USDA Vs. FHA Pro and Con comparison in Dyersburg, Dyer County, TN

In 2026, the USDA loan limit in Dyersburg, within Dyer, TN, is established at $336,500, while the FHA limit for a single-family home is set at $472,030.

Utilize the Lendersa® USDA loan calculator to assess today's best USDA versus FHA rates, determining the necessary income, credit, reserves, and documents for eligibility. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA side by side, helping you decide which program in Alabama suits your financial situation best.

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2026 Loan Limits and Downpayment Requirements in Dyersburg, Dyer, TN

Loan Type Loan Limit Down Payment
USDA $336,500 0%
FHA $472,030 3.5%
Conventional Conforming $726,200 3%

USDA and FHA Loan Options in Dyersburg, TN

Lendersa® provides the best possible USDA or FHA loan rapidly and without hassle. Choose one of three starting points to connect with matching lenders and USDA loan programs.

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What is a USDA Loan in TN?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is backed by the government Department of Agriculture and available solely in rural areas. Unlike FHA loans, which require a minimum down payment of 3.5%, USDA mortgages require no down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



Dyersburg Lenders

  • Security Bank
  • 120 North Mill Avenue, Dyersburg, TN, 38024
  • Lends in Tennessee
  • Security Bank's heritage is one built on financial strength and integrity. Our corporation was chartered as a state bank on April 3, 1931. At that time, it was called Newbern State Bank and was located in downtown Newbern.

    In October 1968, the name was changed to Security State Bank to reflect its expansion into other Dyer County towns.

  • Bank of Halls
  • 101 W. Main St., Halls, TN, 38040
  • Lends in Tennessee
  • At Bank of Halls, our highest priority is the health of our customers, employees, and communities. While we know there are rising concerns surrounding COVID-19, we are monitoring the situation closely with local healthcare experts, the Centers for Disease Control and Prevention (“CDC”), World Health Organization (“WHO”), and Tennessee Bankers.

  • Bank of Ripley
  • 134 N. Jefferson St., Ripley, TN, 38063
  • Lends in Tennessee
  • The Bank of Ripley is committed to being a friendly, locally owned community bank that consistently and profitably delivers high quality personal service and financial products to meet the needs of, and be recognized as a leader by, the communities we serve for the benefit of those who make our existence possible

  • Bank of Crockett
  • 111 East Main St., Bells, TN, 38006
  • Lends in Tennessee
  • Bank of Crockett has a long history of service to the people of Crockett County. Established in 1887 and opening for business in the Spring of 1888, we are the oldest bank in the county. The main office has always been located on Main Street in Bells. Before the middle 1900's, we had added a branch in Crockett Mills, Tennessee.

  • Greenfield Banking Company
  • 112 N. Front Street, Greenfield, TN, 38230
  • Lends in Tennessee
  • Greenfield Banking Company is a $67 million financial institution serving Greenfield, Weakley County, and the surrounding area. We have one main facility with two convenient ATM locations, sound lending ability and enhanced banking products and services. We're committed to providing high quality, personalized service.