USDA Loan Vs. FHA loan for East-Ridge, TN [Hamilton County Rates 2023]

In 2025, USDA loan limit in East-Ridge, county of Hamilton, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in East-Ridge, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(847) 914-9500 516 miles Lender's profile and map Reviews Home Loan Solutions Inc 420 Lake Cook Road, Suite 104, Deerfield, IL, 60015 Home Loan Solutions was founded by Victor and Olga Bolotnikov as a family business with intentions of delivering the absolute best rate and customer service in the industry. As the next generation joins the company, Mike Bolotnikov plans to continue delivering excellent customer service and even better products.
(888) 842-6328 516 miles Lender's profile and map Reviews Navy Federal PO Box 3000, Merrifield, VA, 22119 Navy Federal Credit Union is the world's largest credit union with over 10 million members, over $149 billion in assets and over 32, 000 employees. As a credit union, we have members, not customers. At our campuses in Vienna, VA, Pensacola, FL and Winchester, VA, and in our more than 345 branches.
(757) 423-2185 516 miles Lender's profile and map Reviews Port of Hampton Roads ILA Federal Credit Union 1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505 The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
(337) 852-0330 516 miles Lender's profile and map Reviews Preferred Lending Solutions, LLC 104 Albertson Pkwy, Suite 1, Broussard, LA, 70518 Preferred Lending Solutions offers several home loan products including, but not limited to, Rural Development (100% financing), FHA, Conventional, VA (100% financing), and Jumbo loans. Options for closing costs and down payment assistance programs are available in addition to our very low lender fees and competitive rates
(855) 365-9200 516 miles Lender's profile and map Reviews Commercial Lending USA 8500 Leesburg Pike Suite 411, Tysons, VA, 22182 As a small business owner, your top priority is growing your business, and purchasing real estate, renovating a property you already own or refinancing real estate debt can be a great way. We are offering SBA, commercial, construction, and lite/ no doc commercial loans. This is the center of your one-step solution!
(800) 970-6208 516 miles Lender's profile and map Reviews Consilium Development 1934 Old Gallows Road, Suite 350, Vienna, VA, 22182 Consilium Development, LLC provides hard money and commercial loans to real estate investors throughout the United States. Call us today at 1-800-970-6208; [email protected] money and commercial loans to real estate investors throughout the United States. Consilium helps fellow professionals and entrepreneurs add rapid
(703) 883-8043 516 miles Lender's profile and map Reviews 4 Ever Lending USA 8245 Boone Blvd, Suite 450, Vienna, VA, 22182 99% of 4Ever Lending USA’s team are now Homeowners. We’ve engineered our processes to get our clients the best rates, customized lending options that help them close 3x faster than the industry average. If you’re on a deadline…we’re here for you. Our team of experts is available 24/7 365,
(703) 556-0900 516 miles Lender's profile and map Reviews United Bank 2071 Chain Bridge Rd, Vienna, VA, 22182 At United, we value all of the relationships we have built since 1839. We are committed to providing each relationship with an unmatched level of service. While we offer competitive products, services, rates, and technology, the level of service we provide and our commitment to building relationships is what sets us apart from our competitors.
(571) 299-6942 516 miles Lender's profile and map Reviews Old Dominion National Bank 8601 Westwood Center Dr, Tysons Corner, VA, 22182 Old Dominion will be the premier community Bank in our markets through excellence in employee engagement, customer service, financial performance, and community involvement. Our Mission is to build long-lasting, trustworthy relationships with our employees, customers, shareholders, and communities.
(703) 215-1407 516 miles Lender's profile and map Reviews Team Piero Cornejo 8500 Leesburg Pike, Suite 200, Tysons, VA, 22182 our mission has been to help first-time home buyers, low to moderate income buyers and minorities. This mission has propelled us to become the largest minority mortgage agency in the country. We are here to serve lenders, agents, and communities alike. We believe in the power of property and the positive impact we bring to the most disadvantaged co
(703) 827-5566 516 miles Lender's profile and map Reviews City Wide Mortgage Limited Liability Company 2035 Gallows Road, Vienna, VA, 22182 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.