USDA Vs. FHA your options comparison in Oliver-Springs, Roane County, TN

In 2025, USDA loan limit in Oliver-Springs, county of Roane, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Oliver-Springs, county of Roane, TN

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Oliver-Springs, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Network Independent Mortgage Brokers
  • 1300 Oliver Road, Suite 140, Fairfield, CA, 94534
  • Network Independent Mortgage Brokers are a TRULY Independent Mortgage Brokers who shop all options to get you the BEST Deal so you dont have to take the time to do it yourself. We get the job DONE, we are here for any questions you have about the process. We do not take your trust in us for Grated, we step up to prove that we deserve that trust.
  • Just Loans
  • PO Box 53, Campbell, CA, 95009
  • Just Loans is a Real Estate broker business model has worked well for us - the proof being the referrals and repeat business we've enjoyed that have contributed to our longevity. But we're not “resting on our laurels”; we adapt to changes in the marketplace, adopt technology and procedures to meet the demands of home-owners.
  • Bridgepoint Funding, Inc.
  • 3478 Buskirk Avenue, Suite 1000, Pleasant Hill, CA, 94523
  • Bridgepoint Funding is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you.
  • United Home Mortgage Corporation
  • 2300 Contra Costa Boulevard, Suite 315, Pleasant Hill, CA, 94523
  • UHM is the first USA mortgage brokerage in Dubai. United Home Mortgage was founded in California in 1994 . Since then the company has earned an outstanding reputation in the marketplace with its clients, financial institutions and banks. The foundation of UHM is unwavering stance on conducting business with the highest ethical standards.
  • Bay Area Integrity Mortgage
  • 391 Taylor Blvd, Suite 110, Pleasant Hill, CA, 94523
  • We are proud to assist both new and existing homeowners with providing all financing options and solutions at our disposal. Whether you are purchasing a new home or need to refinance your existing loan, our commitment is providing the best loan programs and lowest possible interest rates to suit your needs.
  • Financial Network Funding Group Inc
  • 367 Civic Drive, Suite 1, Pleasant Hill, CA, 94523
  • At Financial Network Funding Group, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Advisor Funding Group
  • 3478 Buskirk Avenue, Suite 1001, Pleasant Hill, CA, 94523
  • "We are committed to work with you and find the best alternative financial mortgage product to achieve your goal of homeownership. In these times of uncertainty where trust is an important factor at AFG we strive for excellence and building your trust as our long time client. We have the product, knowledge and right attitude to provide the result
  • Argus Lending
  • 3478 Buskirk Avenue, Suit 262, Pleasant Hill, CA, 94523
  • Argus provide the best lending experience possible, and quick loan processing is our forte. With company wide principles based on customer experience, cutting edge lending software, and efficient lending teams.and also we provide a lending experience hard to find elsewhere in the industry. It takes a great team to build the right loan
  • Avenir Mortgage Planners
  • 3480 Buskirk Ave, Suite 260, Pleasant Hill, CA, 94523
  • Avenir Mortgage Planners is one of the top rated mortgage companies in the San Francisco Bay Area. Our team is made of well-educated and dedicated experts who share one passion: helping others. Our biggest success is the excellent reviews and continuous referrals we receive from our raving fans.
  • California Bank of Commerce
  • 2999 Oak Road, Suite 210, Walnut Creek, CA, 94597
  • California Bank of Commerce was designed and built to help the businesses we serve succeed in a constantly evolving and dynamic business world. We offer a full range of customized solutions to meet the needs of companies and organizations and provide a collaborative, consultative approach for every client.
  • Watson Capital Mortgage
  • 2950 Buskirk Avenue, Suite 300, Walnut Creek, CA, 94597
  • Watson Capital Mortgage is a tech- oriented independent mortgage company, laser focused on delivering our qualified purchase & Refinance customers some of the LOWEST interest rates in CA. We partner with only the best "wholesale" mortgage lenders which allows us to price off wholesale rate sheets- potentially saving customers thousands of dollars.
  • Mutual Funding Group
  • 1539 Geary Road, Suite H, Walnut Creek, CA, 94597
  • We pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you. Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan that is exclusively for you.