USDA VS FHA in Tiptonville, Lake County, TN

In 2026, the USDA loan limit in Tiptonville, which is in the county of Lake, TN, is set at $336,500, while the FHA cap for a single-family home is $472,030.

Utilize the Lendersa® USDA loan calculator to compare current USDA and FHA best rates, determining the required income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator shows USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in suits your financial needs best.

Evaluate loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Tiptonville, County of Lake, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

Choices for USDA and FHA Loans in Tiptonville, TN

Lendersa® aims to provide you with the optimal USDA or FHA loan swiftly and without trouble. Pick one of three starting approaches to link up with matching lenders and USDA loan programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TN?

A USDA home loan is guaranteed by the government Department of Agriculture, commonly known as a USDA rural development loan, available only in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Tiptonville Lenders

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.