USDA and FHA Pro and Con in Portland, San Patricio County, TX
For 2025, the USDA loan limit in Portland, San Patricio county of TX, stands at $336,500, whereas for a single-family residence, the FHA cap is $472,030.
Use Lendersa® USDA loan calculator to compare today's top USDA and FHA rates, and determine the income, credit, reserves, and documents required to qualify. Via our modern mortgage calculator, explore USDA, FHA, Conforming, and VA options side-by-side to decide which program in best suits your financial needs.
2025 Loan Limits and Downpayment Specifications in Portland, San Patricio, TX
Loan Type
Max Limit
Down Payment
USDA
$336,500
0%
FHA
$472,030
3.5%
Conventional Conforming
$726,200
3%
USDA versus FHA Loan Selections in Portland, TX
Lendersa® aims to quickly secure the best USDA or FHA loan without hurdles. Choose one of three starting paths to discover lenders and appropriate USDA programs.
A USDA home loan, supported by the US Department of Agriculture—referred to as a USDA rural development loan or USDA mortgage—is exclusively for rural areas. Unlike FHA loans with a minimum 3.5% down requirement, USDA loans are zero down payment.
FNBC Bank & Trust is a community bank with long standing connections to the communities which we serve. With over $500 million in assets, our banking offices provide a full range of personal and commercial deposit, loan, and trust services. FNBC offers a complete array of financial services with solutions for all financial needs in one place.
Countryside Bank is part of Wintrust, a financial holding company based in Rosemont, Illinois, with more than $36 billion in assets. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage originatio
The Midwest Coalition of Labor Credit Union (MCLCU) is a member-owned, not for profit financial organization dedicated to providing a full range of financial services.
Our Mission is to ensure the long-term stability, managed growth, and the members' continued trust and loyalty in our credit union.
Lending Leaf Co. is a Mortgage Broker who provides a variety of mortgage products to assist you with finding solutions to all of your mortgage needs. Our company works with Certified Underwriters which allows issuing a decision on your application quickly. We maintain a dedicated professional sales and operations staff.
REGIONAL Federal Credit Union is a member-owned and operated financial institution serving Northwest Indiana since 1961 The most comforting part about savings accounts at REGIONAL is the element of safety. Your accounts are federally insured by the National Credit Union Administration, an agency of the Federal Government, for up to $250,000
1936 the Finans Federal Credit Union has been serving its members in the HAMMOND, Indiana area with exceptional financial products. You can find their current interest rates on used car loans, new car loans, 1st mortgage loans and interest rates on both fixed and adjustable mortgages here on these pages.
Cta-74th Street DFCU the home of 69th/74th Depot Federal Credit Union. We pride ourselves on great customer care and friendly service. We were established in 1937 and have a rich and great history of service to our members whether they are Bus/Bus maintenance, Rail/Rail maintenance, G.O. we service CTA employees and their families.
10231 S Western Avenue, Floor 2, Chicago, IL, 60643
Our credit union was established in 1956 as Chicago Fire Officers' Association Credit Union. The credit union was originally established to help our fellow fire officers.
We are excited about our name change to Chicago's Bravest Credit Union and our new website. We are looking forward to growing and modernizing.
CPOECU is a not-for-profit, member-owned financial cooperative whose mission is to assist in meeting the financial needs of its members by encouraging savings and offering services at reasonable and competitive rates. We are committed to the financial education of our youth members here at CPOECU
