USDA and FHA Pro and Con in Franklin, Williamson County, TN
In 2026, the USDA loan limit for Franklin, county of Williamson, TN, is $555,600. Meanwhile, the FHA cap for a single-family home is $890,100.
Utilize the Lendersa® USDA loan calculator to compare the best current rates between USDA and FHA, determining necessary income, credit, reserves, and documentation for eligibility. Our advanced mortgage calculator provides a side-by-side comparison of USDA, FHA, Conforming, and VA loans, aiding in selecting the program best suited to your financial needs in .
2026 Loan Limits and Downpayment Requirements in Franklin, County of Williamson, TN
Loan Type
Loan Limit
Down Payment
USDA
$555,600
0%
FHA
$890,100
3.5%
Conventional Conforming
$890,100
3%
Exploring USDA and FHA Loan Options in Franklin, TN
The purpose of Lendersa® is to swiftly connect you with the ideal USDA or FHA loan without hassle. Opt for one of three starting pathways leading to matched lenders and USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture. These loans are specifically for rural areas, requiring no down payment, unlike FHA loans which require at least 3.5% down.
LHOME combats historic redlining and institutional racism by providing access to low-interest loans and financial coaching services. These services are greatly needed, primarily by African American low-income residents of West Louisville who want to grow their small businesses, increase their credit scores,
TENNESSEE HOME MORTGAGE, INC. We are a full-service mortgage company based in Alcoa, Tennessee. We specialize in FHA Home Loans, VA, USDA, New Homebuyer Loans in Alcoa. We also serve the surrounding cities in Blount County, Loudon County, Knox County, Monore County, Anderson County, Sevier County, Union County.
We are passionate about giving our customers and the communities we serve, an experience that is Unbelievably Good. Member FDIC. Equal Housing Lender
First Citizens National Bank operates from 25 locations in the state of Tennessee. Established in 1889 in Dyer County, the bank serves markets throughout eleven Tennessee counties.
Our Mission is to be the primary financial institution within our field of membership. We will provide quality financial products & services to our members. Our goal is to offer value to our membership in loan rates, deposit rates, products, and exceptional member service. We will strive to provide a challenging work environment for our employees.
5401 East Lake Blvd, Building 630, Birmingham, AL, 35217
ANG Federal Credit Union offers a wide variety of savings and term deposit accounts to help you save and plan for your future. All of our deposit accounts are federally insured up to $250,000 by the National Credit Union Share Insurance Fund (NCUSIF), which means that your money is safe!
Farmers Bank and Trust has provided financial services to the community members, businesses, and farmers throughout Mississippi County and the surrounding region since 1908. Though the world looks a lot different now than it did in the early 1900s, the values we were founded on still guide us every day.
LOGAN FINANCE CORP is Industry Leading Investor For Correspondent Lenders.70 Years Ago Max Logan Founded Logan Real Estate For The Purpose Of Helping Young Families & Military Men Returning From World War II Achieve The Dream Of Owning A Home.Realizing The Need For High Quality, Low Cost Homes Logan Began Blytheville's First Housing Subdivision.
KEMBA Louisville Credit Union was chartered by the Commonwealth of Kentucky on May 3, 1934. The Credit Union was one of 16 credit unions formed in 1934 to serve the employees family members of the The Kroger Company’s Louisville Marketing Area.
The first Credit Union office was located in the Kroger complex on Garland Street in Louisville.
13690 Highway 51 South, Suite 107, Atoka, TN, 38004
The West Tennessee Credit Union is a Not-for-Profit Mutual Benefit Financial Cooperative serving its members who share a common bond with high quality, friendly, fair, and courteous services while maintaining long-term financial stability and safeguarding the members' assets. We've proudly been serving members' needs since 1967!
Since 1996, Discount Equity Services Inc. has been serving the Kentucky area. We can provide pre-approval letters in less than an hour. We always keep up with and pass on the best interest rates possible. We also have some of the quickest closings in the industry. Let our experience help your experience.
