For 2026, the USDA loan threshold in Tellico-Village, part of Loudon County, TN, stands at $285,000. The FHA limit for a single-family home is $356,362.
Utilize Lendersa®'s USDA loan calculator to assess today's prime USDA versus FHA rates, highlighting the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, enabling you to select the best fit for your financial situation in .
2026 Loan Limits and Down Payment Requirements in Tellico-Village, Loudon County, TN
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Options in Tellico-Village, TN
Lendersa® strives to promptly secure the optimal USDA or FHA loan for you without hassle. Begin with one of three approaches to align with lenders and suitable USDA loan programs.
A USDA home loan, backed by the Department of Agriculture—often called a USDA rural development loan—is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require one.
Foothills Federal Credit Union was chartered as UC Employees Credit Union in 1962 to serve employees of the Union Carbide Company in Loudon, Tennessee. In 1983 we expanded our charter to include numerous employee groups. In 2001, we changed our name to Foothills Federal Credit Union to reflect our diverse groups of members. In November of 2005, we
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Volunteer Home Mortgage Inc. is a dream come true for me. We are one of the hand full of mortgage broker companies that is here to give our customers a variety of mortgage options and choices. We are a locally owned and operated mortgage company. Why call a BIG name bank or lender
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Kimberly Richards President has been in the industry since 1985. She has worked as a forensic underwriting auditor with the federal government and private investors; operated several mortgage branches in TN, TX, GA, MS, and AL; and knows every step of a loan from beginning to end.
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