USDA and FHA Pro and Con in Colonial-Heights, Sullivan County, TN

In the year 2025, the USDA loan limit in Colonial-Heights, which is in the county of Sullivan, TN, is set at $285,000. Conversely, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to contrast today’s most competitive USDA versus FHA rates, establishing the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA program options side by side, helping you choose the program that best fits your financial circumstances in .

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2025 Loan Limits & Down Payment Requirements in Colonial-Heights, County of Sullivan, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Choices in Colonial-Heights, TN

The mission of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loan. You can initiate the process with one of three approaches, resulting in matched lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TN

A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural neighborhoods. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • A Credit Union is organized by members of a group having a common bond. The Northampton Area School District Employees Federal Credit Union is comprised of public school employees, this being the common bond. The Northampton Area School District Employees Federal Credit Union began in 1939.
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  • The Farmers State Bank and Trust Company has been proudly serving the Morgan County Community for over 100 years. The Farmers State Bank and Trust Company was organized in 1910 under a charter issued by the State of Illinois. Upon subscribing the necessary capital, a group of prominent businessmen.
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  • Ed Bauwens Owner at Mortgage 143 LLC. Ed have been a Mortgage Loan Specialist for the past 20 years. Ed Bauwens started his own Mortgage Brokerage company in 2020, to make you my first priority, while also helping fit your budget and terms into your most important investment; YOUR HOME!
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