For the year 2025, the USDA loan limit for Oliver-Springs in the county of Roane, TN, is $285,000. In contrast, the FHA cap for a single-family home is $356,362.
Use the Lendersa® USDA loan calculator to evaluate the best current USDA versus FHA rates, and ascertain the income, credit, reserves, and documents necessary to qualify. Through our advanced mortgage calculator, you can view USDA, FHA, Conforming, and VA options side by side, assisting in deciding which program in is optimal for your financial circumstances.
2025 Loan Limits and Downpayment Requirements in Oliver-Springs, County of Roane, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Choices in Oliver-Springs, TN
Lendersa® aims to deliver the most favorable USDA or FHA loan quickly and smoothly. Select one of three approaches to connect you with matching lenders and USDA loan programs.
A USDA home loan, backed by the Department of Agriculture, is also called a USDA rural development loan or USDA mortgage and is strictly available in rural areas. Unlike FHA loans that necessitate a 3.5% down payment, USDA loans require none.
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Gulfstream Mortgage is a South Carolina Corporation that began providing mortgage loans in 1991. We lend only in the state of South Carolina and we have helped thousands of customers over the last three decades. If you like personal one-on-one service and reaching your loan officer with one simple phone call, email.
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3900 South Walnut Street, Suite C, Bloomington, IN, 47401
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