FHA Vs. USDA loan program for Union-City, Obion County, Tennessee

In 2025, USDA loan limit in Union-City, county of Obion, TN is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Union-City, TN

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Tennessee?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(440) 234-9660 519 miles Lender's profile and map Reviews Northeast Bancorp of America Inc 11925 Pearl Road, Suite 301, Strongsville, OH, 44136 Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
(440) 638-2400 519 miles Lender's profile and map Reviews Cleveland Mortgage Corporation 16000 Pearl Rd, Suite 214, Strongsville, OH, 44136 At Cleveland Mortgage Corporation, our approach to mortgage lending is quite different from our competition. It is important to us that our customers are educated on all aspects of the loan and the loan process. We do this in a relaxed, stress-free environment, and we do it according to your schedule.
(248) 474-2200 520 miles Lender's profile and map Reviews LOC Credit Union 22981 Farmington Road, Farmington, MI, 48336 At LOC Credit Union, we’re ready for you. No matter where you are in life, we’re dedicated to taking you further. That first savings account where every dollar matters. That vehicle for which costs and need can conflict. That home that can be the foundation for life or a burden. Those dreams you’ve always had.
(833) 734-2545 520 miles Lender's profile and map Reviews Regal Home Lending 25882 Orchard Lake Rd L-11, Farmington, MI, 48336 Regal Home Lending was founded on the principals of hard work, honesty, and integrity; the three things no one can ever take away from a great mortgage broker. Regal Home Lending specializes in thinking outside the box. Every client is treated with white glove service to make the dream of owning a home, become a reality.
(641) 923-2801 520 miles Lender's profile and map Reviews Reliance State Bank 175 E. 3rd St., Garner, IA, 50438 Reliance State Bank is a local, full-service bank proudly serving Story City, Garner and the surrounding communities. We offer all the traditional banking products and services you need, along with the latest on-the-go banking options you want. Our commitment is to deliver the highest quality service to each and every customer.
(248) 826-5500 520 miles Lender's profile and map Reviews First Mortgage Solutions LLC 35870 Seminary Ridge, Farmington, MI, 48331 For years we've dreamed of working for a company that holds the same values and has the highest standard of lending practices as we do. We wanted to work for a company that we could truly be proud of the way they interact with their clients and be confident in their integrity...which is why we chose to open up First Mortgage Solutions.
(248) 788-0800 520 miles Lender's profile and map Reviews Member Mortgage Services 38275 Twelve Mile Rd, Suite 100, Farmington, MI, 48331 We're a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance. We have access to a full range of mortgage sources including Conventional, FHA, VA. All of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
(336) 579-0110 520 miles Lender's profile and map Reviews Bull Market Business Funding Solutions 806 Green Valley Rd, Suite 200, Greensboro, NC, 27408 Bull Market Capital: Business Funding Solutions is focused on providing exemplary commercial finance to various businesses, and we’ve been nationally recognized for our commitment and services. Our generous portfolio of products and industry expertise is at your disposal. Some of the commercial finance & loan products in which we specialize include
(336) 478-6820 520 miles Lender's profile and map Reviews Helms Mortgage 701 Green Valley Rd, Suite 208, Greensboro, NC, 27408 At Helms Mortgage LLC. We look forward to working with you We offer easy and convenient online tools coupled with the assistance of an experienced loan officer and dedicated processor. Together they will guide you through the often difficult and confusing process of choosing and securing the right loan to meet your specific needs.
(336) 332-5302 520 miles Lender's profile and map Reviews Acclaim Federal Credit Union 1823 Banking Street, Greensboro, NC, 27408 Acclaim FCU is a member-owned, full-service credit union. We focus on linking you to your goals with our checking & savings accounts, auto loans, personal loans, mortgage loans, rewards credit cards, and more. They recognized that each person and family had a story and different needs, & they wanted a financial institution that recognized that too.
(330) 664-4700 520 miles Lender's profile and map Reviews Towpath Credit Union 2969 Smith Road, Fairlawn, OH, 44333 Towpath Credit Union, formerly Akron Teachers Credit Union, was established in 1936 for employees of the Akron Public Schools. By 1969, the Akron Teachers Credit Union had outgrown the small Akron office. Many other employee groups had also realized the benefits of being credit union members.