USDA and FHA Pro and Con in Lenoir-City, Loudon County, TN
In 2025, the maximum USDA loan limit in Lenoir-City, Loudon, TN is $285,000, whereas the FHA limit for a single-family home is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the most competitive USDA versus FHA rates today and determine the necessary income, credit, reserves, and documentation for qualification. Our cutting-edge mortgage calculator allows side-by-side comparisons of USDA, FHA, Conforming, and VA options to decide which program in best suits your financial needs.
2025 Loan Limits and Down Payment Requirements in Lenoir-City, Loudon, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
Exploring USDA and FHA Loan Options in Lenoir-City, TN
The goal of Lendersa® is to secure the best USDA or FHA loan for you promptly and without hassle. Start with one of three approaches that connect you with matching lenders and USDA programs.
A USDA home loan is backed by the government Department of Agriculture, also known as a USDA rural development loan or mortgage. It is only available in rural areas. Unlike FHA loans which require a minimum of 3.5% down payment, a USDA mortgage requires no down payment at all.
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We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from.We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
Berkeley Mortgage, LLC is dedicated to providing a unique standard of excellence in the residential mortgage business. Berkeley Mortgage, LLC is a licensed mortgage brokerage company licensed in New York, Connecticut and New Jersey that caters to the specific needs of its clients.
Hudson United Mortgage, LLC is a licensed mortgage banker by NYS Dept of Financial Services / Licensed by NJ Dept of Banking and Insurance, and is not affiliated with Hudson United Bank. When real estate agents told us that their clients were frustrated with the mortgage process, we started Hudson United Mortgage. When you work with a real estate a
Green Country FCU Established in 1969 is a full-service credit union headquartered in Sand Springs. Green Country offers checking and savings accounts, credit cards, auto loans, mortgages, business accounts, and much more. Open to everyone in Creek, Okmulgee, Osage, Pawnee, Rogers, Tulsa and Wagoner Counties in Oklahoma
Our bank is small enough to give you the personal attention you want, yet sophisticated enough to provide the wide range of products and services you or your business need. For years our staff has taken great pride in the personal, one-to-one attention that our size enables us to render to our valued customers
Rock East Lending is a veteran hard money lender for experienced real estate investors. We know that for investors, having access to money quickly makes all the difference. Because we are direct lenders, not brokers, we are able to make decisions and get to the closing table quickly.
KLB Business Funding is composed of a group of highly experienced and seasoned, certified, financial professionals. With our knowledge and expertise, we can usually find a solution for all your financing needs. Unlike a bank, or local lending institution, which only lend to the most credit-worthy businesses, KLB Business Funding,
The Chen-Del-O Federal Credit Union is a federally organized cooperative, composed of people with a common bond of employment. The members are the owners of the Credit Union. They elect a Board of Directors who determine the policies under which the credit union operates according to rules established by the National Credit Union Administration,
