USDA Vs. FHA Pro and Con comparison in Franklin, Williamson County, TN
In 2025, the USDA loan limit for Franklin, county of Williamson, TN, is $555,600. Meanwhile, the FHA cap for a single-family home is $890,100.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA, determining necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the program best suited to your financial needs in .
2025 Loan Limits and Downpayment Requirements in Franklin, County of Williamson, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Exploring USDA and FHA Loan Options in Franklin, TN
The purpose of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without hassle. Opt for one of three starting pathways leading to matched lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are specifically for rural areas, requiring no down payment, unlike FHA loans which require at least 3.5% down.
BankCherokee works for community business. Community is all about us working together. It’s what makes our community bank and your community business go. At BankCherokee, we know this after more than 100 years in the neighborhood. Today, everything we do reflects our commitment to your success.
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Filo, you’ll get an easy and fast process, very low rates and low costs. Your loan experience starts amazing and stays amazing over the loan’s term. Maybe you want to close quickly on a dream home, or refinance a home to lower monthly payments or consolidate debt. We’re industry veterans who understand. Helping home buyers.
