For 2026, the USDA loan limit in Portland, San Patricio county of TX, stands at $336,500, whereas for a single-family residence, the FHA cap is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the income, credit, reserves, and documents required to qualify. Via our modern mortgage calculator, explore USDA, FHA, Conforming, and VA options side-by-side to decide which program in
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| Loan Type | Max Limit | Down Payment |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
| Conventional Conforming | $726,200 | 3% |
Lendersa® aims to quickly secure the best USDA or FHA loan without hurdles. Choose one of three starting paths to discover lenders and appropriate USDA programs.
A USDA home loan, supported by the US Department of Agriculture—referred to as a USDA rural development loan or USDA mortgage—is exclusively for rural areas. Unlike FHA loans with a minimum 3.5% down requirement, USDA loans are zero down payment.
Enter your location to find out if it qualifies for USDA rural housing loan?
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