USDA and FHA Pro and Con in Loudon, Loudon County, TN
In 2025, the USDA loan limit in Loudon, situated in Loudon County, TN, is $336,500, while for a single-family home, the FHA cap is $472,030.
Utilize Lendersa® USDA loan calculator to evaluate today's leading USDA versus FHA rates. It outlines the income, credit, reserves, and documents needed for qualification. Our advanced mortgage calculator provides side-by-side comparisons of USDA, FHA, Conforming, and VA loans, assisting you in selecting the best option for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Loudon, Loudon County, TN
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
Options for USDA and FHA Loans in Loudon, TN
The aim of Lendersa® is to swiftly and smoothly secure the optimal USDA or FHA loan for you. Choose one of three approaches to connect with matching lenders and USDA loan programs.
A USDA home loan, guaranteed by the Department of Agriculture—also known as a USDA rural development loan or mortgage—is offered strictly in rural areas. It requires no down payment, unlike FHA loans, which demand at least a 3.5% down payment.
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Geographic system coordinates are: longitude — 83°27'42.66''W (-83.46185), latitude — 33°55'5.52''N (33.9182
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