USDA and FHA Pro and Con in Alvarado, Johnson County, TX
For the year 2025, in Alvarado, located in the county of Johnson, TX, the USDA loan limit amounts to $360,600, whereas the FHA loan limit for a single-family home is set at $531,300.
To effectively compare the most competitive rates of USDA against FHA loans today, utilize the Lendersa® USDA loan calculator. This tool enables you to assess income, creditworthiness, reserves, and required documentation necessary for qualification. Our sophisticated mortgage calculator provides a comprehensive overview, displaying USDA, FHA, Conforming, and VA mortgage options simultaneously. This aids in determining the most suitable program for your distinct financial circumstances in .
Loan Limits and Down Payment Requirements for 2025 in Alvarado, Johnson County, TX
Loan Type
Loan Limit
Down Payment
USDA
$360,600
0%
FHA
$531,300
3.5%
Conventional Conforming
$726,200
3%
Discover USDA and FHA Loan Opportunities in Alvarado, TX
The objective of Lendersa® is to connect you with the optimal USDA or FHA loan quickly and effortlessly. Begin by choosing one of three paths that link you with matching lenders and USDA loan offerings.
The USDA home loan, endorsed by the government Department of Agriculture, also known as the USDA rural development loan or USDA mortgage, is exclusively available for properties in rural locales. Unlike the FHA loan that necessitates a minimum 3.5% down payment, no down payment is required for a USDA mortgage loan.
4445 West 77th Street, Suite 210, Edina, MN, 55435
MetroFMC works hard to establish great working relationships with a wide variety of banks to enable you to have access to some of the lowest mortgage rates available.
We pride ourselves on the training and knowledge we get directly from the banks that will provide you with your loan
7601 France Ave S, Suite 170, Minneapolis, MN, 55435
The Tradition name represents a continual awareness and respect for the excellence of real estate development, real estate investment and real estate finance services. Tradition Companies is committed to the highest standards of quality, craftsmanship, community involvement and most importantly, a dedication to the customer.
"At Edge Home Finance Corporation, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry.
We work with many wholesale lenders that provide a wide variety of products such as Conventional, FHA, VA and HARP 2.0."
"Rainbow Mortgage Inc. is owned and operated by local mortgage advisors Gale and David Jamison.
Prior to starting Rainbow Mortgage Inc., David worked for a Fortune 500 company as a Sales Manager/Senior Underwriter in a division that closed over 1000 loans per month. David worked as an Alternative Loan Specialist with Wells Fargo."
813 S Huntington Street, Suite 2, Syracuse, IN, 46567
Team Tuttle Mortgage, LLC has been helping clients in Northern Indiana since 1997. As a broker, we observe ethical standards of practice and subscribe to the National Association of Mortgage Brokers code of ethics. We offer the assistance you need to help in all of your mortgage endeavors.
5500 South Robert Trail, Inver Grove Heights, MN, 55077
Heartland Credit Union is a not-for-profit financial cooperative focused on helping members achieve their financial dreams. Our members enjoy low loan rates, fewer fees and friendly, personal service. At Heartland we take pride in getting to know our members, their stories and their goals.
Dayton Capital Partners, LLC is a direct lender and mortgage broker for real estate investors. We specialize in Hard Money Loans and Transactional funding. We also assist Ohio investors with rental loans. Most of our loans are for single family, small multifamily and apartment buildings
DayMet Credit Union is a full-service financial institution that exists to help our members achieve financial success. As a credit union, DayMet is a not-for-profit cooperative. Every member is a part-owner and we are governed by a board of directors elected from within our membership.
