USDA VS FHA in Johnson-City, Washington County, TN
In 2026, the USDA loan limit for Johnson-City, in Washington county, TN, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, helping you choose the most fitting program for your financial scenario in .
2026 Loan Limits and Downpayment Info in Johnson-City, Washington, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Johnson-City, TN
Lendersa® works to quickly connect you to the best USDA or FHA loan without hassle. Choose one of three initial approaches to align with lenders and USDA loan solutions.
A USDA home loan, or USDA rural development loan, is supported by the government Department of Agriculture. Available only in rural neighborhoods, it requires no down payment, unlike FHA loans that ask for at least a 3.5% down payment.
Our Credit Union is membership owned and a nonprofit financial institution. We are a controlled institution based on "people helping people" principles. We offer an array of account options including checking, savings, loans, and CDs. Providing affordable financial services, lower interest rates, and helping you save money is what we do best.
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HopeSouth Credit Union is dedicated to helping you realize your financial goals, such as reducing your debt, saving for higher education, buying your first home, or planning for retirement and also Proudly serving the financial needs of those who live, work, worship, or attend school in Abbeville County, South Carolina.
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300 Virginia Street East, Room 4203, Charleston, WV, 25301
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