USDA and FHA Pro and Con in Burleson, Johnson County, TX

During 2026, the USDA loan limit in Burleson, a county within Johnson, TX, is $360,600. In contrast, the FHA limit for a single-family home is $531,300.

Use the Lendersa® USDA loan calculator to assess today’s premier USDA versus FHA rates, determining the necessary income, credit, reserves, and documentation to qualify. With our advanced mortgage calculator, you can compare USDA, FHA, Conforming, and VA options side by side, assisting you in choosing which program in best matches your specific financial needs.

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2026 Loan Limits and Downpayment Requirements in Burleson, County of Johnson, TX

Loan Type Loan Limit Down Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Exploring USDA and FHA Loan Options in Burleson, TX

The goal of Lendersa® is to secure you the best possible USDA or FHA loan efficiently and hassle-free. Select one of three starting points to find matching lenders and explore USDA loan programs.

Lendersa USDA loan request and lender match results

Understanding What the USDA Loan is in TX

A USDA home loan is backed by the Department of Agriculture, also known as a USDA rural development loan or USDA mortgage, and is exclusively available in rural areas. Unlike FHA loans, which require at least a 3.5% down payment, the USDA mortgage requires no down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Burleson Lenders

  • Sage Lending, LLC
  • 222 East Renfro St, Suite 134, Burleson, TX, 76028
  • Lends in Texas
  • Exceptional Service is only the beginning! Our team of mortgage professionals are knowledgeable and use first-hand experience to make sure your transaction is as seamless as possible. We’ll guide you through every step of the process. Helping you meet your real estate goals is why we do what we do.

  • First National Bank of Burleson
  • 899 N.E. Alsbury Blvd., Burleson, TX, 76097
  • Lends in Texas
  • First National Bank of Burleson is a locally owned bank that was established in 1981 and has been serving the financial needs of Johnson, Tarrant, and surrounding counties since that time. It is the only bank that is actually chartered in Burleson so it is truly the only hometown bank. As one of the few remaining independent banks in the area.

  • Everman Parkway Credit Union
  • 1216 Everman Parkway, Fort Worth, TX, 76140
  • Lends in Texas
  • General Motors moved the plant to Dallas and the credit union followed. There, board members worked out of their locker room until January 1982, when office space was rented, a computer bought and a manager hired. GM moved the plant back to Forth Worth in 1987 and the credit union moved to Forth Worth in August of 1987. In October 1991.

  • Texas Exchange Bank
  • 109 N Crowley Road, Crowley, TX, 76036
  • Lends in Texas
  • Texas Exchange Bank first opened for business in 1970 and its current location in Crowley, Texas, was opened in 1974. Our second location opened in Fort Worth in November 2010. The Bank is proud of its heritage and that it is the only Crowley-based bank that has stayed committed to the community.

  • Alcon Employees Federal Credit Union
  • 6201 South Freeway, Fort Worth, TX, 76134
  • Lends in Texas
  • Alcon Employees Federal Credit Union is a voluntary, cooperative, non-profit savings institution, organized in 1972 for the purpose of encouraging thrift among its members, creating a source of credit at a fair and reasonable rate of interest, and providing an opportunity for its members

  • Highway District 2 Credit Union
  • 6112 McCart Avenue, Suite 205, Fort Worth, TX, 76133
  • Lends in Texas
  • The Highway District 2 Credit Union was organized and chartered in 1958 as an association of the employees of the Fort Worth District State Highway Department. As of December, 2021, the Credit Union has 742 members with total assets of $5, 459, 341. The credit union has processed 25, 849 loans since 1958 totaling $73, 139, 693.

  • NRCS FCU
  • 501 West Felix Street, Building 24, Fort Worth, TX, 76115
  • Lends in Texas
  • Natural Resources Conservation Service Federal Credit Union (NRCS FCU) was chartered in 1937, just one year after the Soil Conservation Service (SCS) established its presence in Fort Worth, TX. Originally, the credit union membership was only open to the employees of SCS who worked in Fort Worth. Subsequent field of membership .

  • First National Bank Mortgage
  • 201 E. Debbie Ln, Mansfield, TX, 76063
  • Lends in Texas
  • First National Bank has been a community partner since opening our first location in Wichita Falls in 1986. In the years since, we have grown to seven banking centers and five mortgage offices.

    Our asset size has increased to over $892 million and we have over 150 employees in the communities we serve.

  • Minter Mortgage, Inc.
  • 2409 Hillary Trail, Mansfield, TX, 76063
  • Lends in Texas
  • Minter Mortgage are you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.