed FMG with the following objectives as his guide: Quality, Experience, Integrity and Service.
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  • The Smart Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.