USDA Vs. FHA Pro and Con comparison in Burleson, Johnson County, TX

During 2026, the USDA loan limit in Burleson, a county within Johnson, TX, is $360,600. In contrast, the FHA limit for a single-family home is $531,300.

Use the Lendersa® USDA loan calculator to assess today’s premier USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing which program in best matches your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Burleson, County of Johnson, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burleson, TX

The goal of Lendersa® is to secure you the best possible USDA or FHA loan efficiently and hassle-free. Select one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and lender match results

Understanding What the USDA Loan is in TX

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • PRMG Mortgage
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  • Paramount Residential Mortgage Group - PRMG Inc.
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  • Connects Federal Credit Union
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  • Connects Federal Credit Union is an independent, not-for-profit financial cooperative. Connects FCU is owned by its members, who are shareholders. Member share deposits provide the funds for loans to members and the income from loan interest is used to meet expenses and pay dividends on member accounts.