USDA VS FHA in Belle-Meade, Davidson County, TN

In the year 2026, the USDA loan limit for Belle-Meade in Davidson County, TN, is $469,200. In contrast, the FHA limit for a single-family home is $586,500.

Utilize the Lendersa® USDA loan calculator to juxtapose today's USDA and FHA rates, determining the appropriate income, credit, reserves, and documents required to qualify. With our advanced mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA programs side by side, assisting in choosing the best option for your financial situation in .

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2026 Loan Limits and Downpayment Requirements in Belle-Meade, County of Davidson, TN

Loan Type Loan Limit Down Payment
USDA $469,200 0%
FHA $586,500 3.5%
Conventional Conforming $586,500 3%

USDA and FHA Loan Options in Belle-Meade, TN

The goal of Lendersa® is to quickly connect you with the best USDA or FHA loan without difficulty. Select one of three initial pathways that align you with matching lenders and suitable USDA loan programs.

Lendersa USDA loan request and matching results

Understanding the USDA Loan in TN

A USDA home loan, backed by the Department of Agriculture, also called a USDA rural development loan or USDA mortgage, is available only in rural neighborhoods. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Belle-Meade Lenders

  • Truxton Trust Company
  • 4525 Harding Road, Suite 300, Nashville, TN, 37205
  • Lends in Tennessee
  • Truxton Trust opened for business in August 2004, after raising initial capital of $20 million. We started with a nucleus of veteran private bankers, wealth advisors, and treasury management professionals all led by our founding chairman, the late Donald (Don) W. Thurmond, who, along with our other organizers (founding shareholders), shared a commo

  • St. Thomas Credit Union
  • 4230 Harding Pike, Suite 103, Nashville, TN, 37205
  • Lends in Tennessee
  • Since 1959, St. Thomas Credit Union has been dedicated to growth & improvement through expansion of our financial products, knowledge and services.

    St. Thomas Credit Union realized that our sister credit union, St. Thomas Federal Credit Union in the Virgin Islands was hit hard by the recent hurricanes.

  • InsBank
  • 2106 Crestmoor Road, Nashville, TN, 37215
  • Lends in Tennessee
  • INSBANK has offered its clients highly personalized service provided by experienced relationship managers, while positioning itself as an innovator, utilizing technologies to deliver those services efficiently and conveniently. In addition to its commercial focused operation, INSBANK operates three divisions, Medquity, TMA Medical Banking.

  • Lincoln Home Loans
  • 40 Burton Hills Blvd, Suite 200, Nashville, TN, 37215
  • Lends in Tennessee
  • The Lincoln Home Loans team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Legacy Home Loans
  • 4025 Hillsboro Pike, Suite 601, Nashville, TN, 37215
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Nashville Mortgage Company
  • 700 Centerpoint Lane, Nashville, TN, 37209
  • Lends in Tennessee
  • Our mission is to serve our customers with honesty, integrity and competence. Bringing over 10 years of experience in the mortgage industry to our clients, Nashville Mortgage Company is excited to bring our mission and expertise to our clients in Middle Tennessee markets. We are committed to ensuring our clients have access to rates.

  • Vanderbilt University Credit Union
  • 1313 21st Avenue South, Room 107, Nashville, TN, 37212
  • Lends in Tennessee
  • Vanderbilt University Employees Credit Union has been open since 1993. The credit union has assets totaling $49.5 Million and provides banking services to more than 6, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans.

  • Cornerstone Financial Credit Union
  • 1701 21st Avenue South, Nashville, TN, 37212
  • Lends in Tennessee
  • Cornerstone Financial Credit Union was founded in 1955, by a group of visionary educators in Davidson County with a philosophy of people helping people with low-cost financial services. Today, our membership base of more than 40, 000 is a diverse group of individuals comprising all walks of life.

  • Mortgage Capital Investments
  • 2104 Sunset Place, Nashville, TN, 37212
  • Lends in Tennessee
  • Founded in 1992, Mortgage Capital Investments, Inc. is a full-service commercial mortgage banking company that provides financing to the commercial real estate market. With more than 75 years of combined commercial real estate experience, our team is knowledgeable in all facets of commercial real estate lending, valuation and servicing.