In the year 2025, the USDA loan limit in {CITY}}, part of {COUNTY}}, {STATE}}, stands at {DETAILS_LOAN_LIMIT_USDA_1_4}}, while the FHA limit for a single-family home is set at {DETAILS_LOAN_LIMIT_FHA1}}.
Utilize Lendersa® USDA loan calculator to compare today's best rates for USDA and FHA. It helps in determining the eligible income, credit, reserves, and essential documents needed for qualification. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA options side by side, guiding you to select the best program for your financial needs in Alabama.
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| Loan Type | Loan Limit | Down Payment |
| USDA | {DETAILS_LOAN_LIMIT_USDA_1_4}} | 0% |
| FHA | {DETAILS_LOAN_LIMIT_FHA1}} | 3.5% |
| Conventional Conforming | {DETAILS_LOAN_LIMIT_CONVENTIONAL1}} | 3% |
At Lendersa®, our aim is to help you get the best USDA or FHA loan quickly and effortlessly. Choose one of three starting points to connect with matching lenders and USDA loan programs.
A USDA home loan, also called a USDA rural development loan or USDA mortgage, is guaranteed by the U.S. Department of Agriculture and available only in rural areas. Unlike FHA loans requiring a minimum 3.5% down payment, USDA mortgages require none.
Enter your location to find out if it qualifies for USDA rural housing loan?
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