USDA and FHA Pro and Con in Unicoi, Unicoi County, TN
As of 2025, the USDA loan limit in Unicoi, located in the county of Unicoi, TN, is established at $336,500. In contrast, the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® USDA loan calculator to weigh today's top USDA rates against FHA rates and identify the income, credit, reserves, and necessary paperwork required for qualification. Our advanced mortgage calculator allows you to compare USDA, FHA, Conforming, and VA loans side-by-side, facilitating a decision on the most suitable program in for your financial circumstances.
2025 Loan Limits and Down Payment Requirements in Unicoi, County of Unicoi, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Choices in Unicoi, TN
Lendersa® aims to secure the best possible USDA or FHA loan for you quickly and without difficulty. Begin with one of three options that link you to matching lenders and relevant USDA loan programs.
A USDA home loan is a mortgage with a government guarantee from the Department of Agriculture, known as the USDA rural development loan or USDA mortgage, and is available only in rural areas. Unlike FHA loans that demand a 3.5% down payment as a minimum, USDA loans are unique because they require no down payment.
3624 South Atlantic Avenue, Daytona Beach, FL, 32118
At Coastal Lending Services, Inc., our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today. You will find that the skill, professionalism,
Selfreliance Federal Credit Union is a financial cooperative composed of members of a common background and bond. It exists for their benefit. It must provide varied types of financial services at highest professional levels and create a caring environment for its members. It must foster the ideals of cooperation, promote ethnic strength,
Silvercreek Finance our loan officers: provide you with the tools and support to help you focus on your clients and be more efficient in the loan origination process. Transparent pricing, sales and marketing support, great bonus plan and the opportunity to grow within a company that’s built around you – the loan officer.
1700 W Cortland Street, Suite 207, Chicago, IL, 60622
Headquartered in Bucktown Chicago, our mortgage team offers a variety of loan options in Illinois, Indiana, Michigan, Florida, and Tennessee. Get to know our team and see why we decided to change the game in mortgage lending. We're a full-service mortgage lender. We'll handle your loan from start-to-finish.
Chicago Bridge Loan is a hard money lender offering loans throughout Chicago. They provide cash out hard money loans, rental property loans, short term fix and flip loans, hard money bridge loans, and commercial hard money loans. Their loan parameters are versatile, including loans with a maximum LTV of 60%, terms between 6 months and 18 months.
At Trident, we guarantee our clients less stress, & more options.Impeccable customer service is the name of our game.Our number one goal is to establish a trusting relationship with our clients.We work directly with borrowers to help them finance their dream homes.Buying a house can be a daunting and intimidating process, but it doesn't have to be!
First Community is a cooperative, owned and operated by its members. We are a $3 billion financial institution with over 350, 000 members, serving all of St. Louis County, St. Louis City, Franklin County, Jefferson County, St. Charles County, Warren County, and the Illinois counties of Madison, Monroe and St. Clair.
Groundwork Mortgage (NMLS #1211416, Missouri No. 15-2198, Illinois MB.6761278), an equal housing residential mortgage company, delivers best-in-class mortgage services to qualified borrowers. Groundwork Mortgage’s new home purchase focus and expertise differentiates it in the crowded mortgage lending market,
