USDA Vs. FHA your options comparison in Sweetwater, Monroe County, TN

In 2025, the USDA loan limit in Sweetwater, situated in the county of Monroe, TN, is specified as $336,500, whereas the FHA limit for an individual family home is $472,030.

Make use of the Lendersa® USDA loan calculator to evaluate today's premier rates between USDA and FHA options. It helps you ascertain the requisite income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans in parallel, assisting you in determining the best program in for your financial needs.

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2025 Loan Caps and Downpayment Requirements in Sweetwater, within Monroe County, TN

Loan Category Loan Ceiling Down payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Sweetwater, TN

The aim of Lendersa® is to quickly and straightforwardly secure for you the finest USDA or FHA loan. Choose from three accessible starting points that will link you with lenders and USDA loan programs.

Lendersa's results for USDA loan inquiries and matches

Understanding USDA Loans in TN

A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively designed for rural areas. Unlike an FHA loan that mandates at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



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