USDA and FHA Pro and Con in Bridgeport, Wise County, TX

In 2026, the USDA loan limit within Bridgeport, located in the county of Wise, TX, is $360,600. On the other hand, for a single-family home, the FHA limit is $531,300.

Leverage Lendersa®'s USDA loan calculator to compare the top USDA versus FHA rates available today. It will also help you ascertain the income, credit, reserves, and necessary documents needed for qualification. With our sophisticated mortgage calculator, you can view USDA, FHA, Conforming, and VA loan options side by side, assisting you in choosing the most suitable program available in for your particular financial needs.

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2026 Loan Limits and Downpayment Requirements in Bridgeport, county of Wise, TX

Loan Type Loan Cap Initial Payment
USDA $360,600 0%
FHA $531,300 3.5%
Conventional Conforming $726,200 3%

Available USDA and FHA Loan Opportunities in Bridgeport, TX

The aim of Lendersa® is to ensure you quickly secure the best USDA or FHA loan without complications. Start with one of three options that connect you with matching lenders and USDA programs.

Lendersa USDA loan request and matching results

Understanding USDA Loans in TX

A USDA home loan, also referred to as a USDA rural development loan or USDA mortgage, is supported by the Department of Agriculture and is exclusively available in rural areas. Unlike FHA loans that require a down payment of at least 3.5%, USDA loans do not require any down payment at all.

Enter your location to find out if it qualifies for USDA rural housing loan?



Bridgeport Lenders

  • The Good Buy Mortgage Company
  • 200 William Allen Lane, Decatur, TX, 76234
  • Lends in Texas
  • We offer a wide array of programs and products to fit your needs, Conventional, FHA, VA, Jumbo, Investor products, & 100% Financing for both purchase and refinances. With 30 years of industry experience and long-standing lender relationships, we set ourselves apart from the other mortgage companies.

  • Financier$ Mortgage Group, Inc.
  • 718 Boling Ranch Road, Azle, TX, 76020
  • Lends in Texas
  • At FINANCIER$ Mortgage Group, your Hardworking, Friendly, LOCAL, Mortgage Lender with over 35 years experience. FINANCIER$ is a Top Tier Lender which means our mortgages perform in the Top 10% nationwide. We think that’s mostly because we actually still talk to all our customers.

  • Jacksboro National Bank
  • 910 N. Main, Jacksboro, TX, 76458
  • Lends in Texas
  • The Jacksboro National Bank was chartered on June 30, 1905 and opened for business July 24, 1905 with initial deposits of $9, 761. We have maintained the philosophy of local independent ownership along with personal dedicated customer service throughout our 100+ years of existence.

  • My Credit Union
  • 13016 Highway 287, Haslet, TX, 76052
  • Lends in Texas
  • My Credit Union has been open since 1975. The credit union has assets totaling $61.64 Million and provides banking services to more than 7, 000 members as of March 2022.

    The credit union is a member-owned financial cooperative providing banking services including savings, loans, and other financial services to members.

  • Texas Mortgage Finance
  • 8517 Hidden Meadow Drive, Fort Worth, TX, 76179
  • Lends in Texas
  • Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.

  • Texas Bank
  • 901 Santa Fe, Weatherford, TX, 76086
  • Lends in Texas
  • In 1999, a group of local Parker County business people pooled their resources and expertise to create a community bank that would meet the needs and exceed the expectations of the residents and businesses of North Central Texas. Today, Texas Bank Financial has grown into an institution with 3 full-services branches

  • Member Preferred Federal Credit Union
  • 340 Blue Mound Road, Suite 342, Fort Worth, TX, 76131
  • Lends in Texas
  • Member Preferred began in 1935 with a vision to serve the employees of the St. Louis San Fancisco (or Frisco) Railway in Texas.While the name of the railroad has changed from Burlington Northern Railroad in 1981 to the Burlington Northern Santa Fe Railroad in 1995, our mission has stayed the same.

  • Cheating Debt, LLC
  • 1953 Golden Heights Road, Suite 401, Fort Worth, TX, 76177
  • Lends in Texas
  • Cheating Debt is a Credit Repair Service founded in 2016 with the mission to Serve, Educate and Empower people to take control of their credit and finances. Cheating Debt was conceived with the notion of “I wish someone would have taught me that before." Cheating Debt as a cumulative brings decades of private banking, mortgage.

  • Titan Bank, National Association
  • 1701 E. Hubbard Street, Mineral Wells, TX, 76067
  • Lends in Texas
  • Titan Bank was founded in 1907. The bank has a long history of focusing on the needs of small businesses in shifting economies. It is a full-service national bank with the capital, knowledge and staff to help entrepreneurs with their financial needs. Titan Bank is based in Texas and lends in all 50 states.