USDA Loan Vs. FHA loan pro & con for Madisonville, Monroe County, TN

In 2025, USDA loan limit in Madisonville, county of Monroe, TN is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Madisonville, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(949) 612-8476 1906 miles Lender's profile and map Reviews Southern California Mortgage 231 Lugonia Street, Newport Beach, CA, 92663 Southern California Mortgage, where we specialize in residential mortgages. At Southern California Mortgage, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(949) 729-9200 1906 miles Lender's profile and map Reviews Emery Financial, Inc. 625 Kings Road, Suite 850, Newport Beach, CA, 92663 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(949) 645-6253 1906 miles Lender's profile and map Reviews NAL Financial Inc. 414 31st Street, Suite B, Newport Beach, CA, 92663 NAL Financial Team is located in Newport Beach, California, and proudly serves homeowners and homebuyers throughout California and Colorado. We believe the key to our success has always rested on three main principles: honesty, timeliness, and competitive pricing. As mortgage brokers, we are able to offer our clients a variety of products.
(562) 945-2214 1906 miles Lender's profile and map Reviews Credit Union of Southern California PO Box 200, Whittier, CA, 90608 We’re a service staffed by friendly, helpful people who are here to help you achieve your financial goals and financially thrive . The financial industry is filled with people who can count. Our goal at CU SoCal is to be people you can count on. The people who work for us know they work for you.
3235431738 1906 miles Lender's profile and map Reviews SE Marketing 8409 Friends Ave, Whittier, CA, 90602 Full Spectrum lending, Fannie Freddie, VA, FHA, Non-QM, Reverse, Fix and Flip, Private Equity. Quick Approval and Funding: Time is of the essence in the fix-and-flip business. Our streamlined application process and quick turnaround times mean you can secure funding and get started on your project without delay.
(562) 639-1690 1906 miles Lender's profile and map Reviews Lending Enterprise 7007 Washington Ave, Suite 311, Whittier, CA, 90602 Because we truly understand that homeownership is the foundation of our communities and everyone deserves a home for their family, Lending Enterprise is deeply devoted to care, help, and provide the best home loan experience for our customers and business partners, with ethics, win-win mindset, and most importantly, with integrity.
(562) 600-8221 1906 miles Lender's profile and map Reviews Legacy Capital Funding 7007 Washington Ave, Suite 301, Whittier, CA, 90602 Legacy Capital Funding is proud to be a mortgage broker serving residential clients in the Los Angeles County area. Based in Whittier, we are a small business that provides the level of customer service only an experienced team of professionals can. From our community-focused, educational approach to home loans to our commitment to our clients.
(562) 693-5048 1906 miles Lender's profile and map Reviews Nationwide Home Loans 8152 Painter Avenue, Suite 200, Whittier, CA, 90602 Our mortgage team members will give you the individual attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in purchasing a home, refinancing a mortgage, or tapping into your home equity. So we make a promise to you: we will help you qualify, apply and be approved for the ideal loan.
(657) 667-2227 1906 miles Lender's profile and map Reviews America Smart Home 8942 Garden Grove Boulevard, Suite 207, Garden Grove, CA, 92844 At America Smart Home, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
(714) 467-5298 1906 miles Lender's profile and map Reviews First GoldStars Inc. 8942 Garden Grove Boulevard, Suite 210, Garden Grove, CA, 92844 First Goldstars, Inc. We are a professional and responsible real estate and mortgage broker. We are here to assist you with all your real estate and mortgage needs. We have many years of experience in real estate and we take pride in excellent customer service. Our clients' needs are our priorities. Our goal.
(562) 665-5397 1906 miles Lender's profile and map Reviews Business Funding 4 You 11512 Magnolia St, Suite 103, Garden Grove, CA, 92841 We help small business owners obtain business financing; Unsecured Business Loans, Secured Business Loans, Short Term Working Capital, Long Term Working Capital. Inventory and Account Receivable Financing. Rates as low as 5.49% Low FICO scores OK. Now offering Truck & Trailer Financing and Working Capital loans Nationwide!