USDA Vs. FHA Pro and Con comparison in Madisonville, Monroe County, TN
During 2025, the USDA loan ceiling in Madisonville, located in Monroe County, TN, is set at $336,500, whereas the FHA cap for single-family homes is $472,030.
Utilize Lendersa®'s USDA loan calculator to discern today's best USDA versus FHA rates and understand the income, credit, reserves, and documents required for qualification. Our advanced mortgage calculator offers a side-by-side view of USDA, FHA, Conforming, and VA options, aiding in selecting the best financial plan in .
2025 Loan Limits and Down Payment Requirements in Madisonville, Monroe County, TN
Loan Type
Maximum Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Madisonville, TN
The objective of Lendersa® is to quickly facilitate the best USDA or FHA loan for you without complications. Choose from three methods to find matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—often referred to as a USDA rural development loan—is available exclusively in rural areas. It does not require a down payment, unlike FHA loans that mandate at least a 3.5% down payment.
Established in 2000, Creative Mortgage Solutions offers loan assistance, financing and ReFinancing options, and advice from Licensed Mortgage Brokers in the state of Tennessee. Are you thinking about moving but don’t have the money to? By utilizing our loan services, you can always afford that dream home you’ve been looking at for months.
106 South Main St, Suite 103, Crossville, TN, 38555
The mission of Highland Federal Savings and Loan Association is to provide quality products and professional, personal service to our customers, who are the focus of everything we do. Locally owned and operated since 1961, member of FDIC and an Equal Housing Lender, we continue to promote security and trust as absolute priorities.
Upper Cumberland Federal Credit Union was chartered with the purpose of serving the employees of the Carter Ink Company in Massachusetts. The original name of the credit union was Carter Inx Folx Federal Credit Union. As the Carter Ink Company expanded, an ink manufacturing plant was built in Crossville, Tennessee.
First Cumberland Mortgage located in Crossville, Tennessee. We are one of Tennessee's most Comprehensive, Full Service Mortgage Companies. We specialize in 100% Loans, FHA & VA, Conventional Raw Land Loans, Self Employed Loans and Refinancing. Call First Cumberland Mortgage for all your Mortgage or Loan needs.
During the deepest months of the Great Depression, in February of 1932, seven Knoxville City Schools teachers each decided to pool their resources to start a credit union and deposited $5 into it. The purpose of the credit union was to provide a resource for teachers to call on in times of need.
Our mission is to offer financial services to members of our community with an emphasis on asset development and the achievement of long-term financial security. We specifically will strive to develop relationships with persons who previously have had no interaction with existing financial institutions.
2751 Ralph Buckner Boulevard NE, Cleveland, TN, 37311
Pathway CU was established as a financial institution to meet the growing needs of the Church of God entities. Each member of the credit union is part owner of the organization. Members in good standing are privileged to vote for the Board of Directors.Each year financial gains are returned to the members in the form of dividends or other benefits.
Cleveland/Bradley County Teachers Federal Credit Union
420 Central Avenue NW, Cleveland, TN, 37311
We are committed to helping members enhance their financial status by providing needed financial products and services while operating in a sound financial manner. Since 1961, the Cleveland Bradley County Teachers Federal Credit Union has served the Cleveland & Bradley County areas in order to assist local teachers and their family members.
Bank of Cleveland opened its doors on May 8, 1987 in a mobile facility on Keith Street. Back in 1987, the era of bank mergers was underway and Bank of Cleveland was established to provide Bradley County a true, locally owned and operated community bank.
main bank office buildingToday, Bank of Cleveland is the only locally owned
Fountain City Finance has been providing financial services to hundreds of satisfied East Tennessee residents since 1991. We maintain a local, hometown approach while providing first-class customer service for our clients. Our professionalism along with our choice of products will leave you with an outstanding customer experience
164 N Henderson Avenue, Suite B, Sevierville, TN, 37862
Established in 1978, Sevier County Schools Federal Credit Union is owned and operated by its members who have joined together to assist each other in the sound management of their financial affairs. Our mission is to provide loan, deposit, and transaction services to its defined membership with a uniquely high level of quality and efficiency.
