USDA VS FHA in Oak-Grove, Washington County, TN

In 2025, the USDA loan ceiling for Oak-Grove in Washington County, TN, is $285,000. For a single-family home, the FHA limit is $356,362.

Use the Lendersa® USDA loan calculator to compare the top USDA against FHA rates available today, and identify the income, credit, reserves, and documents required for qualification. This advanced mortgage calculator offers side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the program that best fits your financial situation in .

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2025 Loan Limits and Down Payment Requirements in Oak-Grove, Washington County, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

Exploring USDA and FHA Loan Options in Oak-Grove, TN

Lendersa® is dedicated to promptly securing the optimal USDA or FHA loan for you, without hassle. Choose one of three starting points to connect with lenders and suitable USDA loan programs.

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Understanding USDA Loans in TN

A USDA home loan, insured by the Department of Agriculture, often called a USDA rural development loan, is exclusive to rural areas. Unlike FHA loans requiring at least a 3.5% down payment, USDA loans require none.

Enter your location to find out if it qualifies for USDA rural housing loan?



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