USDA and FHA Pro and Con in Alvarado, Johnson County, TX
For the year 2025, in Alvarado, located in the county of Johnson, TX, the USDA loan limit amounts to $360,600, whereas the FHA loan limit for a single-family home is set at $531,300.
To effectively compare the most competitive rates of USDA against FHA loans today, utilize the Lendersa® USDA loan calculator. This tool enables you to assess income, creditworthiness, reserves, and required documentation necessary for qualification. Our sophisticated mortgage calculator provides a comprehensive overview, displaying USDA, FHA, Conforming, and VA mortgage options simultaneously. This aids in determining the most suitable program for your distinct financial circumstances in .
Loan Limits and Down Payment Requirements for 2025 in Alvarado, Johnson County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Alvarado, TX
The objective of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Begin by choosing one of three paths that link you with matching lenders and USDA loan offerings.
The USDA home loan, endorsed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for properties in rural locales. Unlike the FHA loan that necessitates a minimum 3.5% down payment, no down payment is required for a USDA mortgage loan.
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
2404 South Grand Boulevard, Suite 220-A, Pearland, TX, 77581
Committed to providing ideal financing options to homebuyers and homeowners. We care what our customers think of us and so should you. We are partners in your business and your success is ours. Independent, locally owned mortgage brokerage offering various loan options. VA, FHA, conventional, reverse & Non QM loans.
833 Kelly Lakes Pass, Suite 100, Edmond, OK, 73025
Security Financial Mortgage founded in 2012 Security Financial Mortgage has a simple business philosophy. With an efficient, knowledgeable team that is willing to work hard for every client, we can keep our costs low while providing exceptional service. This enables us to pass the savings on to our customers.
It all started for us in March 1949 when we were chartered as DuPont La Porte Federal Credit Union. By 2005, we were officially Beacon Federal Credit Union. But what has never changed is our commitment to providing courteous, efficient and sound financial services for our members, now and into the future.
Community Resource Credit Originally formed by a group of Humble Oil Employees in 1935, CRCU is the oldest local financial institution in the Baytown, Crosby and Atascocita area. Presently, CRCU is open for membership to anyone who lives or works in Liberty, or Chambers County or within the Goose Creek.
Guarantee Mortgage is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time.
NewFirst National Bank has a long and prosperous history dating back to January 22, 1902.
It wouldn’t be until 2002 when the name NewFirst National Bank would be approved to coincide with a larger geographic footprint.
The current office in El Campo, Texas opened in February 1968 and still serves as the headquarters.
Diamond Bank is the result of a merger between two of Southwest Arkansas’s strongest community banks. In March, 2007, the banks that merged were Arkansas Diamond Bank of Glenwood , and Diamond State Bank of Murfreesboro, which was chartered in 1904. Diamond Bank continues to provide a stable source of financial leadership in the communities we serv
