USDA VS FHA in Blountville, Sullivan County, TN

In 2026, the USDA loan threshold for Blountville, in the county of Sullivan, TN, is $336,500. For single-family houses, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA best rates, determining the needed income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the right option for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Blountville, County of Sullivan, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Blountville, TN

Lendersa® aims to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting points that connect you with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TN

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Blountville Lenders

  • Horizon Credit Union TN
  • 1201 N Eastman Road, Kingsport, TN, 37664
  • Lends in Tennessee
  • Horizon Credit Union is a member-owned financial institution in which its members can deposit and borrow money at better rates. They also have a voice in the operations via the election of a Board of Directors. The Board of Directors’ responsibility is to govern the direction of the credit union in regards to investments, loan and service products.

  • Bank of Tennessee
  • 301 E Center St, Kingsport, TN, 37660
  • Lends in Tennessee
  • Our mission is to provide an uncompromising customer experience, featuring just-right-for-you products, delivered in the most modern channels, and powered by a talented team of friendly and knowledgeable people who go above and beyond to deliver touches that people don’t expect from a Bank.

  • TriCities Mortgage Group
  • 1664 E. Stone Drive, Suite D, Kingsport, TN, 37660
  • Lends in Tennessee
  • Tricities Mortgage Group is your #1 Local Mortgage Lending Source. We have been in the Mortgage Business since 1981 and lend in all of Tennessee and Florida. First time Home Buyers or Seasoned Real Estate Owners/Investors. We offer just about any type of Mortgage Financing you may require including Conventional, Non-conventional Jumbo, FHA and VA.

  • Eastman Credit Union
  • 2021 Meadowview Lane, Kingsport, TN, 37660
  • Lends in Tennessee
  • Founded in 1934, ECU is a not-for-profit, financial services cooperative with over $4 billion in assets. ECU serves over 200, 000 members through 25 branches located in Northeast Tennessee, Southwest Virginia, and Harrison and Gregg Counties in East Texas. Credit Union members have access to more than 50, 000 free ATMs nationwide.

  • Appalachian Community Federal Credit Union
  • 5034 Bobby Hicks Highway, Suite 2, Johnson City, TN, 37615
  • Lends in Tennessee
  • The Appalachian Community Federal Credit Union of today is pleased to serve any persons who live, work, worship or attend school in Carter, Hawkins, Sullivan, Unicoi or Washington Counties, Tennessee, as well as the city of Bristol, TN/VA, the city of Norton, VA, and Wise, Scott and Washington Counties, Virginia.

  • Select Seven Credit Union
  • 333 East Main Street, Johnson City, TN, 37601
  • Lends in Tennessee
  • Select Seven Credit Union was originally called Pet Dairy Employees Federal Credit Union and received a federal charter on March 15, 1949. The original charter covered the employees of Pet Dairy Products Company in several southeastern states. we offer members a tremendous choice of financial products such as loans for almost every purpose.

  • HomeWorks Community Lending
  • 214 East Watauga Avenue, Johnson City, TN, 37601
  • Lends in Tennessee
  • We’re on a mission to fulfill housing needs for low to moderate-income families, making home ownership a reality for a multitude of people. Our mission is difficult - housing costs average about $82,000; unfortunately, the poorest sixty percent (60%) of Tennessee residents have average incomes of only $23,300.

  • Encore Lending Group
  • 206 Wesley St., Johnson City, TN, 37601
  • Lends in Tennessee
  • ENCORE LENDING we make your lending expectations our priority. We understand that teamwork between the lender, real estate agents, and insurance companies and title companies is required.When you are ready to better understand your financial choices in home ownership, contact the one Lender that specializes.

  • Greater Eastern Credit Union
  • 2110 West Mountcastle Drive, Johnson City, TN, 37604
  • Lends in Tennessee
  • Greater Eastern Credit Union was chartered in 1952 as a non-profit financial institution for employees of the Mountain Home Veterans Administration Medical Center. From our humble beginnings, we have consistently provided our members with quality financial products and exceptional service.