USDA Vs. FHA Pro and Con comparison in Port-Aransas, Nueces County, TX

In 2025, USDA loan limit in Port-Aransas, county of Nueces, TX is $285,000 while FHA limit is $356,362 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Port-Aransas, county of Nueces, TX

Loan Type Loan Limit Down payment
USDA $285,000 0%
FHA $356,362 3.5%
Conventional Conforming $548,250 3%

USDA and FHA loan options in Port-Aransas, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

Lendersa USDA loan request and matching results

What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

Enter your location to find out if it qualifies for USDA rural housing loan?



  • Greentree Mortgage
  • 2 Eastwick Dr, Suite 300, Gibbsboro, NJ, 08026
  • You can count on Greentree to make all of the arrangements for your mortgage. There are no up-front application fees. We get you started fast by analyzing your own individual needs, and finding a loan program that fits. If you are already a homeowner, we even provide a credit report analysis at no charge to you.
  • US Mortgage of Pennsylvania
  • 2646 Lefevre St, Philadelphia, PA, 19137
  • U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
  • Colonial Mortgage Service Company of America
  • 418 Stump Road, Suite 100, Montgomeryville, PA, 18936
  • "Since 1992 Colonial has been a trusted local Lender in Commercial, Residential and Investment Loans. Colonial Mortgage is your mortgage purchase and refinancing specialist serving PA, NJ, VA and MD. Mission: Our primary goal remains to provide the quickest most efficient process in order to become your #1 Trusted Lender!"
  • Brass Financial Group
  • 1145 Asbury Ave, Unit A, Ocean City, NJ, 08226
  • At Brass Financial Group, we focus on lending money for real estate investments and residential mortgages. We offer the following no doc Fix & Flip, New Construction, Bridge, Rental, and Commercial Loans as well as FHA, VA, Conventional and more!residential mortgages. We offer the following no doc Fix & Flip
  • North Penn Federal Credit Union
  • 123 N Bethlehem Pike, Colmar, PA, 18915
  • North Penn Federal Credit Union (NPFCU) was established in 1955 by a group of employees of North Penn Transfer, a trucking company in Lansdale PA. We are federally chartered by NCUA. We are a non-profit financial cooperative owned and controlled by the members and operated for their benefit by promoting savings and providing low-cost loans. We have
  • Basin State Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Basin State Bank (Banks) on 103 Central Ave in Stanford, Montana. This bank is listed on Bank Map under Banks - All - Banks. Our office is located on 103 Central Ave, Stanford, MT. Basin State Bank opened its doors in 1911 and has been faithfully serving Central Montana for over 90 years.
  • Stockman Bank
  • 103 Central Avenue, Stanford, MT, 59479
  • Stockman Bank is a Montana born company built on western values, focused on creating long-standing relationships through integrity, expertise and results. We are the largest private, family owned bank in Montana. Founded 1953, in Miles City by William Nefsy, we are Montana's premier financial center for personal, business, agriculture,
  • AdvancePoint Capital
  • 51 Haddonfield Road, Suite 135, Cherry Hill, NJ, 08002
  • AdvancePoint Capital offers are variety of business funding products to small to mid-size businesses * Business Loans * Business Lines of Credit *Small Business Administration (SBA) Loans * Invoice Factoring * Equipment Leasing * Medical Practice Financing * Business Cash Advance What we are know for.
  • 1st Colonial Community Bank Headquarters
  • 210 Lake Dr E, Suite 300, Cherry Hill, NJ, 08002
  • "1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking. As a community bank, we place relationships and customer service at the center of all that we do."