USDA Vs. FHA your options comparison in Bridgeport, Wise County, TX

In 2025, the USDA loan limit within Bridgeport, located in the county of Wise, TX, is $360,600. On the other hand, for a single-family home, the FHA limit is $531,300.

Leverage Lendersa®'s USDA loan calculator to compare the top USDA versus FHA rates available today. It will also help you ascertain the income, credit, reserves, and necessary documents needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program available in for your particular financial needs.

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2025 Loan Limits and Downpayment Requirements in Bridgeport, county of Wise, TX

Loan Type Loan Cap Initial Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Opportunities in Bridgeport, TX

The aim of Lendersa® is to ensure you quickly secure the best USDA or FHA loan without complications. Start with one of three options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



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  • Elementary Lending is a Premier Mortgage Brokerage in the Metro Detroit area. Our main focus is to educate our clients on all available options to ensure they are able to get into the program that best fits their goals. Our amazing team will help every client with a simplified and transparent process.
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