For the current year, 2025, the USDA loan limit set for Port-Aransas in Nueces county of TX is $285,000. In comparison, the FHA limit designated for a single-family home is $356,362. These numbers play a vital role for those considering home purchases, helping them understand the maximum loan they can expect for properties in these areas.
Use the Lendersa® USDA loan calculator to effectively compare today's top USDA versus FHA rates. This tool allows you to determine the required income, credit score, reserves, and necessary documents you need to qualify for a particular loan. With our sophisticated mortgage calculator, you can evaluate USDA, FHA, Conforming, and VA loans side by side. Doing so helps you decide which program in aligns best with your specific financial situation. Thorough comparisons like these equip you with the knowledge required to make informed home loan decisions, tailored to your individual financial goals and needs.
Loan Limits and Downpayment Requirements for 2025 in Port-Aransas, County of Nueces, TX
Loan Type
Loan Limit
Down Payment
USDA
$285,000
0%
FHA
$356,362
3.5%
Conventional Conforming
$548,250
3%
These limits are indicative of both the economic landscape and policy guidelines aimed at supporting buyers in making wise, financially sound choices about homeownership, aligning with their long-term financial strategies and aspirations.
Variety of USDA and FHA Loan Options in Port-Aransas, TX
Lendersa® is committed to helping you find the top USDA or FHA loan quickly and without hassle. Choose from one of three paths that will effectively match you to lenders and USDA loan programs that fit your needs.
The USDA home loan, also known as the USDA rural development loan or USDA mortgage, is backed by the Department of Agriculture. Available exclusively in rural neighborhoods, unlike FHA loans that demand at least a 3.5% down payment, the USDA mortgage does not require any down payment. This feature makes it highly appealing to eligible buyers seeking homes in rural settings.
The First National Bank at Paris was established in 1891 as The Bank of Paris by a group of local businessmen who had a deep commitment to the people of Paris and Logan County. At that time, Paris was a bustling community of 600 people. Founded by W.R. Cherry, the bank occupied the first floor.
"Express Mortgage has been serving Arklahoma proudly for over 10 years. We look forward to answering any questions you may have regarding our services.
Express Mortgage offers every mortgage product imaginable ... conforming FNMA/FHLMC ... government FHA ... reverse mortgage ... and VA. Our expertise lies in outstanding customer service"
In 1880, the Loosen Family, pioneers from Germany, came to Oklahoma, after settling for some time in Nebraska. The opening of the Oklahoma Territory afforded opportunities for many people who wanted to work hard and make a new life. In recognition of this time of opportunity, Julius Loosen, eager to be on the lending side of the banking business,
Community National Bank is located in Okarche and Fairview, Oklahoma. We strive to provide our customers with professional banking in a small town atmosphere. Community National Bank offers the services of a modern financial institution while maintaining the integrity of a community bank where decisions are made locally.
Community Bank of Bristow has proudly served Creek County and the town of Bristow since 1924.
At Community Bank of Bristow, we work hard to exceed your expectations every day. Member FDIC. Equal Housing Lender.
Bristow was designated as the county seat for Creek County at statehood when its population was 1,134. However,
SpiritBank offers a spirited approach to banking with a full-line of banking products and services. We have the resources you need to help you with your business and personal banking needs. The person posting is an employee of the bank, anything posted may contain a personal opinion, and not necessarily the opinion of SpiritBank.
4300 W 7th St, Room 1A-118, Little Rock, AR, 72205
VA Hospital Federal Credit Union. The credit union was established in 1951 to serve its members financial needs. Since its inception the credit union has provided financial services at the best economical rates in the most opportune manner. This tradition started over 6 decades ago continues today.
Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.
Visionary men, from families who would earn state and national recognition, including Hiram Eastland, Sr, and Major R. W. Millsaps, were the original founders of Bank of Forest. The bank was granted a corporate charter by the State of Mississippi on March 1, 1900 and opened its doors for business in February of 1901,
