USDA Vs. FHA your options comparison in Collierville, Shelby County, TN
In 2025, the USDA loan limit in Collierville, located within Shelby county, TN, is $336,500, whereas the FHA limit for a single-family home is $472,030.
Use the Lendersa® USDA loan calculator to compare the best available rates for USDA vs. FHA loans today, determining the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator allows you to review USDA, FHA, Conforming, and VA loans side by side, helping you choose the program that best suits your financial needs in .
2025 Loan Limits and Downpayment Requirements in Collierville, County of Shelby, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Collierville, TN
Lendersa® strives to secure the best USDA or FHA loan for you quickly and without hassle. Choose from three starting paths that align you with suitable lenders and USDA loan programs.
A USDA home loan, often referred to as a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. Available exclusively in rural areas, these loans require no down payment, unlike FHA loans that require at least a 3.5% down payment.
We take pride in offering the best rates, low fees and personal service. We are dedicated to serving the needs of our customers each and every day.
Solar Financial has been in business since 2004 and currently holds an A+ rating with the Better Business Bureau. We have over 100 years of loan and banking experience among our senior loan officer
Bank Midwest can help you manage your business with accounts and services designed for commercial banking. We also offer real estate financing, commercial insurance protection or group retirement plans or trust and estate services and also Bank Midwest provides a complete portfolio of financial services to businesses.
Lending Company, L.L.C. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
Meadow Grove Federal Credit Union’s mission is to provide the highest level of personal financial services in a friendly, professional manner; to encourage thrift, savings and the wise use of credit; to increase the knowledge and ability of our members to manage and control their financial well-being
The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.
Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.
GreenLeaf Bank has been serving Northeast Wisconsin since 1911 and we are devoted to the success of residents and companies located here. Our employees are also part of the community, so we are committed to supporting area schools, churches, agriculture and businesses.
We focus on the needs of local families, businesses and farmers.
204 4th Avenue, Suite 1024, Indian Rocks Beach, FL, 33785
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