USDA and FHA Pro and Con in Tellico-Village, Loudon County, TN

For 2026, the USDA loan threshold in Tellico-Village, part of Loudon County, TN, stands at $285,000. The FHA limit for a single-family home is $356,362.

Utilize Lendersa®'s USDA loan calculator to assess today's prime USDA versus FHA rates, highlighting the income, credit, reserves, and documentation needed for approval. Our advanced mortgage calculator compares USDA, FHA, Conforming, and VA options side by side, enabling you to select the best fit for your financial situation in .

Explore loan offers from 100 diverse lenders

2026 Loan Limits and Down Payment Requirements in Tellico-Village, Loudon County, TN

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Options in Tellico-Village, TN

Lendersa® strives to promptly secure the optimal USDA or FHA loan for you without hassle. Begin with one of three approaches to align with lenders and suitable USDA loan programs.

Results of Lendersa USDA loan request matching

Understanding USDA Loans in TN

A USDA home loan, backed by the Department of Agriculture—often called a USDA rural development loan—is available solely in rural areas. Unlike FHA loans that require at least a 3.5% down payment, USDA loans do not require one.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Valley Federal Credit Union
  • 183 E Price Road, Brownsville, TX, 78521
  • Valley Federal Credit Union is a progressive, family-oriented financial institution, 10, 000 members strong. It was chartered in 1935 as only a five-member institution in a home of one of its chartered members on Levee St. in Brownsville, TX. VFCU offers services other banks and credit unions may not.

  • LaMoure Credit Union
  • 203 7th Street SE, Lamoure, ND, 58458
  • LaMoure Credit Union has been open since 1940. It's the 19th largest credit union in North Dakota with assets totaling $33.58 Million and providing banking services to more than 1, 000 members.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans

  • Hockley County School Employees Credit Union
  • 504 Clubview Drive, Levelland, TX, 79336
  • Hockley County School Employees Credit Union (HCSECU) was chartered in 1954. Since its inception, HCSECU has limited its field of membership to school employees and immediate family members. In 2018 we added the employees of Hockley County and the City of Levelland Employees. We continually strive to offer the best rates afforded to members.

  • Maine Association of Mortgage Professionals
  • PO Box 1571, Bangor, ME, 04402
  • The Maine Association of Mortgage Professionals (MAMP), founded in 1958, is the state's oldest association representing the real estate finance industry.

    The Maine Association of Mortgage Professionals (MAMP) is an association of professionals from banks, credit unions, independent mortgage firms

  • Brownsville City Employees Federal Credit Union
  • 1001 E Elizabeth Street, Brownsville, TX, 78520
  • The Brownsville City Employees FCU has as its mission the responsibility for providing an efficient, effective & well-managed financial institution that meets the needs of its membership. The Brownsville City Employees FCU will continue a sound yet progressive asset management strategy and provide new and improved financial services.

  • Community Loan Center Corporation
  • 642 East Washington Street, Brownsville, TX, 78520
  • Founded in 1995, the Rio Grande Valley Multibank (RGVMB) is a Community Development Financial Institution (CDFI) certified by the United States Department of Treasury. Our mission is to provide financial products and development services to the RGV, particularly in the area of affordable housing and consumer lending.

  • Dakota Heritage Bank of North Dakota
  • 109 Main Street, Hunter, ND, 58048
  • Dakota Heritage Bank aspires to have a strong image created by helping our customers accumulate and retain wealth. We will sell those products and services that will enhance our customers’ ability to reach their financial goals.Our core purpose is to make a positive impact in our communities and in the lives we touch.

  • Bangor Federal Credit Union
  • 339 Hogan Road, Bangor, ME, 04401
  • The mission of Bangor Federal Credit Union is to deliver the best financial experience to our members. Membership with Bangor Federal Credit Union is open to anyone who lives, works, worships, or attends school in and businesses and other legal entities located in Penobscot, Hancock, and Waldo counties of Maine.

  • Maine Stream Finance
  • 262 Harlow St, Bangor, ME, 04401
  • We are twenty-years old! As a wholly-owned subsidiary of Penquis, MaineStream Finance is a non-profit organization dedicated to economic development by providing credit, capital, and financial services that are often unavailable from traditional financial institutions. Since 1999,

  • Mainely Mortgages
  • 53 Croghan Rd, Bangor, ME, 04401
  • Mainely Mortgages We specialize in the following types of business: Purchase Loans Refinance Debt Consolidation Real Estate. Our team is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one

  • The Hive Mortgage Solutions
  • 386 North Main Street, Brewer, ME, 04412
  • The Hive Mortgage Solutions Team is your premier mortgage team located in Brewer, Maine. The Hive Mortgage Solutions offers some of the lowest rates nationwide making the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Brewer area. Whether you are first time home buyer.

  • Oahe Federal Credit Union
  • 221 E Pleasant Drive, Pierre, SD, 57501
  • Oahe Federal Credit Union has been providing services to employees of the City of Pierre and Ft. Pierre, the State of South Dakota, Hughes and Stanley Counties, the Federal Government, South Dakota Retailers, Capital Area Counseling, Avera St. Mary’s, Pierre Indian Learning Center, and School Systems of Pierre and their immediate family members.