In 2026, the USDA loan limit for Franklin, county of Williamson, TN, is $555,600. Meanwhile, the FHA cap for a single-family home is $890,100.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA, determining necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the program best suited to your financial needs in .
2026 Loan Limits and Downpayment Requirements in Franklin, County of Williamson, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Exploring USDA and FHA Loan Options in Franklin, TN
The purpose of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without hassle. Opt for one of three starting pathways leading to matched lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are specifically for rural areas, requiring no down payment, unlike FHA loans which require at least 3.5% down.
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