USDA Loan Vs. FHA loan for Keene, TX 2026

In 2026, the USDA loan limit for Keene, within the county of Johnson, TX, is $360,600. For a single-family home, the FHA limit is set at $531,300.

Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and determine the required income, creditworthiness, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in your decision regarding the best program in that suits your financial circumstances.

USDA and FHA Loan Options in Keene, TX

The objective of Lendersa® is to swiftly and seamlessly secure the most favorable USDA or FHA loans for you. Start by selecting one of the three entry points to connect with matching lenders and explore USDA loan programs.

Lendersa USDA loan request and matching results

A Closer Look at USDA Loans in TX

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and is specifically accessible in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.

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(425) 458-7430 Lender's profile and map Reviews Halcyon Home Loans 119 Cedar Ave, Snohomish, WA, 98290 Halcyon Home Loans is a full-service mortgage brokerage serving the greater Puget Sound area and all of Washington State. We pride ourselves on treating each client like they are the most important person in our world, and delivering outstanding service along with low rates / fees.
(360) 563-9590 Lender's profile and map Reviews Snohomish Mortgage Company 1030 Ave D, Suite 7, Snohomish, WA, 98290 Snohomish Mortgage! We are the Local Experts for all types of residential and commercial lending. There are many lenders to choose from, but we believe that having great rates is only part of what makes us the best. We want you to do business with the people you see in the community and trust.
(206) 622-1850 Lender's profile and map Reviews Express Credit Union 1930 6th Avenue South, Suite 104, Seattle, WA, 98134 Express Credit Union is a community based and member-owned nonprofit financial institution serving the Puget Sound community since 1934. We offer checking and savings accounts, loans and other products that deliver great value and exceptional service to our members Our new focus is on providing low and moderate income.
(206) 398-5500 Lender's profile and map Reviews Seattle Credit Union 1521 1st Ave S, Suite 500, Seattle, WA, 98134 We’re Seattle’s credit union, and whether you’re a local or new to Seattle, we’re your partner in growth and prosperity. We’ve been part of Seattle since 1933, investing in our collective future, helping fuel the economy, and supporting our diverse communities through boom and bust.
(207) 375-6538 Lender's profile and map Reviews Sabattus Regional Credit Union 2 Middle Road, Sabattus, ME, 04280 Proudly serving our community with personalized, friendly service since 1957! We offer a wide variety of financial services to meet your needs. Our mission is to provide products and services that meet the needs of our members. In the fall of 1957, a group of people were called upon to create a credit union for the local parish.
(206) 515-2004 Lender's profile and map Reviews First Sound Bank 925 Fourth Avenue, Suite 2350, Seattle, WA, 98104 First Sound Bank is a locally owned independent community bank providing commercial and private banking services to high net worth individuals, small to medium sized businesses, not-for-profit organizations, entrepreneurs, and professional service firms throughout the Puget Sound market.
(206) 962-3820 Lender's profile and map Reviews Hearthstone Funding, LLC 113 Cherry Street, Suite 84054, Seattle, WA, 98104 Hearthstone Funding, LLC was created with the commitment to helping our Borrowers maintain their payments, obligations, and retain home ownership, if the latter is what they desire. Our strength is in providing financial solutions for the Homeowner, which creates a Win-Win environment for both the Borrower and for us.
(866) 818-9192 Lender's profile and map Reviews Lenders Portal Direct 801 Second Ave, Seattle, WA, 98104 Lenders Portal Direct was started with the simple goal of assisting both residential and commercial property owners in navigating the complex world of ownership in the modern market. Utilizing our vast network of relationships in the real estate community we cultivate a competitive market that strives for your business.
(206) 622-3000 Lender's profile and map Reviews Assets America, Inc. 800 5th Ave, Suite 101, Seattle, WA, 98104 Assets America® is a commercial mortgage banking, commercial loan brokerage, and commercial real estate brokerage firm. We provide commercial loans, high-end capital, financial services, joint venture services, and commercial real estate brokerage services to sophisticated real property owners, , developers, and business owners nationwide.
(206) 251-0818 Lender's profile and map Reviews Seattle’s Mortgage Broker 506 2nd Ave, Suite 1400, Seattle, WA, 98104 At SMB we understand each mortgage we provide helps a family locally but also has the ability to provide sustainable, salubrious economic opportunity to those most in need and We offer a variety of products ranging from low down payment mortgages to 90 percent- million dollar cash-out refi's.
(844) 556-8992 Lender's profile and map Reviews Assurance IQ, LLC 920 5th Avenue, Suite 3600, Seattle, WA, 98104 Our mission is to protect and improve the personal and financial health of all consumers. We meet consumers wherever they are in life with custom tailored solutions just for them. We empower them to take actions that improve their life and protect the things they care about. We provide a unique experience for every consumer.
(360) 556-3871 Lender's profile and map Reviews Grimm Mortgage Services 7311 20th Avenue Southeast, Olympia, WA, 98503 Thomas W Grimm has Over 25 years experience in mortgage lending. Thomas work with multiple lenders to ensure he can find just the right loan for you and at a fair price. If You have a question about your loan, Never be in the dark again. Thomas do his best to answer all calls and texts from 8 am to 10 pm PST, 7 days a week.