USDA and FHA Pro and Con in Aransas-Pass, San Patricio County, TX
In the year 2025, the USDA loan limit for the city of Aransas-Pass in San Patricio county of TX stands at $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.
Utilize the Lendersa® USDA loan calculator to compare the current best rates of USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA lending options, assisting you in determining the most suitable choice for your financial circumstances in .
2025 Loan Limits and Down Payment Requirements in Aransas-Pass, San Patricio, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
USDA and FHA Loan Opportunities in Aransas-Pass, TX
Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with minimal hassle. Choose from three great starting points to connect with ideal lenders and USDA programs.
A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, available solely for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require no down payment whatsoever.
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In 1998 the only independent bank in Riverton, was sold to a large national bank, which left a void in banking services in Fremont County. Kent Shurtleff and several local business people recognized the county’s financial needs and the opportunity to form a local community bank that would be owned and managed by people living in Fremont County
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