USDA Vs. FHA Pro and Con comparison in Hendersonville, Sumner County, TN

In 2025, the USDA loan limit for Hendersonville, within the county of Sumner, TN, is set at $555,600. Meanwhile, the FHA limit for a single-family home stands at $890,100.

Utilize the Lendersa® USDA loan calculator to compare today's optimal USDA and FHA rates, identifying the necessary income, credit reserves, and documents required for qualification. Our advanced mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA loans, aiding in determining which program fits your financial situation in best.

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Loan Limits and Downpayment Requirements for 2025 in Hendersonville, County of Sumner, TN

Loan Type Loan Limit Down Payment
USDA $555,600 0%
FHA $890,100 3.5%
Conventional Conforming $890,100 3%

Examining USDA and FHA Loan Options in Hendersonville, TN

Lendersa® is dedicated to rapidly securing the most suitable USDA or FHA loans for you, hassle-free. Opt for one of three starting paths that align you with matching lenders and USDA loan programs.

Results of Lendersa USDA loan request and matching process

An Overview of USDA Loans in TN

A USDA home loan, also called a USDA rural development loan or USDA mortgage, is backed by the U.S. Department of Agriculture. These loans are available exclusively in rural areas, and unlike FHA loans, which require a minimum down payment of 3.5%, USDA loans do not require any down payment.

Utilize Lendersa®'s advanced tools to effectively evaluate loan limits and down payment requirements, ensuring your choices align with your financial targets within Sumner. Such preparation aids in achieving a smooth application journey.

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  • Community Federal Saving Bank
  • 5 Penn Plaza, 14th Floor, New York, NY, 10001
  • CFSB has focused on providing superior service and added value to clients though a solid understanding of relationship banking. We offer a full range of services, including loans, bill payments, card services, internet banking, and merchant processing. More importantly, we work with you to customize our products and services to meet your needs.
  • Amalgamated Mortgage Corporation
  • 275 7th Ave, New York, NY, 10001
  • For nearly a century, Amalgamated Bank has been America’s Socially Responsible bank supporting thousands of people, organizations, causes and businesses. We work to make the world more equitable and sustainable for all by helping those who do good do better. Nonprofits, labor unions, advocacy groups, socially responsible businesses.
  • Red Wagon Mortgage LLC
  • 224 West 35th Street, Suite 1401, New York, NY, 10001
  • Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • Sky Equity, LLC.
  • 43 West 33rd Street, Suite 504, New York, NY, 10001
  • Sky Equity, LLC is a hard money lending and real estate investment company, providing creative funding solutions for Borrowers, while consistently delivering healthy returns for Investors. Efficient loan processing, conservative underwriting and in-depth knowledge of market conditions are all hallmarks of Sky Equity
  • Porch Light Mortgage
  • 45 N. Broad Street, Ridgewood, NJ, 07450
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Hudson Home Mortgage LLC
  • 171 East Ridgewood Ave, Suite 204, Ridgewood, NJ, 07450
  • In 2001, after working for two local mortgage companies Nick Emanuel decided to go out on his own and open Hudson Home Mortgage. Nick had one thing in mind, to be able to offer my clients the best possible rates and programs combined with the best possible service. Hudson Home Mortgage is your local mortgage source.
  • BIRCH MORTGAGE LLC
  • 45 N Broad Street, Ridgewood, NJ, 07450
  • Birch Mortgage LLC Provides Mortgage, Home Loans, Home Financing, Re-Finance, Home Purchase, Jumbo Mortgage, Lender, Real Estate And Financing To The Ridgewood, NJ Area. Protecting your private information is our priority. This Statement of Privacy applies to the www.birchmortgage.com and Birch Mortgage LLC and governs data collection and usage.
  • Piermont Bank
  • 1071 Ave Of The America, 3rd Floor, New York, NY, 10018
  • In 2019, we set out to give banking a makeover, building the kind of bank that we hoped to see in the world: one that was relevant and ready to help customers meet the demands of the modern world. Today we’re proud to deliver peer banking - we meet you where you are, reflect your business needs, and act with speed.
  • 1199 SEIU Federal Credit Union
  • 498 7th Avenue, 2nd Floor, Manhattan, NY, 10018
  • 1199 SEIU Federal Credit Union was founded in 1940 to serve the financial needs of 1199 SEIU New York’s Health and Human Service Employees Union. While the credit union has grown considerably over the years, we are proud to have maintained our family atmosphere. As a member-owned, not-for-profit financial institution
  • Riverside Park Capital - Commercial Mortgages
  • 10 Times Square, New York, NY, 10018
  • We launched in 2015 with a single goal in mind, be different. Yes, we provide good terms, and yes our options are flexible and unique, but what truly sets us apart is our team. Every director, associate and underwriter has a minimum of ten years professional commercial banking experience none of our competitors can say the same.
  • OnDeck Capital
  • 1400 Broadway, New York, NY, 10018
  • We believe that small businesses are the lifeblood of the U.S. economy, and historically have been underserved financially. Since our founding in 2006, we’ve been committed to making it efficient and convenient for small businesses to access financing online. We know that a small business is more than just a credit score.