FHA Vs. USDA loan program for Lexington, Henderson County, Tennessee

In 2025, USDA loan limit in Lexington, county of Henderson, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Lexington, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(352) 381-5200 546 miles Lender's profile and map Reviews Radiant Credit Union 405 SE 2nd Place, Gainesville, FL, 32601 We're a credit union, a not-for-profit financial institution proudly serving our community and members for over 60 years. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners.
(231) 894-5608 546 miles Lender's profile and map Reviews HarborLight Credit Union 2151 Cogswell Drive, Whitehall, MI, 49461 HarborLight Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties. If you live or work in any of these counties, you can bank with us!Credit Union is a full service financial institution serving Muskegon, Oceana, Newaygo and Northern Ottawa counties.
(888) 727-2688 546 miles Lender's profile and map Reviews Parco Finance LLC 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223 At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
904-613-7700 546 miles Lender's profile and map Reviews North Star Mortgage Network Inc. 12058 San Jose Blvd, Jacksonville, FL, 32223 NSMN is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.
(904) 379-5045 546 miles Lender's profile and map Reviews OneTrust Home Loans 12443 San Jose Blvd, Unit 103,, Jacksonville, FL, 32223 OneTrust Home Loans is a privately-owned direct lender and servicer with sales and operations across the country. In addition to the standard loan options like Conventional, FHA, VA, USDA, and Jumbo, OneTrust also boasts Portfolio and Construction Lending divisions. OneTrust Home Loans places special importance on customer service
(844) 341-4922 546 miles Lender's profile and map Reviews ATA National Lender Services 31440 Northwestern Highway, Suite 100, Farmington, MI, 48334 ATA National Title Group is a full-service title insurance agency providing comprehensive title and settlement services to companies and individuals involved in real estate transactions. We are licensed to issue title insurance in 27 states and offer title and settlement services in all 50 states. We additionally maintain 47 offices, staffed by 423
(248) 737-0300 546 miles Lender's profile and map Reviews Level One Bank 32991 Hamilton Court, Farmington, MI, 48334 Level One Bank is a full-service community bank headquartered locally in Farmington Hills, Michigan with locations throughout Metro Detroit, Ann Arbor, Jackson and Grand Rapids. Level One bankers are experienced, enthusiastic, and committed to personalized service. Most of our bankers escaped the constraints of a larger bank in search
(248) 702-0730 546 miles Lender's profile and map Reviews Elite Home Funding 30500 Northwestern Hwy, Suite 100, Farmington, MI, 48334 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(248) 763-1438 546 miles Lender's profile and map Reviews Reverse Mortgages of Michigan 31100 Northwestern Hwy, Farmington, MI, 48334 David J. Blatt specializes in residential lending services. As a reverse mortgage expert, he has been practicing for over 30 years and has been on the board of directors of the Michigan Brokers Association. This achievement led him to receive the Excellence Award from the Financial Freedom Senior Funding Corporation.
(248) 939-8098 546 miles Lender's profile and map Reviews Superior Home Lending 28687 Bannockburn St, Farmington, MI, 48334 Our goal is to deliver you a first class lending experience that is focused on delivering an easy process with the customer service that you deserve. As a graduate from Central Michigan University’s Business School with a degree concentrated in Hospitality, providing great service is ingrained in our DNA at Superior Home Lending
(800) 264-7117 546 miles Lender's profile and map Reviews Option 1 Mortgage LLC 28275 Orchard Lake Road, Suite 102, Farmington, MI, 48334 Option 1 Mortgage LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.