USDA Loan Vs. FHA loan pro & con Bonham, Fannin County, TX

In 2025, USDA loan limit in Bonham, county of Fannin, TX is $336,500 while FHA limit is $472,030 for a single-family home.

Use Lendersa® USDA loan calculator to compare today's USDA VS FHA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the USDA, FHA, Conforming, and VA side by side to help you decide which program in is best for your particular financial situation.

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USDA and FHA loan options in Bonham, TX

Lendersa®' goal is to get you the best possible USDA loan or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and the USDA loan programs.

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What is USDA Loan in Texas?

USDA home loan is a loan guaranteed by the government Department of Agriculture AKA USDA rural development loan or USDA mortgage and is available in rural neighborhoods only. Unlike FHA loans that require a minimum of 3.5% down payment, the USDA mortgage loan does not require any down payment.

(800) 245-9655 Lender's profile and map Reviews CDC Federal Credit Union 2301 Parklake Drive, Atlanta, GA, 30345 CDC Federal Credit Union, we understand each member has different money management skills with unique needs. That is why we offer a wide variety of products and services to meet those needs in your current stage of life. If you are just starting out, you may need a savings and checking account.
(800) 786-8787 Lender's profile and map Reviews SunTrust Bank 2162 Henderson Mill Rd NE, Atlanta, GA, 30345 SunTrust and BB&T have joined to become Truist. We're building a better future together Truist Financial Corporation (NYSE: TFC) is a purpose-driven company dedicated to building a better future for its clients, teammates and communities. With 275 years of combined BB&T and SunTrust history, Truist is one of the nation’s largest financial services.
(844) 437-3264 Lender's profile and map Reviews MDH Mortgage 2303 Parklake Drive, Suite 504, Atlanta, GA, 30345 Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
(678) 626-0465 Lender's profile and map Reviews InfoThink LLC 2302 Parklake Drive, Suite 513, Atlanta, GA, 30345 At InfoThink LLC., we help our Mortgage clients leverage forward thinking, in order to transform business.Our solutions are designed to assist Mortgage providers Improve Margins, increase business process speed, quicker loan decisions and deliver loan quality. Our offerings include Consultancy & Business process management in the Mortgage industry.
(770) 856-6397 Lender's profile and map Reviews Mortgage Core LLC 2340 Perimeter Park Drive, Suite 200, Atlanta, GA, 30341 Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
(404) 992-8054 Lender's profile and map Reviews Strategic Loan Advisors LLC 1954 Airport Road, Suite 146, Atlanta, GA, 30341 We are dedicated to providing a 5 star level of service to our clients and referral partners! We take a concierge style approach with every client to ensure the highest level of customer service! Our mission is to value others ahead of ourselves. We provide strategic mortgage planning to our clients to help meet their needs.
(470) 545-9125 Lender's profile and map Reviews FIRM Financial LLC 4151 Silvery Way, Suite 307, Atlanta, GA, 30341 FIRM Financial LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you
(678) 296-5674 Lender's profile and map Reviews Amerihome Loan Inc 4360 Chamblee Dunwoody Rd, Suite 206, Atlanta, GA, 30341 Amerihome Loan Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools
(770) 220-2800 Lender's profile and map Reviews Home Pointe Mortgage Company 3235 Shallowford Road, Chamblee, GA, 30341 Home Pointe Mortgage Company will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.
(404) 403-1127 Lender's profile and map Reviews OPEN HOME MORTGAGE, INC. 5200 Peachtree Rd, Suite 2104, Atlanta, GA, 30341 We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. Using our online loan application, you can take your time and complete your application whenever it's convenient for you.
(605) 339-2152 Lender's profile and map Reviews CU Mortgage Direct, LLC 5010 S Solberg Ave, Sioux Falls, SD, 57108 CU Mortgage Direct LLC is a South Dakota Limited Liability Company, NMLS# 198895. We are a mortgage banker/direct lender for all types of home loans. Since we are owned by credit unions, we have a strong financial backing and we can pass that savings on to you. With over 150 years of combined experience, we can help you obtain the right loan.