USDA VS FHA in Munford, Tipton County, TN

For 2025, the USDA lending cap in Munford, located in the county of Tipton, TN, stands at $336,500, and for FHA, it's $472,030 for a typical single-family dwelling.

Leverage the Lendersa® USDA loan calculator to evaluate the latest rates between USDA and FHA options, enabling you to assess the necessary income, credit score, reserves, and documentation for eligibility. This sophisticated mortgage calculator offers a comparative view of USDA, FHA, Conforming, and VA loans side by side, guiding you in choosing the most fitting program in based on your financial needs.

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2025 Loan Limits and Down Payment Requirements in Munford, County of Tipton, TN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Alternatives in Munford, TN

The aim of Lendersa® is to secure the most favorable USDA or FHA loan swiftly and effortlessly for you. You can begin with one of three choices that match you to lenders and USDA loan programs.

Lendersa's USDA loan request and match results

What Exactly is a USDA Loan in TN?

A USDA home loan is a government-backed mortgage by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, typically available in rural regions only. Unlike the FHA mortgage requiring at least a 3.5% down payment, USDA loans do not entail any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Central Funding Inc
  • 237 S. Westmonte Dr,Suite 315, Rockledge, FL, 32714
  • At Infinity Mortgage Group, Inc, where we specialize in residential mortgages. At Infinity Mortgage Group, Inc, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Lend Florida
  • 238 N. Westmonte Dr, Suite 120, Altamonte Springs, FL, 32714
  • Lend Florida works to bring significant change in people’s lives by providing them suitable mortgage financing options with high attention to customer service, speed, and competitive rates on the mortgage with minimal closing costs. From the purchase of your new home to refinancing, our team is ready.
  • Patriot Home Funding Inc.
  • 982 Douglas Avenue, Suite 100, Altamonte Springs, FL, 32714
  • The Patriot Home Funding Inc. Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available.At Patriot Home Funding Inc., our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
  • Fairway Independent Mortgage Corporation
  • 940 Centre Circle Suite 1010, Altamonte Springs, FL, 32714
  • At Fairway, customer service is a way of life. Not only are we dedicated to finding the best rates for our customers, we also offer some of the fastest turn times in the industry. Our goal is to act as a trusted advisor, providing highly personalized service and guiding customers through every step of the loan process.
  • Secured Investment Lending
  • 483 Montgomery Place, Altamonte Springs, FL, 32714
  • Secured Investment Lending has provided a lending solution for entrepreneurs looking for capital to buy and renovate distressed properties. Our dedicated team has provided over $500 million in loans to our clients. We know investors because we are investors. We wanted to create a solution to a problem.
  • Fluxx Mortgage & Financial
  • 410 S Ware Blvd, Suite 402, Tampa, FL, 33619
  • At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
  • Trans Texas Southwest Credit Union
  • 3401 Loop 306, San Angelo, TX, 76904
  • The mission of Trans Texas Southwest Credit Union is to provide quality financial services to our members through the offering of deposit accounts to meet investment needs and to insure the availability of a competitive lending program handled in a cooperative spirit. Trans Texas Southwest Credit Union Chartered in 1954.
  • Concho Educators Federal Credit Union
  • 3215 W Loop 306, San Angelo, TX, 76904
  • Concho Educators Federal Credit Union was chartered in 1941 to fulfill the financial needs of Educators within Tom Green County. The initial field of membership for the credit union was limited to teachers and administrators employed by the San Angelo Independent School District.