USDA Vs. FHA Pro and Con comparison in Bloomingdale, Sullivan County, TN

In 2025, the USDA loan limit in Bloomingdale, located in Sullivan county, TN, is $336,500, whereas the FHA limit for a single-family home is $472,030.

Employ the Lendersa® USDA loan calculator to effectively compare the top USDA versus FHA rates today, and assess the required income, credit, reserves, and necessary documents to qualify. Our sophisticated mortgage calculator lets you view USDA, FHA, Conforming, and VA programs side by side, assisting in determining the best option for your financial situation in .

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2025 Loan Caps and Down Payment Requirements in Bloomingdale, Sullivan, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Possibilities in Bloomingdale, TN

The aim of Lendersa® is to efficiently provide you the best USDA or FHA loan without delays. Select one of three initial steps that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What is a USDA Loan in TN?

The USDA home loan is a government-backed mortgage offered by the Department of Agriculture, also referred to as a USDA rural development loan, available exclusively in rural areas. Unlike FHA loans that require a minimum down payment of 3.5%, USDA mortgages need no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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