USDA Vs. FHA Pro and Con comparison in Johnson-City, Washington County, TN
In 2025, the USDA loan limit for Johnson-City, in Washington county, TN, is $285,000, whereas the FHA limit for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to compare today's USDA vs. FHA rates, determining the income, credit, reserves, and documents needed for qualification. Our advanced calculator allows side-by-side viewing of USDA, FHA, Conforming, and VA loans, helping you choose the most fitting program for your financial scenario in .
2025 Loan Limits and Downpayment Info in Johnson-City, Washington, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Johnson-City, TN
Lendersa® works to quickly connect you to the best USDA or FHA loan without hassle. Choose one of three initial approaches to align with lenders and USDA loan solutions.
A USDA home loan, or USDA rural development loan, is supported by the government Department of Agriculture. Available only in rural neighborhoods, it requires no down payment, unlike FHA loans that ask for at least a 3.5% down payment.
1234 Summer Street, Suite 400, Stamford, CT, 06905
"Since 1995, we’ve had the privilege of serving mortgage customers in Connecticut.
We live our mantra that “It’s All About You”- our customers. We operate with integrity. And. we pride ourselves on providing our customers with the highest levels of customer service you will ever receive from a mortgage company."
Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. We work hard to help borrowers overcome roadblocks that can arise while securing a loan.
At Citizens State Bank, we are committed to being your full service, independent, locally-owned community bank. Our customers rely on our expertise, professional staff and diverse products and services, many of which can be customized to suit your specific needs. All business decisions are made locally by people who live and work where you do.
We understand the mortgage transaction process, how it works and how it impacts the life of every person applying to buy a home. From our founding, we’ve built personal relationships with each of our customers to better the process for everyone. First Option began with an idea: To provide a better life for employees and customers alike.
Titan Home Lending, based in Tampa, is one of Florida’s leaders in FHA 203K and Fannie Mae HomeStyle Renovation Loans. These little known and highly misunderstood programs have helped thousands of home buyers purchase properties at below market value, fix them up to make them their own
At Fluxx Mortgage and Financial, we take pride in knowing you chose to work with us, so getting your loan across the finish line is our top priority. Fluxx Mortgage and Financial can help you get pre-qualified and on your way to home ownership Simply fill out our mortgage prequalification form securely on our website
CSCCU has been helping members meet their financial needs. CSCCU offers a large variety of Share/Savings Accounts and Loan Products. Our convenient services, such as Bill Payer, Direct Deposit, Online Mortgage Approval, Automated Teller Machines, Payroll Deduction, Voice Line, Loan By Phone and Personal Computer Banking make it easy to use.
At Forte Bank, our goal is to enhance your opportunities for financial success and safeguard your assets. That was our goal when we opened our doors in 1907, and it still rings true today. As an independent community bank, we believe we are responsible for supporting our local businesses, associations and community projects.
