USDA Loan Vs. FHA loan pro & con Jackson, Madison County, TN

In 2025, USDA loan limit in Jackson, county of Madison, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Get top 10
USDA LENDERS
customized to yout needes

USDA and FHA loan options in Jackson, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(718) 356-1616 Lender's profile and map Reviews Division 726 Federal Credit Union 4886 Arthur Kill Road, Staten Island, NY, 10309 Division 726 Federal Credit Union has been providing first-rate financial products to Staten Island, New York since 1970. The credit union has assets totaling $11.79 Million and provides banking services to more than 2, 000 members. The credit union is a member-owned financial cooperative providing banking services including savings, loans.
(718) 749-0099 Lender's profile and map Reviews Charles Martin Mortgage 101 Tyrellan Avenue, Suite 220, Staten Island, NY, 10309 "At Charles Martin Mortgage our focus is providing our clients with the best possible terms on their mortgage and an overall customer experience that is unparalleled. As a company founded in late 2007 during the onset of the financial crisis, our culture as a company is one of perseverance."
(973) 716-0600 Lender's profile and map Reviews Regal Bank 570 West Mount Pleasant Avenue, Livingston, NJ, 07039 Regal Bank is a full service community bank headquartered in Livingston, New Jersey. Regal Bank serves, as our primary trade area, Essex, Hudson, Somerset, Union and eastern Morris Counties. Regal Bank offers the very best in products and services, designed to help you meet your personal financial goals.
786-422-9478 Lender's profile and map Reviews PierPoint Mortgage 13727 SW 152nd St #782, Miami, FL, 33177 PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
(732) 541-4151 Lender's profile and map Reviews MidState Federal Credit Union 237 Roosevelt Avenue, Carteret, NJ, 07008 MidState Federal Credit Union began over half a century ago on May 3, 1950, with a total membership of seven. These original seven members decided to pool their savings in order to promote thrift among them, by affording them an opportunity to accumulate their savingsand create a source of credit they could borrow from for provident
(218) 365-3131 Lender's profile and map Reviews Ely Area Credit Union 2 E Chapman Street, Ely, MN, 55731 The Ely Cooperative Credit Union, now known as the Ely Area Credit Union, was organized in 1938 to serve the financial needs of the members of the Ely Coop Association and their families. Then in 1976, the state of Minnesota granted us a community charter to serve all those who live or work in the Ely school district.
(305) 592-7733 Lender's profile and map Reviews MPS Credit Union 2190 NW 72 Avenue, Miami, FL, 33156 MPS Credit Union was created in 1928 when a small group of postal workers got together and opened the credit union doors for business. In January 1930 the credit union was chartered under the state charter as Miami Postal Service Credit Union. At MPS Credit Union, each voice is heard since it is our job to see that we are offering.
(305) 995-5800 Lender's profile and map Reviews Eastern National Bank 9700 South Dixie Highway, Suite 710, Miami, FL, 33156 Providing tailored banking services, and financial solutions, to our local communities and global markets, since 1969. Our history, of supporting individuals, entrepreneurs, businesses, and banks, in South Florida, and Latin America, has helped shape our communities, and our future, while protecting our customers, and shareholders.
(305) 870-0370 Lender's profile and map Reviews Foreclosure Prevention 8950 SW 74 court, Suite 2201, Miami, FL, 33156 Henry Diez Owner at Quality Service Realty, IncQuality Service Realty was founded in 1995 to provide you with the best quality of service in real estate. With 16 years of helping hundreds of families and with countless closed transactions we have the experience and knowledge to help you achieve your real estate goals.
(305) 447-7823 Lender's profile and map Reviews Thomas D. Wood and Company 9100 South Dadeland Boulevard, Suite 700, Miami, FL, 33156 Thomas D. Wood and Company is a privately held real estate investment banking firm specializing in Florida’s commercial and Multi-family real estate capital markets. Founded in 1987 by Thomas D Wood Sr. and Thomas D Wood Jr, the company has become one of Florida’s premiere real estate lenders
(844) 562-6795 Lender's profile and map Reviews Jaxen Mortgage Group LLC 8950 SW 74 Court, Miami, FL, 33156 At JAXEN MORTGAGE GROUP LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.