USDA VS FHA in Aransas-Pass, San Patricio County, TX

In 2025, USDA loan limit in Aransas-Pass, county of San Patricio, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Aransas-Pass, county of San Patricio, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Aransas-Pass, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Metro Mortgage Group LLC
  • 825 E Speer Blvd, Suite 206, Denver, CO, 80218
  • At Metro Mortgage Group, experience the difference that Genuine personal service makes when buying or refinancing your home. Experience the difference. Extensive knowledge and experience, paired with excellent lender relationships, allows Metro Mortgage Group to offer our clients mortgage solutions that meet their individual needs and goals.
  • Northstar Mortgage: Phil A. Trujillo
  • 387 Corona St, Suite 563, Denver, CO, 80218
  • Northstar Mortgage is a mortgage broker firm dedicated not only to provide you with the best combination of service, product, and rates but as well as to work hand in hand with you so we meet your personal goals. With over twenty years of combined mortgage lending experience you are sure to get the best advice to meet your needs.
  • US Mortgage Solutions
  • 1424 N Clarkson Street, Denver, CO, 80218
  • Our mission is to serve our customers with pride, honesty, and integrity. Our goal is to provide our clients with very competitive interest rates at a discounted cost. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a mortgage. US Mortgage Solutions, LLC is an established Mortgage Broker.
  • Mortgage Maestro Group
  • 387 North Corona Street, Suite 646, Denver, CO, 80218
  • At the Mortgage Maestro Group, we are here to help you navigate through the complicated seas of house-hunting to the promised land of home ownership. Whether you are refinancing, a first-time buyer, buying a rental property, or you’re finally ready for your dream home, we have you covered. Let our experts guide you through the maze.
  • Cardinal Financial Inc
  • 1299 Gilpin Street, Denver, CO, 80218
  • Cardinal Financial makes many kinds of short term real estate loans secured by property in Colorado. Loans include purchases of income property, fix and flip loans loans to LLCs, corporations, trusts and other entities as well as loans to settle estates and auction bidding loans. We can commit to a loan.
  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.
  • Wicker Park Mortgage LTD
  • 8175 East 39th Avenue, Denver, CO, 80207
  • Central Park Mortgage industry for over 20 years. I have done everything from Underwriting, Closing, Secondary Market, and Post Closing. My specialty is Jumbo Underwriting. However my true passion is thinking outside of the box to help customers obtain financing and ultimately the dream of home-ownership.
  • Native American Bank, National Association
  • 201 N. Broadway, Denver, CO, 80203
  • The Native American Bancorporation serves as the holding company for Native American Bank, N.A. and is a Community Development Institution (CDI) whose purpose is to promote economic development in areas that are underserved by traditional financial institutions. Chartered as a national community development focused bank.
  • Preferred Lending Partners
  • 1580 Logan Street, Suite 340, Denver, CO, 80203
  • Preferred Lending Partners, was founded in 1985 and is a not-for-profit Certified Development Company for all of Colorado primarily focusing on counties of Adams, Boulder, Broomfield, Denver. Preferred Lending Partners specializes in SBA 504 loans for small businesses we can also lead you through the rewarding endeavor of acquiring your own assets.
  • Credit Union of Colorado
  • 1390 Logan St, Denver, CO, 80203
  • Our goal is to add value to the lives of our members, employees, and the greater community. To do that, we believe in acting a certain way and look to our core values to guide us in every decision we make. We have a long history of providing excellent financial products and services to our members, and will uphold our commitment.