USDA Vs. FHA your options comparison in Oak-Ridge, Anderson County, TN
In 2025, the maximum USDA loan amount for {CITY}}, located in the county of {COUNTY}}, {STATE}}, is set at {DETAILS_LOAN_LIMIT_USDA_1_4}}. In contrast, the maximum limit for FHA for a single-family home is {DETAILS_LOAN_LIMIT_FHA1}}.
Employ the Lendersa® USDA loan calculator to evaluate today's USDA against FHA top rates. This will also help establish the necessary income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator allows you to view USDA, FHA, Conforming, and VA loans side by side, assisting you in choosing which program is optimal for your financial scenario in Alabama.
2025 Loan Limits and Down Payment Requirements in {CITY}}, County of {COUNTY}}, {STATE}}
Loan Type
Loan Limit
Down Payment
USDA
{DETAILS_LOAN_LIMIT_USDA_1_4}}
0%
FHA
{DETAILS_LOAN_LIMIT_FHA1}}
3.5%
Conventional Conforming
{DETAILS_LOAN_LIMIT_CONVENTIONAL1}}
3%
USDA and FHA Loan Alternatives in {CITY}}, {STATE}}
Lendersa® aims to swiftly secure the most favorable USDA or FHA loan for you with minimum effort. Choose from three starting points that connect you with suitable lenders and USDA loan plans.
A USDA home loan, commonly referred to as a USDA rural development loan or USDA mortgage, is secured by the U.S. Department of Agriculture and is accessible only in rural localities. Unlike FHA loans that mandate a minimum down payment of 3.5%, the USDA mortgage requires zero down payment, representing a significant advantage.
Marine Credit Union believes everyone should have the opportunity to feel stable, secure and reach the fulfillment of hard work. We were created in 1931 for hardworking people, by hardworking people. Our team of 400+ employees now serves over 75, 000 members in WI, MN, IA and IL. Here, you’re more than a credit score. Visit our website to learn mor
SUMA (Yonkers) Federal Credit Union is a full service member owned financial institution with assets in excess of $400, 000, 000 and over 7, 000 members. We have been serving our members in Yonkers, NY, Spring Valley, NY, Stamford, CT, New Haven, CT and vicinities for over 55 years.
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At The Funding Guy, Inc. one of America’s fastest growing lending and real estate investment firms.
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For over 100 years, Fulton Savings Bank has been a trusted provider for competitive Fulton mortgage rates.
