In 2025, the USDA loan limit in Sweetwater, situated in the county of Monroe, TN, is specified as $336,500, whereas the FHA limit for an individual family home is $472,030.
Make use of the Lendersa® USDA loan calculator to evaluate today's premier rates between USDA and FHA options. It helps you ascertain the requisite income, credit, reserves, and documents essential for qualification. Our sophisticated mortgage calculator allows you to examine USDA, FHA, Conforming, and VA loans in parallel, assisting you in determining the best program in for your financial needs.
2025 Loan Caps and Downpayment Requirements in Sweetwater, within Monroe County, TN
Loan Category
Loan Ceiling
Down payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Exploring USDA and FHA Loan Options in Sweetwater, TN
The aim of Lendersa® is to quickly and straightforwardly secure for you the finest USDA or FHA loan. Choose from three accessible starting points that will link you with lenders and USDA loan programs.
A USDA home loan, guaranteed by the government's Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, is exclusively designed for rural areas. Unlike an FHA loan that mandates at least a 3.5% down payment, a USDA mortgage requires no down payment whatsoever.
First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.
At The First National Bank of Central Texas, we see a true value in personal service. When you call our bank a knowledgeable banker will receive your call, no automated voice response system. We continually strive to embrace technology in order to improve convenience and efficiency, but we are conscious to not allow these technological tools.
Our loans are designed to help solve these surprises without creating another problem down the road. We want to make our loan fit within your available budget each month but we also stress the importance of paying down the principal on the loan as quickly as possible. Most loan companies want you to stay on the loan as long as possible.
At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.
The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you
Members Credit Union (MCU) has a long history of personal service. Founded by seven employees of Santa Fe Railroad in 1954 as the Santa Fe Employees Credit Union, MCU grew and moved to 827 North Main in Cleburne, Texas in 1960. MCU expanded by offering membership to anyone working or living in Johnson County including family members.
Germania Credit Union’s vision is to serve its members’ needs through an evolving innovative member experience; develop existing relationships while growing within its field of membership; and achieving sustainability through smart growth. Helping members achieve financial success by financing their dreams and helping them save for the future.
Brenham National Bank began its existence in 1933 as Farmers National Bank at the corner of Main and S. Baylor streets. In 1949 the bank moved across the square into the building which housed the Day Cotton Company and the Double Dip Ice Cream Co. That location was renovated and expanded many times to meet the growing needs of the bank. In 1975,
First State Bank and Trust is a community owned bank that has been serving the Saint Croix Valley since 1914. With four locations in Minnesota - Bayport, Stillwater, Oak Park Heights,and Boutwells Landing - and another one in Hudson, WI, First State Bank and Trust is a full service bank that can assist in all aspects of your financial portfolio.
Our mission is to be a trusted provider of financial services while building lasting relationships with our members, employees, and community.Since our beginning in 1954 as the St. Lawrence State Hospital Employees Federal Credit Union, we have focused on making a positive impact on people’s lives.We are committed to honesty
Ed-Med Federal Credit Union was formed by the merger of two long existing credit unions: Ogdensburg Public Schools Employees Federal Credit Union and A.B.H.H. Employees Federal Credit Union. Our membership consists of employees in the education and medical field in the greater Ogdensburg NY area. We are a federally chartered credit union
