USDA and FHA Pro and Con in Brentwood, Williamson County, TN

In 2026, the USDA loan limit for Brentwood in Williamson county, TN is $555,600, whereas the FHA limit for a single-family home is $890,100.

Utilize the Lendersa® USDA loan calculator to compare today's top USDA versus FHA rates, assessing the income, credit, reserves, and necessary documents to qualify. Our advanced mortgage calculator features USDA, FHA, Conforming, and VA loans side by side, aiding you in choosing which program best suits your financial needs in .

Examine offers from 100 diverse lenders

2026 Loan Limits and Downpayment Details in Brentwood, County of Williamson, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

Exploring USDA and FHA Loan Options in Brentwood, TN

Lendersa® aims to connect you with the optimal USDA or FHA loan swiftly and without hassle. Choose one of three starting paths to match with appropriate lenders and USDA loan offers.

Results of Lendersa USDA loan request and matching process

What Defines a USDA Loan in TN?

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture and available exclusively in rural regions. Unlike FHA loans that require at least a 3.5% down payment, USDA loans require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Bank of Lexington
  • 761 Corporate Dr, Lexington, KY, 40503
  • Bank of Lexington As our name implies, we’re a local bank with a vested interest in our neighbors and Lexington. That’s the way it’s been since 2006, when we opened our first bank on Harrodsburg Road. Now with three locations, we continue to meet the growing financial needs of our community. From home mortgages, business accounts and free checking

  • Bank Of The Bluegrass
  • 215 Southland Dr, Lexington, KY, 40503
  • Bank of the Bluegrass & Trust Co., is a locally owned community bank serving Lexington, Ky., and it's surrounding communities for over 45 years. We create relationships for life with our clients by providing a full range of services to meet their personal and business needs. These services are delivered and supported by experienced professionals th

  • Lambuth Mortgage Lending
  • 2121 Nicholasville Rd, Suite 101, Lexington, KY, 40503
  • At Lambuth Mortgage are here to answer all your questions and help you feel confident about your financial decisions. At Lambuth Mortgage, we make it a priority to learn all about your unique circumstances. We’ll help you understand and take advantage of a variety of home mortgage options and highly competitive interest rates.

  • FIRST PEOPLES BANK
  • 206 W Broadway Blvd, Jefferson City, TN, 37760
  • First Peoples Bank was organized in 1974 and opened for business January 2, 1975, as First Peoples Bank of Jefferson County, with a total of six employees. The bank operated in a portable building until it moved into its present Jefferson City office in May 1976. First Peoples Bank is the oldest bank in Jefferson County.

  • Crump Mortgage
  • 684 West Brookhaven Circle, Memphis, TN, 38117
  • Our team continues to service the mortgage needs of clients throughout Memphis and the Mid-South and has become the #1 ranked purchase loan lender in Memphis. As one of the few privately held and locally owned mortgage lenders, all decisions and funding are handled in-house enabling us to provide clients with superior service and lower rates.

  • Apex Mortgage Group LLC
  • 6897 Crumpler Blvd, Suite 300, Olive Branch, MS, 38654
  • Apex Mortgage Group LLC specializes in helping you understand all of your mortgage & financing options so you can make smart and informed decisions. Whether you need help negotiating a mortgage or buying a new home, Apex Mortgage Group LLC can manage all your mortgage needs. My Refinancing services will take the complications out of the process.

  • The First Bank and Trust Company of Murphysboro
  • 1403 Walnut Street, Murphysboro, IL, 62966
  • The First National Bank of Murphysboro opened its doors for business on the 13th day of May, 1889. The Jackson County Bank, a private institution owned by Medar Lucier and Joseph VanCloostere, was purchased. The First National Bank then occupied their quarters on the south side of the square until 1891,

  • WALDEN MORTGAGE GROUP
  • 3609 Walden Drive, Lexington, KY, 40517
  • "Walden Mortgage Group is a Kentucky mortgage lender based in Lexington, Kentucky.
    Whether you're in Central, Eastern or Western Kentucky; whether you're looking for an FHA, VA, KHC or conventional loan, we're the source for your local mortgage loan solution. We represent a wide variety of local"

  • Metro Employees Credit Union
  • 1306 Versailles Road, Suite 140, Lexington, KY, 40504
  • MECU was established in 1940 by city employees looking for a way to earn higher rates on savings and lower rates for loans.

    Today, MECU has grown into a full service credit union. Membership in MECU is open to employees of the City of Lexington, employees of accepted outside agencies of the City of Lexington, employees of the Credit Union.

  • Greater Kentucky Credit Union
  • 1001 Red Mile Rd, Lexington, KY, 40504
  • Since 1953, Greater Kentucky Credit Union has made being with a Credit Union easy and rewarding. While some credit unions have niche membership eligibility requirements, Greater Kentucky membership is open to anyone who lives, works, worships or attends school in any of the 24 counties in Kentucky or to any relative of an existing member.

  • first federal Bank
  • 1300 McFarland Blvd NE, Tuscaloosa, AL, 35406
  • First Federal Bank loan originators are eager to help you with your home loan needs.

    We listen carefully to each borrower & use our diverse mix of lending products to fit your situation.

    Our loan originators are given a terrific support staff & the latest loan processing & automated underwriting technologies

  • Synergy Lending Corporation
  • 3575 Guildhall Trail, Marietta, GA, 30066
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.