USDA Vs. FHA Pro and Con comparison in Collegedale, Hamilton County, TN
In 2025, USDA loan limit in Collegedale, county of Hamilton, TN is $336,500 while FHA limit is $472,030 for a single-family home.
Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.
2025 loan limits and downpayment requirments in Collegedale, county of Hamilton, TN
Loan Type
Loan Limit
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA loan options in Collegedale, TN
Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.
USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
Matthew Bouchard President Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice
For 150 years, Farmers State Bank has supported Elmwood and the surrounding areas. From the first location in H.P. Tracy’s dry goods store to our current site on East Main Street, we have always been focused on community.
When you choose to bank with us at Farmers State, you are choosing to bank with real people with real expertise
Established in 1937 Acme Continental Credit Union has a long history of successful operations. The credit union is chartered by the State of Illinois and all accounts are insured to $250,000 by an agency of the U.S. government, the National Credit Union Administration. The goal of the credit union is to provide service to its depositors known to th
1690 South Canfield Niles Road, Youngstown, OH, 44515
ASECU is a not-for-profit financial institution, which means Members enjoy low interest rate loans, high savings yields and low or no-fee money management services. Deposits at ASECU are federally insured to $250, 000 by the National Credit Union Administration. ASECU membership is available to anyone in Mahoning, Trumbull or Columbiana Counties.
Westmoreland Financial Services of Pennsylvania Inc. is a mortgage broker committed to providing businesses and consumers with individual attention and professional financial solutions. We deliver superior personal service in a consolidation financial services environment which increasingly deemphasized service.
501 11th Street, Room 206, New Kensington, PA, 15068
The Allegheny Kiski Postal Federal Credit Union was originally founded in 1953 to provide service for New Kensington Postal workers. Although our membership has grown to over 2500 members, we still retain original members. We are now able to provide services to those who live, work, worship.
We pride ourselves in treating our customers fairly, respectfully and with a maximum effort to find the proper mortgage product that fits their needs. Part of our job is to help educate consumers regarding mortgages and credit in general. We have built our business on an 87% customer referral base.
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