USDA and FHA Pro and Con in Taft, San Patricio County, TX
In 2025, the USDA loan ceiling in Taft, within San Patricio county, TX, is $336,500, while for a single-family home, the FHA limit is $472,030.
Deploy Lendersa®'s USDA loan calculator to evaluate today's premier USDA versus FHA rates, helping you determine the income, credit, reserves, and documents necessary for qualification. Our sophisticated mortgage calculator allows you to juxtapose USDA, FHA, Conforming, and VA loans side by side, assisting you in deciding which program in is most suited to your financial situation.
2025 Loan Limits and Downpayment Requirements in Taft, San Patricio, TX
Loan Type
Loan Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA and FHA Loan Options in Taft, TX
Lendersa® is committed to swiftly securing you the best USDA or FHA loan without hassle. Select from one of three initial paths to find matching lenders and USDA loan offerings.
A USDA home loan is secured by the government through the Department of Agriculture. Also known as a USDA rural development loan or mortgage, it is solely available for rural areas. Unlike FHA loans that necessitate a 3.5% down payment minimum, USDA loans do not require any down payments.
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