In the year 2026, the USDA loan limit in Colonial-Heights, which is in the county of Sullivan, TN, is set at $285,000. Conversely, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today’s most competitive USDA versus FHA rates, establishing the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA program options side by side, helping you choose the program that best fits your financial circumstances in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
The mission of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loan. You can initiate the process with one of three approaches, resulting in matched lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural neighborhoods. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require no down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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