USDA Vs. FHA Pro and Con comparison in Blountville, Sullivan County, TN

In 2025, the USDA loan threshold for Blountville, in the county of Sullivan, TN, is $336,500. For single-family houses, the FHA limit is $472,030.

Use the Lendersa® USDA loan calculator to compare current USDA and FHA best rates, determining the needed income, credit, reserves, and documents to qualify. With our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA programs side by side, helping you choose the right option for your financial situation in .

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2025 Loan Limits and Downpayment Requirements in Blountville, County of Sullivan, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Blountville, TN

Lendersa® aims to secure the best USDA or FHA loan for you quickly and effortlessly. Choose one of three starting points that connect you with matching lenders and USDA loan programs.

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Understanding USDA Loans in TN

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural neighborhoods. Unlike FHA loans that require a minimum down payment of 3.5%, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Martinsville First Savings Bank
  • 25 W Church Street, Martinsville, VA, 24114
  • Martinsville First Savings Bank came to life in 1924 when local businessmen saw a need for mortgage lending to help the growing city of Martinsville prosper. We have thrived through decades of change and have been a source for mortgages and banking in the community since day one – supporting local organizations and initiatives along the way.
  • Putnam School Employees FCU
  • 300 Roosevelt Boulevard, Eleanor, WV, 25070
  • Putnam School Employees Federal Credit Union, charter number 21107, was founded November 9, 1972. It was chartered to serve the employees of Putnam County Board of Education. At Conception it was operated out of the home of founding members Mr. and Mrs. Raymond Peak. Following there, space was donated by the Putnam County Board
  • Poca Valley Bank
  • 142 Main St, Poca, WV, 25159
  • The Poca Valley Bank is an independent, community bank which was founded beside the Pocatalico River in Walton in 1908. We opened our first branch office in 1987 in Clendenin, Kanawha County. In the 1990s, two more Kanawha County branches were built in Elkview (1990) and Sissonville (1997).
  • Liberty Bank (Ohio)
  • 314 Park Ave, Ironton, OH, 45638
  • Liberty Bank traces its history back to the decade preceding the "Gay Nineties" when a group of Ironton businessmen and workingman formed a "Terminating" type of building and loan association, chartered as "The German American Workingmen's Building Association." A certain number of men subscribed to shares
  • AnMed Health Federal Credit Union
  • 706 East Greenville Street, Anderson, SC, 29621
  • AnMed Health FCU is a non-profit, member owned financial institution. Our goal is to provide the very best financial services in a personal and confidential manner, to meet your financial needs. Our goal is to maintain our credit union’s long term financial stability and to provide a variety of services.
  • Legacy Lending Mortgage Group LLC
  • 2315 N. Main St, Suite 211D, Anderson, SC, 29621
  • Legacy Lending Mortgage Group offers high-quality mortgage brokerage services to residential customers. Our aim is to provide our customers with fair mortgage rates at reasonable prices, while keeping our clients informed & educated throughout the process. We will be transparent and be sure to keep all parties involved in the transaction informed.
  • RateSaver Mortgage Inc
  • 2318 N. Main St, Unit D, Anderson, SC, 29621
  • One of the biggest rewards in my business life is helping people achieve their dreams of home ownership. From first time homeowners, to experienced multi-home real estate investors, I can make the process smooth and easy for any buyer. Take advantage of my 23+ years of mortgage experience and over 1500 mortgages closed.
  • IMG Mortgage Greensboro
  • 5574 Garden Village Way, Suite B-3, Greensboro, NC, 27410
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
  • First Carolina Mortgage
  • 102 Dolley Madison Road, Greensboro, NC, 27410
  • At First Carolina Mortgage, we have been proudly serving the Greensboro, Triad, North Carolina area since 1990. We strive to render professional service in a friendly atmosphere. Our loan officers have the skills and experience to meet your lending needs. Customer satisfaction will always be our top priority.
  • Jefferson Capital Mortgage
  • 3859 Battleground Ave, Suite 101, Greensboro, NC, 27410
  • At Jefferson Capital Mortgage. We are a local full-service mortgage company based in Greensboro, North Carolina. We service all of North Carolina and Virginia. We specialize in FHA, VA, USDA, HomePath, Jumbo and Conventional Loans. Whether you are buying a home or refinancing in North Carolina or Virginia we can help you realize you.
  • Triad Business Bank
  • 1501 Highwoods Boulevard, Suite 103, Greensboro, NC, 27410
  • The Triad’s economy is fueled by small businesses and these companies need capital to continue to thrive. The Triad has gone from a banking community with local leadership with a vested interest in the Triad to larger institutions with broader interests. Triad Business Bank can be a catalyst for our community.