USDA Vs. FHA Pro and Con comparison in Colonial-Heights, Sullivan County, TN
In the year 2025, the USDA loan limit in Colonial-Heights, which is in the county of Sullivan, TN, is set at $285,000. Conversely, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to contrast today’s most competitive USDA versus FHA rates, establishing the needed income, credit, reserves, and documents for qualification. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA program options side by side, helping you choose the program that best fits your financial circumstances in .
2025 Loan Limits & Down Payment Requirements in Colonial-Heights, County of Sullivan, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Colonial-Heights, TN
The mission of Lendersa® is to quickly and effortlessly connect you with the best possible USDA or FHA loan. You can initiate the process with one of three approaches, resulting in matched lenders and USDA loan programs.
A USDA home loan is a government-guaranteed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, exclusively available in rural neighborhoods. Unlike FHA loans, requiring at least a 3.5% down payment, USDA loans require no down payment.
Mullinix Mortgage Group is a trusted local lender, backed by an independent mortgage company with more than 20 years in the industry.
Founded by one of The Carolina’s top mortgage professionals, Will Mullinix, Mullinix Mortgage Group has established itself as a leader in the industry
1415 Vantage Park Drive, Suite 700, Charlotte, NC, 28203
LendingTree is a lot more than mortgages. We are an online loan marketplace for various financial borrowing needs including auto loans, small business loans, personal loans, credit cards, and more. We also offer comparison shopping services for autos and educational programs. Together, these services serve as an ally for consumers
2125 Southend Drive, Unit 451, Charlotte, NC, 28203
Peak Financial Group, Inc. is a family-owned mortgage business, licensed in NC and SC, located in Historic Southend, Charlotte. The business opened its doors in September 2011 and also Peak specializes in industry knowledge/expertise, personalized customer service, low interest rates, competitive pricing, and diverse loan programs.
2923 South Tryon Street, Suite 220, Charlotte, NC, 28203
At Eagle Financial Services Inc. we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs
828 East Boulevard, Suite 301, Charlotte, NC, 28203
Our experience enables us to find the mortgage program tailored to your needs. With our history and knowledge of our investor’s guidelines, we can give you a proper mortgage experience with no surprises. We welcome your questions and the opportunity to discuss your next refinance or purchase.
307 West Tremont Avenue, Suite 200, Charlotte, NC, 28203
Oak Capital Mortgage is focused on providing our clients with exactly the right mortgage for their needs. We are able to achieve that for our clients because we are an independent mortgage company that works with multiple lenders. We are able to shop around for you and find the best priced options available.
2108 South Boulevard, Suite 209, Charlotte, NC, 28203
Bridgewater Capital we take pride in our great customer service. Our staff is here for you, so don’t hesitate to contact us if you have any questions, problems or maybe a suggestion. We would love to hear from you and We make sure our clients get the best support from our staff walk you through the whole mortgage process
At DHL Mortgage, formerly known as Direct Home Loans, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
