In 2025, the USDA loan limit in Lexington, located in Henderson county of TN, is $336,500, while the FHA cap for a single-family home reaches $472,030.
Leverage the Lendersa® USDA loan calculator to compare today's leading USDA versus FHA rates and identify the income, credit, reserves, and documentation necessary for qualification. Our advanced mortgage calculator offers a side-by-side comparison of USDA, FHA, Conforming, and VA loans, helping you choose the best one for your financial needs in
Review loan offers from 100 lenders here
| Loan Type | Loan Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The aim of Lendersa® is to swiftly secure the best USDA or FHA loan without hassle. Select a starting point to connect with matching lenders and USDA programs.
A USDA home loan, backed by the U.S. Department of Agriculture, often called a USDA rural development loan, is exclusively for rural areas. Unlike FHA loans needing a 3.5% down payment, USDA loans eliminate this requirement, offering no down payment for qualifying candidates.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides
"The drum of the realization of the promise is beating, we are sweeping the road to the sky. Your joy is here today, what remains for tomorrow? The armies of the day have chased the army of the night..."
NMLS 1795154
