USDA Vs. FHA Pro and Con comparison in Lexington, Henderson County, TN

In 2025, USDA loan limit in Lexington, county of Henderson, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Lexington, county of Henderson, TN

Loan Type Loan Limit Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA loan options in Lexington, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • CAPITAL NEW YORK HOME ADVANTAGE LLC
  • 100 Saratoga Village Blvd, Ballston Spa, NY, 12020
  • Capital New York Home Advantage opened it's doors in May of 2012 in Malta, NY. Mortgage Financing: Conventional FHA VA USDA Portfolio Reverse Mortgages Purchase, refinance, debt consolidation and home improvement Single family, multi-family, condos, co-ops, townhouses, modular and mobile homes Primary residence,second/vacation homes.
  • Camelot Mortgage Group
  • 179 Grey Squirrel Way, Franktown, CO, 80116
  • Founded in 1999, the key to our success has been a combination of consistently offering the lowest possible rates and costs while providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We want to get to know you so that we can offer you the ideal financing solution.
  • Colorado Mortgage Coach
  • 10952 S Pikes Peak Dr, Parker, CO, 80138
  • Colorado native and a veteran of 25 years in the mortgage business this professional can assist you in your search for a new mortgage. Rob has been involved in every aspect of the mortgage profession from data entry to selling loans on the secondary market. Rob has learned all stages of the mortgage process by originating, processing,
  • Mountain Financial Mortgage Group Inc
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mountain Financial Mortgage Group, Inc. is a Colorado mortgage broker that has been offering a full menu of loan products and personalized customer service since 1994. When you work with Mountain Financial Mortgage you work directly with an experienced licensed Loan Originator that personally guides your loan every step of the way.
  • Mango Mortgage Corporation
  • 19501 East Mainstreet, Suite 200, Parker, CO, 80138
  • Mango Mortgage Corp is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
  • Stewart Closes LP
  • 19751 E Mainstreet, Suite 253, Parker, CO, 80138
  • We strive to provide borrowers with wholesale financing at the lowest rates and with the quickest closing turn times while assessing rate forecasts and influential economic factors. We offer wholesale rates for all conventional and jumbo mortgage loans. Our service is genuine and reliable. Most importantly, we keep our customers happy.
  • PLUM CREEK FUNDING, INC.
  • 10952 South Pikes Peak Drive, Parker, CO, 80138
  • Plum Creek Funding has been serving the mortgage needs of homeowners and businesses in Colorado for over 25 years. At Plum Creek Funding, we understand that the process of securing a mortgage can be intimidating. That’s where our experienced mortgage brokers truly make a difference.
  • Harrison Federal Credit Union
  • 1060 Harrison Road, Colorado Springs, CO, 80905
  • Harrison FCU is a Financial Cooperative owned and controlled by its members and was established to provide quality financial services and guarantee a safe, sound financial environment for the members who share our common bond. You are eligible for membership if you are an employee or a student of Harrison School District #2.
  • All Colorado Mortgage Inc
  • 418 West Bijou St, Colorado Springs, CO, 80905
  • Colorado Mortgage Company is a small but mighty team that "gets stuff done". Our processor, Holly, and our production manager, Nancy, along with John's wife, Beth, work alongside John to make our interactions with clients and strategic partners as seamless as possible. We specialize in purchases as well as refinancing, conventional and more
  • 113 Credit Union
  • 3505 North Chestnut Street, Colorado Springs, CO, 80907
  • One Thirteen Credit Union was founded in 1958 by members of IBEW Local 113. In the beginning, the Credit Union was open to Union Electricians in the Colorado Springs area only. Later the membership was opened to members and their families of Colorado Building and Construction Trade Council and the Colorado Springs Labor Council.
  • Colorado Mortgage Group Inc
  • 1490 Garden of the Gods Road, Suite A, Colorado Springs, CO, 80907
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.