USDA Loan Vs. FHA loan pro & con Briar, Parker County, TX

In the year 2025, the USDA loan boundary for Briar in Parker county, TX stands at $329,300. In contrast, the FHA cap for a single-family residence is fixed at $411,700.

Try out Lendersa®'s USDA loan calculator to compare the top USDA and FHA current rates, helping you assess the income, credit scores, reserves, and necessary documentation to qualify. Our sophisticated mortgage calculator allows you to evaluate USDA, FHA, Conforming, and VA options side by side, aiding in your decision as to which program in Alabama suits your financial circumstances best.

Exploring USDA and FHA Loan Opportunities in Briar, TX

At Lendersa®, our mission is to swiftly secure the most beneficial USDA or FHA loan deals for you with minimal effort. Choose from one of three initiation points that lead to ideal lender matches and USDA loan options.

Loan Type	Loan Limit	Down Payment
USDA	$329,300	0%
FHA	$411,700	3.5%
Conventional Conforming	$548,250	3%

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Understanding USDA Loans in TX

A USDA home loan is a government-backed mortgage by the Department of Agriculture, commonly referred to as a USDA rural development loan or USDA mortgage. It is specifically available for homes in rural neighborhoods. Unlike FHA loans, which require at least a 3.5% down payment, USDA mortgages have no down payment requirement.

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(575) 397-4511 Lender's profile and map Reviews Lea County State Bank 1017 N Turner St, Hobbs, NM, 88240 Chartered on November 2, 1928, during the great oil boom days the original Lea County State Bank of Lovington played an important part in the early development of this area. Dedicated to the people of Lea County, the bank adopted their pioneer spirit, which would eventually make this part of New Mexico great.
(417) 525-4218 Lender's profile and map Reviews Southwest Missouri Bank 202 W High, Alba, MO, 64830 We are proud to be the largest locally owned community bank in southwest Missouri. It all began in Carthage, Missouri, when Garry Denney, along with seven other citizens, decided to start a new bank. The first Carthage branch opened in June, 1979, with one million dollars in assets and over the years we expanded into Joplin, Neosho, Jasper & Alba.
(870) 367-6221 Lender's profile and map Reviews Commercial Bank & Trust Company 212 West Gaines Street, Monticello, AR, 71655 In 1912 when we were known as Commercial Loan & Trust Company. We were founded on sound banking principles, solid business practices, and good, old-fashioned, common sense. Our growth was steady, and what began as a modest enterprise became an established financial institution. In 1965, we changed our name to Commercial Bank & Trust Company.
(575) 769-1911 Lender's profile and map Reviews The Citizens Bank of Clovis 421 Pile Street, Clovis, NM, 88101 Incorporated on January 7, 1916, with capital stock of $25,000, The Citizens Bank of Clovis has become the largest independent financial institution in East-Central New Mexico now with assets in excess of $449,000,000. With capital in excess of $46,000,000, it is one of the best capitalized banks in New Mexico.
(575) 769-9000 Lender's profile and map Reviews The Bank of Clovis 300 Main Street, Clovis, NM, 88101 The Bank of Clovis is a state chartered bank with deposits insured by the FDIC. The Bank was founded October 16, 2000. Our shareholders are employees, farmers, ranchers, small business owners, construction workers, teachers, doctors, lawyers, nurses, policemen, and firemen -- all from Curry County and the surrounding area.
(575) 742-3700 Lender's profile and map Reviews Cannon Federal Credit Union 4205 North Prince Street, Clovis, NM, 88101 Originally chartered as Cannon AFB Federal Credit Union located in an old barracks building on Cannon AFB, CFCU has flourished, moving & expanding into 2 convenient locations today. CFCU provides financial services to thousands of members in & around Clovis, New Mexico – including civilian & military personnel assigned to Cannon AFB, NAF employees.
(575) 762-2800 Lender's profile and map Reviews American Heritage Bank Clovis 3300 N. Prince Street, Clovis, NM, 88101 The mission of American Heritage Bank is to provide excellent customer and community support within the realm of safe and sound banking practices. The attainment of our mission will produce economic growth within our communities and a return of favorable value to our shareholders.
(575) 762-5363 Lender's profile and map Reviews Frost Mortgage Lending Group 2610 N Prince St, Clovis, NM, 88101 Frost Mortgage, we’re dedicated to giving each customer a great experience. Our local home Loan Originators have decades of combined experience in the mortgage industry and can help you reach your short- and long-term goals.Our local specialists have the resources of a huge national mortgage company and the friendly attitude of your neighbors.
(575) 562-9837 Lender's profile and map Reviews AG New Mexico 4501 North Prince Street, Clovis, NM, 88101 Ag New Mexico, Farm Credit Services (FCS), ACA is a rural lending cooperative that finances agricultural production, agribusiness and rural real estate, including farms, ranches, and rural recreational property. We are a part of the nationwide Farm Credit System, the oldest and largest source of rural financing in the United States.
(575) 769-9006 Lender's profile and map Reviews The Mortgage SuperStore 420 Commerce Way, Clovis, NM, 88101 Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
(417) 739-9300 Lender's profile and map Reviews Table Rock Community Bank 1 Wildwood Ln, Kimberling City, MO, 65686 Table Rock Community Bank is your only local community bank in Stone County, Missouri. We exist to meet the banking needs of our customers and to make a positive difference in the communities we serve, including Kimberling City and Branson West. Table Rock Community Bank is a full-service bank providing personal
(316) 830-2226 Lender's profile and map Reviews The Halstead Bank 314 Main Street, Halstead, KS, 67056 The Halstead Bank is headquartered in Halstead and is the 104th largest bank in the state of Kansas. It is also the 3,357th largest bank in the nation. It was established in 1882 and as of March of 2022, it had grown to 27 employees at 5 locations. The Halstead Bank has an A health rating.