For 2026, the USDA loan threshold in Tellico-Village, part of Loudon County, TN, stands at $285,000. The FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to assess today's prime USDA versus FHA rates, highlighting the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, enabling you to select the best fit for your financial situation in
Explore loan offers from 100 diverse lenders
| Loan Type | Loan Limit | Down Payment |
| USDA | $285,000 | 0% |
| FHA | $356,362 | 3.5% |
| Conventional Conforming | $548,250 | 3% |
Lendersa® strives to promptly secure the optimal USDA or FHA loan for you without hassle. Begin with one of three approaches to align with lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—often called a USDA rural development loan—is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require one.
Enter your location to find out if it qualifies for USDA rural housing loan?
|
|
|
|
|
|
|
|
|
|
|
|
Bridge Loan Guides