USDA Vs. FHA your options comparison in Alvarado, Johnson County, TX

For the year 2026, in Alvarado, located in the county of Johnson, TX, the USDA loan limit amounts to $360,600, whereas the FHA loan limit for a single-family home is set at $531,300.

To effectively compare the most competitive rates of USDA against FHA loans today, utilize the Lendersa® USDA loan calculator. This tool enables you to assess income, creditworthiness, reserves, and required documentation necessary for qualification. Our sophisticated mortgage calculator provides a comprehensive overview, displaying USDA, FHA, Conforming, and VA mortgage options simultaneously. This aids in determining the most suitable program for your distinct financial circumstances in .

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Loan Limits and Down Payment Requirements for 2026 in Alvarado, Johnson County, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Discover USDA and FHA Loan Opportunities in Alvarado, TX

The objective of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Begin by choosing one of three paths that link you with matching lenders and USDA loan offerings.

Lendersa USDA loan request matching results

Understanding the USDA Loan in TX

The USDA home loan, endorsed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for properties in rural locales. Unlike the FHA loan that necessitates a minimum 3.5% down payment, no down payment is required for a USDA mortgage loan.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • American Mortgage Solutions
  • 712 US-1 #300, North Palm Beach, FL, 33408
  • We are privileged and Fortunate to have a very experienced Mortgage Team of Professionals that share the same vision. Our intention is to impress upon you the importance of making your mortgage a pivotal component to your overall financial planning strategy. Our goal is to custom fit you with the best overall financing package by,

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  • 801 Park Avenue, Lake Park, FL, 33403
  • RSI Asset Management LLC was formed in response to requests for due diligence consultation and loss mitigation services on non-performing residential and commercial mortgage debt in Florida. RSI currently represents over 500 non-performing loans owned by private equity firms and hedge funds or in partnership as principals with local investors.

  • Intrepid Lending Solutions Inc
  • 9112 Alt A1a, Suite 209, West Palm Beach, FL, 33403
  • Intrepid Lending Solutions Inc. will tailor your loan to meet your specific financial situation. We provide a number of services to address your need for an affordable mortgage such as: addressing your credit challenges, recommending Home Buyers Education Courses, provide Mortgage Readiness Planning, Assess and Pre-approve you for a mortgage Loan

  • Rhino Funding Inc.
  • 600 Sandtree Drive, Suite 204 Palm Beach, West Palm Beach, FL, 33403
  • Rhino Funding Inc. mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • First State Bank of Forsyth
  • 880 Main Street, Forsyth, MT, 59327
  • We are your full-service financial store. We offer a complete line of products and services with some of the best rates and most reasonable fees around. First State Bank of Forsyth Internet Banking gives you access to your accounts 24 hours a day, seven days a week. You can bank from home, the office or just about anywhere.

  • Carolina Country Mortgage
  • 1540 E Front Street, Suite 10, Clayton, NC, 27527
  • We know that each customer has specific needs, so we strive to meet those needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. Our team of professionals has over 100 years of lending experience with some of the biggest banks in the country.

  • BARAGA COUNTY FEDERAL CREDIT UNION
  • 101 E Broad Street, Lanse, MI, 49946
  • Baraga County Federal Credit Union has been open since 1952. The credit union has assets totaling $55.92 Million and provides banking services to more than 4, 000 members.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a member

  • Prosperity Home Finance
  • 516 29th St, West Palm Beach, FL, 33407
  • We understand the ups and downs that come with the challenge of home buying, or commercial building. Our professional and dedicated team has a passion for helping you secure the mortgage that's right for your situation. We take the frustration out of complex financing. We work with you each step of the way, keeping you updated with each development