In the year 2026, the USDA loan limit for Belle-Meade in Davidson County, TN, is $469,200. In contrast, the FHA limit for a single-family home is $586,500.
Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA rates, determining the appropriate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the best option for your financial situation in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $469,200 | 0% |
| FHA | $586,500 | 3.5% |
| Conventional Conforming | $586,500 | 3% |
The goal of Lendersa® is to quickly connect you with the best USDA or FHA loan without difficulty. Select one of three initial pathways that align you with matching lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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