In 2026, the USDA loan limit for Shackle-Island in Sumner County, TN, is set at $469,200. Meanwhile, for a single-family home, the FHA limit is $586,500.
Utilize Lendersa® USDA loan calculator to evaluate and compare today's top USDA and FHA rates, determining income, credit, reserves, and documents necessary for eligibility. Our advanced mortgage calculator presents USDA, FHA, Conforming, and VA programs side by side, assisting you in choosing the best option for your financial situation in .
2026 Loan Limits and Downpayment Requirements in Shackle-Island, Sumner County, TN
Loan Type
Loan Limit
Down Payment
USDA
$469,200
0%
FHA
$586,500
3.5%
Conventional Conforming
$586,500
3%
USDA and FHA Loan Options in Shackle-Island, TN
Lendersa® aims to connect you with the best USDA or FHA loan promptly and without hassle. Choose one of three approaches to match with appropriate lenders and USDA loan programs.
A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, USDA loans require no down payment.
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26 Century Boulevard, Suite 3, Nashville, TN, 37214
Lends in Tennessee
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