In 2025, the USDA loan limit for Keene, within the county of Johnson, TX, is $360,600. For a single-family home, the FHA limit is set at $531,300.
Leverage the Lendersa® USDA loan calculator to compare the most favorable USDA versus FHA rates available today and determine the required income, creditworthiness, reserves, and necessary documents for qualification. Our advanced mortgage calculator allows you to see USDA, FHA, Conforming, and VA options side by side, assisting in your decision regarding the best program in
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| Loan Type | Loan Limit | Down Payment |
| USDA | $360,600 | 0% |
| FHA | $531,300 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
The objective of Lendersa® is to swiftly and seamlessly secure the most favorable USDA or FHA loans for you. Start by selecting one of the three entry points to connect with matching lenders and explore USDA loan programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed through the Department of Agriculture and is specifically accessible in rural areas. Unlike FHA loans which require a minimum down payment of 3.5%, USDA loans require no down payment at all.
Enter your location to find out if it qualifies for USDA rural housing loan?
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