FHA Vs. USDA loan program for Keene, Johnson County, Texas

In 2025, the USDA loan limit for Keene, within the county of Johnson, TX, is $360,600. For a single-family home, the FHA limit is set at $531,300.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and determine the required income, creditworthiness, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in your decision regarding the best program in that suits your financial circumstances.

USDA and FHA Loan Options in Keene, TX

The objective of Lendersa® is to swiftly and seamlessly secure the most favorable USDA or FHA loans for you. Start by selecting one of the three entry points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

A Closer Look at USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and is specifically accessible in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(773) 927-3500 Lender's profile and map Reviews Pulaski Savings Bank 3156 South Morgan Street, Chicago, IL, 60608 Pulaski Savings Bank has been in business in Chicago’s Bridgeport community for over a century, we have maintained our customer base because of the way we do business. This business philosophy has paved the way for a bright and profitable future for Bridgeport and the surrounding communities.
(312) 447-5200 Lender's profile and map Reviews Mutual Federal Bank 2212 W. Cermak Rd, Chicago, IL, 60608 Mutual Federal Bank was established in Chicago, Illinois in 1905 and has been operating continuously since that time. We have built a strong foundation of trust with our customers, providing a secure and dependable banking experience for over 100 years. Our goal is to create a great banking experience for you.
(877) 800-1077 Lender's profile and map Reviews Command Financial Group 2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608 Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
630 376 2100 Lender's profile and map Reviews Draper and Kramer Mortgage Corp. 1431 Opus Place, Suite 200, Chicago, IL, 60615 Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
(800) 975-1691 Lender's profile and map Reviews Ivanhoe Capital Advisors 6859 W. Addison, Chicago, IL, 60634 Ivanhoe Capital Advisors is a transaction advisory firm whose tailored solutions help small to mid-size companies and investors throughout the U.S. navigate complex transactions, from securing capital to restructuring existing capital, completing business and real estate acquisitions, and developing fiscal strategies
(773) 891-3695 Lender's profile and map Reviews Chicagoland Mortgage Group LLC 3351 West Harlem Avenue, Chicago, IL, 60634 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
(847) 805-1818 Lender's profile and map Reviews Mortgage Store Co 1311 S Princeton Ave, Arlington Heights, IL, 60005 The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
(847) 495-5000 Lender's profile and map Reviews HomeSmart International, LLC 3030 Salt Creek Ln, Suite 145, Arlington Heights, IL, 60005 In 2000 HomeSmart announced its Grand Opening with only two Agents. A reputation for advanced technologies soon followed. As a result, HomeSmart rapidly developed into the #1 Real Estate brokerage in size and sales volume in the Phoenix, Arizona area. With a commitment to its Agents and Clients, HomeSmart grew to over 8, 000 agents worldwide.
(847) 392-1922 Lender's profile and map Reviews AAEC Credit Union 1104 S. Arlington Heights Rd, Arlington Heights, IL, 60005 AAEC Credit Union has assets of approximately 84 million dollars. We offer a full range of financial services designed to help our members manage their money effectively.AAEC is a state chartered institution and all deposits are insured up to $250, 000 by the National Credit Union Administration (NCUA), an agency of the federal government
(847) 346-6628 Lender's profile and map Reviews Colin Barr, Mortgage Broker 2340 S Arlington Heights Rd, Arlington Heights, IL, 60005 Colin Barr, Mortgage We know how overwhelming the process of buying a home is, especially if it is the first time that you're doing it. We will work closely with you to explain the process, to protect you from making mistakes that could cost you later, and to ensure that your mortgage gets approved and you get the home that you.
(847) 593-3600 Lender's profile and map Reviews Tiger Financial Services Inc 2025 S. Arlington Heights Rd, Suite 118, Arlington Heights, IL, 60005 Tiger Financial Services, Inc. is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward.
(847) 454-1500 Lender's profile and map Reviews TOWN & COUNTRY MORTGAGE SERVICES, INC. 2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005 "Established in 2003 as a partner company to Town & Country Realty. We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"