USDA and FHA Pro and Con in Aransas-Pass, San Patricio County, TX

In the year 2025, the USDA loan limit for the city of Aransas-Pass in San Patricio county of TX stands at $285,000. Meanwhile, for a single-family home, the FHA limit is $356,362.

Utilize the Lendersa® USDA loan calculator to compare the current best rates of USDA versus FHA loans. Determine the necessary income, credit score, reserves, and documentation to qualify. Our comprehensive mortgage calculator presents side-by-side comparisons of USDA, FHA, Conforming, and VA lending options, assisting you in determining the most suitable choice for your financial circumstances in .

Explore and compare loan offers from one hundred lenders.

2025 Loan Limits and Down Payment Requirements in Aransas-Pass, San Patricio, TX

Loan Type Loan Limit Down Payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA Loan Opportunities in Aransas-Pass, TX

Lendersa® is dedicated to securing you the optimal USDA or FHA loan quickly and with minimal hassle. Choose from three great starting points to connect with ideal lenders and USDA programs.

Lendersa USDA loan request and matching results

What Defines a USDA Loan in TX?

A USDA home loan, also known as a USDA rural development loan or USDA mortgage, is government-backed by the Department of Agriculture, available solely for rural areas. Unlike FHA loans that demand at least a 3.5% down payment, USDA mortgage loans require no down payment whatsoever.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • AIM FINANCIAL SOLUTIONS LLCAIM FINANCIAL SOLUTIONS LLC
  • 7167 Laurel Creek Dr., Stockbridge, GA, 30281
  • AIM Financial Solutions llc is a premier E-Services Accounting/Mortgage Brokerage Firm. Our mission is to empower and guide individuals, families and small business to achieve financial success at all stages of their lives. Our motto is DREAM AWAKE because we believe if you can dream it than you can achieve it.
  • Harvest Financial Associates LLC
  • 2637 Flat Shoals Road, Decatur, GA, 30034
  • Harvest Financial Associates, LLC, we have the right loan program for you. Whether you looking for Purchase, Refinance, or Specialized Loans, we can do it! We are committed to quality customer service - putting the people we serve first. Take advantage of our expertise in the residential lending industry by applying online today.
  • PrimePoint Mortgage LLC
  • 30 East Johnston Street, Suite B, Forsyth, GA, 31029
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • AHP Capital
  • 755 Commerce Drive, Suite 803, Decatur, GA, 30030
  • AHP Capital Out of the depths of the recession of the mid 2000s and the largest loss of real estate value in US history David Dick and Jim Cantrell formed a new real estate company with a diversified approach to lending and investing. and also Their new company combined construction, property management, sales and lending.
  • Emory Alliance Credit Union
  • 1237 Clairmont Run, Decatur, GA, 30030
  • Emory Alliance Credit Union was chartered in 1968 to serve the employees of Emory University and Emory University Hospital. In the last 40 years, its field of membership has grown to include Emory University students and faculty, Emory Healthcare, Residents or Employees of DeKalb or Fulton County, Georgia, and other Emory-related organizations.
  • Scenic Community Credit Union
  • 4503 Hixson Pike, Hixson, TN, 37343
  • We are committed to advancing financial peace of mind within our community by offering products and services our members need, when they need them. We also strive to educate our members and our community as a whole to equip them with the knowledge they need to achieve financial peace of mind.
  • Northwest Missouri Regional Credit Union
  • 26155 Stolls Country Lane, Maryville, MO, 64468
  • Chartered in 1933, Northwest Missouri Regional Credit Union is a not-for-profit financial cooperative, owned, controlled, and operated for the benefit of its members. Since there are no outside stockholders to satisfy, the credit union can return a greater percentage of its income to you
  • Lewisburg Banking Company
  • 287 North Main St, Lewisburg, KY, 42256
  • Lewisburg Banking Company was chartered on February 10, 1894. There were 35 original stockholders. The bank was chartered with 150 shares with each share selling for $100; thus making a capital investment of $15,000. An organizational meeting of the stockholders of the proposed banking company to be located at Lewisburg, Logan County, Kentucky.
  • MembersFirst Credit Union
  • 2476 Lawrenceville Hwy, Decatur, GA, 30033
  • Established in 1953, and named by and for its members, MembersFirst Credit Union has a tradition of serving those who serve others. The vast majority of our members provide daily care and nurturing to our loved ones. We proudly partner with some of the best healthcare facilities in the state of Georgia
  • Access Point Financial
  • 1 Ravinia Drive, 9th Floor, Atlanta, GA, 30346
  • Access Point Financial (APF) is a direct hospitality lender that provides bridge, capex, construction, mezzanine, preferred equity and permanent financing to qualified hoteliers throughout the United States and Canada. Our loan programs are flexible and are typically used for acquisition, refinance, construction take-out, renovations