In 2026, the USDA loan limit for Nashville in Davidson county, TN, is set at $555,600. Meanwhile, the FHA limit for a single-family home is $890,100.
Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA rates, identifying what income, credit, reserves, and documentation are necessary for qualification. This advanced tool enables a side-by-side comparison of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial needs in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $555,600 | 0% |
| FHA | $890,100 | 3.5% |
| Conventional Conforming | $890,100 | 3% |
Lendersa® aims to efficiently secure you the best USDA or FHA loan swiftly and without hassle. Choose one of the starting options that align you with matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture and available strictly in rural areas. These loans require no down payment, unlike FHA loans needing at least 3.5% down.
Enter your location to find out if it qualifies for USDA rural housing loan?
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