USDA Loan Vs. FHA loan for Oak-Hill, TN 2025

In 2025, USDA loan limit in Oak-Hill, county of Davidson, TN is $469,200 while FHA limit is $586,500 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Oak-Hill, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(317) 351-5235 Lender's profile and map Reviews KEMBA Credit Union 444 South Shortridge Rd, Indianapolis, IN, 46219 On October 9, 1933, KEMBA Indianapolis Credit Union was chartered to serve the employees of the Kroger Company and their families in and around Indianapolis. The credit union was started by a group of Kroger employees who needed a safe place to save and borrow. KEMBA is an acronym for “Kroger Employee Mutual Benefits Association”.
(618) 650-3760 Lender's profile and map Reviews SIUe CREDIT UNION 1566 Lewis Road, Edwardsville, IL, 62025 SIUE Credit Union is a not-for-profit, member-owned credit union, our main goal is not to make money. Instead, we help you save yours with a complete range of financial products and services. You’ll earn high returns on savings, enjoy lower rates on loans and pay lower (and fewer) fees than you would at most banks.
(662) 627-3261 Lender's profile and map Reviews First National Bank of Clarksdale 402 East Second Street, Clarksdale, MS, 38614 First National Bank of Clarksdale would not be what it is today without you. The roots of our success lie in the fact that we are home-owned and operated, and we do better when you do better. In 1964, when our founding fathers began organizing this new business, they did it with you in mind. From the beginning, they wanted it to be a place.
(800) 888-4728 Lender's profile and map Reviews Scott Credit Union 101 Credit Union Way, Edwardsville, IL, 62025 Scott Credit Union is a full-service financial institution that is member owned, member operated, and not-for-profit. We offer similar products and services to what the conventional financial institutions have, but we do so with our members’ best interest in mind. Any revenue generated after expenses
(618) 692-1470 Lender's profile and map Reviews Mortgage Makers Mortgage Makers, Edwardsville, IL, 62025 Mortgage Makers is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(618) 977-3386 Lender's profile and map Reviews 1ST MIDAMERICA CREDIT UNION 1702 Troy Road, Edwardsville, IL, 62025 1st MidAmerica Credit Union has been helping families achieve their financial goals. 1st MidAmerica is a not-for-profit financial cooperative dedicated to the financial success of its members. 1st MidAmerica is a full service financial institution offering mortgages, auto loans, checking accounts, money markets, certificates and more
(618) 659-8500 Lender's profile and map Reviews American Home Lending USA, LLC 230 S Buchanan St, Suite A, Edwardsville, IL, 62025 American Home Lending USA, LLC offer a variety of mortgage solutions and are able to offer competitive wholesale mortgage rates. Some of our popular mortgage products include: 2% down payment grant, VA, Conventional, FHA, $0 Down USDA/Rural Development, HARP, home equity loans, cash out, reverse mortgages no appraisal VA Streamline refinances.
(618) 797-7993 Lender's profile and map Reviews GCS Credit Union 3970 Maryville Road, Granite City, IL, 62040 Founded in 1941 as a source of loans and basic savings products, GCS Credit Union has always focused on the member. Through the years, that philosophy has served us well, helping us grow from a single office in Granite City to a full-service financial institution serving the following Illinois counties: Sangamon, Logan,
(618) 530-7878 Lender's profile and map Reviews Qualify 4 mortgage 2245 Pontoon Rd, Granite City, IL, 62040 Qualify 4 mortgage common Types of Mortgage to help you determine which loan would be best for you. You should consult with Dave Anderson to determine which type of mortgage is best suited for your individual circumstance. We specialize in these loans FHA Mortgage, VA Mortgage, Conventional Loan and more.
(314) 621-4575 Lender's profile and map Reviews Gateway Metro Federal Credit Union 35 Grasso Plz, Missouri, MO, 63123 Gateway Metro Federal Credit Union (GMFCU) is one of few federal credit unions in the St. Louis area. We pride ourselves on offering a wide range of financial products and services to meet our members’ needs at any stage of life. GMFCU is part of the CO-OP® network giving our members access to over 30,000 fee-less ATMs and 5,000 shared branches acr
(314) 487-5628 Lender's profile and map Reviews Members 1st Credit Union 4702 Mattis Road, Saint Louis, MO, 63128 Members 1st Credit Union was chartered in 1951 as a member-owned, not-for-profit financial cooperative with staff and management committed to serving members' financial needs. All members share in the net profits of the credit union by receiving dividends on their savings. These savings, in turn, are pooled to make low-cost loans to fellow members.